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Sunday, 27 March 2022

Whether response from Chairperson?

 For Continuity,Please read from Bottom 1  to Top Sl No7 .We all should know what is happening



7)Thank you Kishore for your greetings on the occasion of Maha Shivaratri, which I most heartily reciprocate.
Your continued efforts inspite of setbacks on health grounds is a rare dedication of benevolent soul like you.

Having adorned lofty positions in 'Yogakshema' where the Central office is situated, your coming down to lead the poor pensioners sacrificing your time, money, domestic happiness is commendable.
I bow my head in reverence to you and the excellent support you get from your partner in life Seetha. 

My prayers to my family deity Sri Sowmya Narayana Perumal, Thirukkoshtiyur Madhavan  to bestow on you and your family His Choicest Blessings.
Warm regards Kishore   NAN Madurai

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6)Does not mean we can stop trying & trying,pursuing & pursuing.

World of difference between Employees demands & grievances & 
Pensioners issues & grievances 
     My 24 page Brochure AIRIEF Achievements & Accolades ,From.5/12/1996 to NOW ,25 years saga  ,now Silver Jubilee Year speaks for itself .
      Unfortunate Insurance industry is the only one where Employees do not join hands with Pensioners 
        Try to calculate how much of Mediclaim premium all saved from.May 2010 when after my repeated emails,fup,talks on.phone & convincing them ,bits & pieces of throwaway benefits serve no purpose but one deserving big benefit,genuine, if given will.soothe hearts of pensioners .Sri Kamaljit Sahay EDPer & approved by MD Sri AK Dasgupta rang me up after Board Meeting to convey that 75 percent Rebate as for Employees is approved Dear NDM it is a signal & superlative Victory Posterity will not forget 
       Under the guise that Any time Fedns can fix up advance dates - & meet Chairman & others, They refuse to agree for our persistent open & sincere plea that Consultative Committee must be formed, fup of such Minutes of Meet enforces greater accountability & in that process faster resolution of pending demands 

     We are optimists & pragmatists.More face to face meetings with Top Mgt can indeed melt their hearts & for sure speed up  closure of pending issues to our satisfaction
   You must also have noticed that I introduced new elements substantiated by data to give us CMB for which outlay is Rs 91.5 crores ,pittance for LIC .So too I portrayed RBI agreeing for COVID expenses etc  I praised Chairman with his own Speech at AISDM conference where he overjoyously narrated various benefits showered for Employees .So I said give us what we wanted too, as they are genuine & modest

Pen is mightier than the sword, prayers & Faith will fetch us for sure .

Greetings, RBKISHORE
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On Fri, 25 Mar 2022, 9:21 am N.D Mehrotra, <mehrotra.nd@gmail.com> wrote:

5)Sir, it's like beating drum over deaf ears, 

On Thu, Mar 24, 2022, 20:09 Ramanujam Kishore <rbkseetha@gmail.com> wrote:


4)Revered ChairPerson Sri M.R.Kumar Sir,

PLEA for quick acceptance & resolution of Pensioners Issues ,dire need to make lives happier& tranquil,tremendous delay & procrastination costing so many deaths, tragic indeed      

 

v)  Pensioners cannot afford even the OPD & normal Doctors consultation for many diseases .    Consultation fee, medicines,other injections,prescriptions take a heavy toll for Pensioner & Spouse  for the whole year& the meagre pension amount is still whittled down .Consultation Fee,Special reports not allowed to be taken for diagnosis, medicines, injections & to be repeated when not cured, & many diseases out of purview or new prognosis remedial prescriptions costing high but rejected or not allowed by NI turning a blind eye to such request & so 

SUCH expenses with Receipts for the year ,peg the Ceiling to 10 percent of CSA as none or very very few dig into OSA

 

vi)Some charges for Approved Spl Reports ,reimbursible have risen, so excess is  disallowed .

All the more modern improvements eg SIGVARIS socks with 4 point adjustments for reducing leg swelling,Rs 13,000,new paradigms double socks white & pink ,TRUEFIX-2C,Innovative 2 Component System Rs1899 costing 4days tight to be worn,so per month 5 times cost Rs9500 but effective as only then near normalcy comes. &the like  for other diseases shd be accepted when supported by Doctors prescriptions & not unceremoniously rejected .This also can come under item  v) above with a ceiling of 10% of CSA

 

vii) IRDAI Circular dt 17/8/2018 has removed 10 items at a stretch from Exemptions & has been made compulsory with immediate effect,in cases of mental  health care, dental, stem cell  infertility & psychiatric treatment  etcAs these are no longer optional .  CO Per must  have already  talked with New India as IRDAI fiat is an order to be taken serious note of & complied . IRDAI order could have been complied with , as all were waiting for breakthrough in dental treatment.

