Rules for attaining maximum longevity
Thursday, 7 August 2025
Maintenance activity of Jeevan Saakshya today
Dear All LIC Pensioners and Family Pensioners
I have received the following message from LIC TEAM OF JEEVAN SAAKSHYA APP.
R K SAHNI
LIC Team"
BREAKING| Supreme Court Dismisses Justice Yashwant Varma's Plea Challenging CJI's Recommendation For His Removal
BREAKING| Supreme Court Dismisses Justice Yashwant Varma's Plea Challenging CJI's Recommendation For His Removal
Click below:-
https://www.livelaw.in/top-stories/supreme-court-dismisses-justice-yashwant-varmas-plea-challenging-cjis-recommendation-for-his-removal-300157
Subsidy in premium of Group Mediclaim Policy from the policy year 2025-26 and onwards fo
LIC has decided to provide 100 % subsidy in prenium for Compulsory Family Floater Sum Insured under Group Mediclaim Scheme to retired employees aged 71 (last birthday) and above/ spouse of deceased employee or retired employee and their eligible family members subsidy under the scheme from the policy year 2025-26 and onwards
As a result :
Category I
(I)
There is Reduction in mediclaim premium of Rs 1436.1338 per month for the Pensioner aged 76+.
And Rs 500.7133 per month for spouse aged 76+
And
(II)
Reduction in Mediclaim premium of Rs 1107.2333 per month for the Pensioner aged 71-75
And Rs 363.3171 per month for spouse aged 71-75
Category II
(I)
There is Reduction in mediclaim premium of Rs 1238.3854 per month for the Pensioner aged 76+.
And Rs 431.7571 per month for spouse aged 76+
And
(II)
Reduction in Mediclaim premium of Rs 954.6938 per month for the Pensioner aged 71-75
And Rs 313.2654 per month for spouse aged 71-75.
R K SAHNI
Subsidy in prenium of Group Mediclaim Policy
Regn No.PN 4769 (Regd under The Trade Unions Act, 1926)
(Affiliated to Bharateeya Mazdoor Sangh)
BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030
President: Prabir Kumar Mazumder Mob No: 9330337430 Prabir.majumdar@gmail.com Working President: Arvind Mittimani Mob No: 9868878667 arvindmittimani@gmail.com
General Secretary: Rajiv Kumar Sharma Mob No: 9811902770 rajivkumarsharma1558@gmail.com
06-08-2025
CEO & MD, LIC of India, Central Office, Yogakshema, Mumbai.
Respected Sir, Re: Subsidy in premium of group Mediclaim policy.
It is learnt that the Corporation has decided to provide 100% subsidy in premium of Compulsory floater Sum Insured under Group Mediclaim Scheme to the retired LIC employees aged 71 years (last birthday) and above/spouse of the deceased employee or spouse of retired employee and their eligible family members for subsidy under the Scheme from the policy year 2025-26 and onwards.
We appreciate the gesture but pained to observe that the retirees below the age of 71 have been left out of your benevolence.
We therefore request you to extend the said facility to all the retirees/family pensioners irrespective of their age, as demanded in our charter of demands, already submitted to you prior to the wage revision as on 1-8-2022.
We hope that pending pension updation, this act of magnanimity on your part, would help assuage the feelings of retirees, to some extent.
With thanks and regards,
General Secretary
Subsidy under Group Mediclaim Scheme
CONGRATS ,MR RKSAHNI, STATISTICAL WIZARD,ALWAYS OUT TO SERVE & WITH TIMELINESS
RBKISHORE
Wednesday, 6 August 2025
BREAKING NEWS
LIC has decided to provide 100 % subsidy in prenium for Compulsory Family Floater Sum Insured under Group Mediclaim Scheme to retired employees aged 71 (last birthday) and above/ spouse of deceased employee or retired employee and their eligible family members subsidy under the scheme from the policy year 2025-26 and onwards
Category I
(I)
There is Reduction of Rs 1436.1338 per month for the Pensioner aged 76+.
And Rs 500.7133 per month for spouse aged 76-+
And
(II)
Reduction of Rs 1107.2333 per month for the Pensioner aged 71-75
And Rs 363.3171 per month for spouse aged 71-75
R K SAHNI
A Befitting Reply dated 04.08.2025 from External Affairs Ministry of Bharat Sarkar exposing double standards of US & EU
A Befitting Reply dated 04.08.2025 from External Affairs Ministry of Bharat Sarkar exposing double standards of US & EU
Tuesday, 5 August 2025
Federation news....
Federation news....
=================
Today the core committee of class 1 Federation met the honorable Minister of Finance Smt. Nirmala Sitharaman in her office inside New Parliament Bhawan with the great support of our beloved chairperson Federation of LIC Class-1 Officer's associations Sh. Sujeet Kumar ji MP rajyasabha.
We had a detailed discussion on the issues as ....
Pension updation,
Pension calculation on the basis of the last drawn salary,
Enhancement of family pension up to diseased attained 67 years age,
NGI benefit if it is due on the succeeding day of retirement and the employee completes the required service with good conduct and other pending matters of Pensioners,
GST on Life and Health Insurance products,
Recruitment in all cadres,
Representation of Class-1 Federation in LIC board,
Functional and operational autonomy to LIC .....
Federation is always leading from the front to protect the interests & rights of all the stakeholders of LIC.
JAI FEDERATION
Letter to Finance Minister
President B.P. Singh Chauhan Chairperson Sujeet Kumar, MP Gen. Secretary S. Rajkumar
AI/2426/comm/25
Dated : 5th August 2025
To Smt. Nirmala Sitharaman Honourable Minister of Finance Government of India, New Delhi
We, the Federation of LIC Class-I Officers’ Associations, represent the majority of officers working in the Life Insurance Corporation of India (LIC). The most distinguishing feature of our union is our unwavering commitment to the interests of the Corporation and the nation, rather than solely pursuing collective benefits. Our members have made significant contributions to the growth of LIC, working tirelessly and prioritizing organizational progress over personal interests.
LIC PENSION FUND STATEMENT WITH CHANGED HEADINGS OF COLUMNS
LIC PENSION FUND STATEMENT WITH CHANGED HEADINGS OF COLUMNS
Click below:-
https://drive.google.com/file/d/11OiikiiUSsSZI1ohFVTuCPhmvdU4v9lC/view?usp=drivesdkMonday, 4 August 2025
PENSION ANOMALY CHART & FAMILY PENSION ANOMALY CHART AS AT 01.08.2025
PENSION ANOMALY CHART & FAMILY PENSION ANOMALY CHART AS AT 01.08.2025
Click below:-
'Respect Army; You Sleep Peacefully Because Of Them' : Supreme Court Affirms CBI Probe Against Punjab Cops Accused Of Assaulting Colonel
'Respect Army; You Sleep Peacefully Because Of Them' : Supreme Court Affirms CBI Probe Against Punjab Cops