viii)Sir,we were excited to read your SPEECH in 59th All India SDM Conference,MAY 2019:

LIC CHAIRMAN SRI MRKUMAR SPEECH 59th ALL INDIA SDM CONFERENCE MAY 2019

 

^A host of benefits for employees were introduced during the last year –

��*Increase in overall limit for reimbursement of medical expenses underEx-gratia for HCPT Scheme to Rs. Fifty lakh for treatment taken in India and to Rs. onecrore for treatment taken abroad,… *increase in coverage under 24 hours Group
Personnel Accident Policy,… 
*Increase by 50% in the limit of amount to be reimbursed
under Preventive Health Check-up Scheme,… 
*extending certain reimbursements whichwere available to only Class I, to Class II, III & IV and *most important -we have finallygot One more Pension Option to non-pension optee employees/retired employees and the family of deceased employees, after years of struggle.

    7)   We are sure you will exhibit same exuberance towards satisfactory resolution of Pensioners genuine grievances,which are at advanced stage of discussions & reason & logic of the issues genuine & modest,compel NEW INDIA to accept these & include in final round of Group MediClaim under Family Floater policy.More so ,when Pensioners are hailed as FOUNDERS rightly as they also tackled preNationalisation,then Nationalisation & post-Nationalisation,then Farreaching OIC Reorganisation mammoth changes with sound Plan & Strategy of decentralisation of many functions,Branches evolving as  NewBusiness Centre,Servicing Centre, Accounting & Profit Centre,& above all as a Triveni where Employees,Policyholders & Field force meet,mix & mingle.

        8)     Please grant us the same benefit of CMB CASHMEDICAL BENEFIT on same lines as that for Employees.ALL know pensioners deserve this much more than anybody else. As in many DO Emails to MDs too ,we were stressing that a mere Rs91.5 crores per annum will be the outlay for 60,000 pensioners,which is a pittance ,when compared with Meals Coupon for all Employees costing more than Rs500cr. What more,SIR,than this elation of LIC grand Achievements must allow you to empathetically fulfil modest aspirations of Pensioners with a liberal mind .We Pensioners shall be indebted to you for ever.---

   9)For none else, Time is so important & critical, as for Pensioners-Regular & Family. Sad,frustrated & grief-stricken , are we ,Sir, that app 19,000 pensioners have died & are dying,during last 23 years .We are sure,under your able & dynamic Leadership,,you will touch & enhance the chords of accord ,bringing new rays of sunshine for Elders, Sr Citizens & Super Sr Citizens.

 

  R.B.KISHORE ,  
PATRON,AIRIEF,
ED(Retd),LIC
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.
3)Dear Sri RSAhuja,      Many thanks for your kind compliments.Yes,indeed, there is an element of sacrifice.Reading habit has declined. Rich Treasures are available in our website airiefvision.wordpress.com.So many times we have appealed to all, ALL OBs,EC Members click the website & read the stuff that you want .Hits must increase. Readers must grow.Knowledge boom & bloom is most welcome.We radiate , FORM,INFORM & REFORM , then only one can TRANSFROM & PERFORM .

         Those whom we know or who worked under us turn gems of the purest ray serene.They may appreciate what we say but have their own points of view to accept our suggestion orNO not to accept too.I dont think any favour they have done.if they approve such rare cases of benefits to pensioners.Sri XXX TSV frankly & brutally used to dismiss PU as not grantable! 
No axe to grind or No  lollypop to offer, yet life goes on & on.
SAY NOT THE STRUGGLE NOT AVAILETH

Thanx again , let us continue to row,row the Boat of Life ,with devotion & dedication

Greetings & warm regards,
RBKISHORE


On Mon, 14 Mar 2022, 12:16 am Ramanujam Kishore, <rbkseetha@gmail.com> wrote:
2)Dear Shri Kishore,  CONCRETE ACHIEVEMENTS OF AIRIEF

Salutes to you for the yeoman services rendered by you to the retirees-fraternity despite your I’ll-health.  Your single-handed efforts at all levels,  including your personal approaches to authorities, many of whom were your students in MDC or who worked under you, resulted in several benefits being given to retirees, unthinkable in normal conditions. May you continue your untiring efforts in the direction of resolving several pending issues and help the fraternity. There is a saying in Hindi, ‘Ishwar ke ghar dair hai, andher nahin’. Loosely translated it means, ‘God may delay an action in response to your prayers, but He will not fail to do justice’. Have faith in God, confidence in self and do not give up ‘UMMEED’ (Hope). Miracles do happen. 

Regards

RS Ahuja 


 
1)Subject: Concrete Achievements of AIRIEF thro emails of AIRIEF to Top Mgt & intensive fup,more face to face Meetings with them a MUST

Dear All,1)Those who read our Brochure of 24 Pages titled Voyage & Journey of AIRIEF From 5/12/1996 to NOW (31Dec 2020),24 years Achievements & Accolades of AIRIEF through the Periscope &
from 1998 I am sincerely & seriously working, if I may say so overworking , sitting late midnight , as Notes & Submissions are not easy to prepare & fundamentals should not go wrong. After retirement I am Chairman to Chaprasi & I number the Paras for easy reference& in 2/3 Colours pleasing  for the .Perhaps in WhatsApp it is black & white
 
2) Remember even 75 percent subsidy for Group Mediclaim , find out what otherwise would have been the High Premium we Pensioners would have been called upon to pay ! !
From 5/2010.

** Then who secured CashlessvSetvice, a Boon
 
***Dawn of FFP,Family Floater Policy ,an Umbrella for Family & Dependants from 7/2014

****Who persistently fup & got premium deduction from Pension ? From 2/2016

    *****One Time Pension Option after repeated fup at all levels granted last year2021 for Employees & Retirees completed .For SZ entirety it is 1640 & 460 respectively.
LICs Secret Note dt 31/12/2001 secured thro RTI revealed PO is very costly as compared to PU which can be afforded.

    3,)Why the famous LIC BoardResolution dt 24/11/2001 was as a result of intensive discussions with Loss of Pension Chart for all Groups & all Cadres,with all Independent Board Directors, & a memorable,openhearted 110minutes dialogue,queries,answers, clarifications,,insistence of ours with leading Delegation by S/sri Sunil Sastri,lateHCMehta,our President,RBKishore,late CSMurty,late JKKarulkar.That set the base for a clear opening of PU in the real sense of merger of DR every 5 years of wage settlement with Basic Pension successively .
Principles underlined therein are echoed & reechoed in.many Judgements.

      4)Gratuity arrears for ClassI Officers retired between 1/4/93to 31/7/94 with SI 10 percent SCverdicton 12/2/2008 & Chairman extending difference in Gratuity payment to Officers retired between 1/8/92---31/3/1993 with SI 10 percent dt 19/9/08

      5)All are aware of the 2 Board Resolutions still pending 598 & 599 with Govt of July 2019 & Oct 2019 .   Oct 2019 FP at 30 percent of Basic Pay will benefit a large number of FPensioners who were left uncared, unwept & unsung. SZ Numbers are  3065& more.

       6)Exgratia Retirees got a raw deal .After many many fups when majority have died, LIC could modify only once in 4/5 years,whereas RBI improved benefits 3times in 6 years. Now for LIC exgratia Allowance for Regular & Spouse was doubled from Rs 12000 to 24000yly ie Rs2000pm & for Spouse Rs6000 to Rs12000 ie Rs1000pm

    7)After hectic & heated fup with LICTop Mgt, Pension ,Credit from Bank must be received thro SMS on 1st of Every Month, irrespective of Saturdayor Sunday or Holiday vide RBI Circular then dt 6/12/2019 made available thro NEFT 24/7  wef 16 Dec 2019 Glad it is fairly regularised with some advance contacts with Respective Pension Cell as an alert& also with respective Bankers. 

8)We released WONDERFUL All India General  Council SOUVENIRS,Treasure of BOOKLETS,KURUKSHETRA LEGAL BATTLE 52 PAGES,CHARTER OF DEMANDS 24 PAGES,CCC.Clippings,Collections & Compilations, for record 10 years Series 1---120 Monthly from April 2004 to March 2014,Pensioners  EMails & Feedback for 10 years ending Series 225 in2020
   Reading,Writing,Collecting,Thinking,Discussing,Analysing,Presenting,Representing,Negotiating,Reminding are all end-to-end cyclical jobs,needing lot of briskness,going through Circulars,mastering the contents,d isseminatinmg to Members,& indeed making RIEAs & AIRIEF KNOWLEDGE-DRIVEN.

,9)Some more but enough Please don't criticize honest attempts & well versed fup It is not easy but that is done you shd be happy & grateful too
   Don't you know that Fedn of LIC Class I Officers Assns wrote to Chairman after handsome wage settlement of 27 more demands to be considered & resolved, my dear

RBKISHORE
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FromNAN arayen,Madurai:

Yes, yes, *it is all true* and it is like the inscriptions made in the stone of our temple, never forgotten, never brushed aside, YOU are great and a *blessing* to the Retirees. Please brush aside the remarks of a few, who out of their *helplessness* pass some unpleasant remarks.
 May the Lord Almighty give you strength and will power to pull along with all the sufferings you are undergoing to still enjoy listening to violin of your daughter and the care, concern and affection shown by Seetha, and the love a large number of Retirees and the blessings of those senior to you including the poor me, *YOU ARE A BLESSING TO ALL OF US*
🙌🙌🙌🙌🙌🙌🙌👌👌👌👌
.

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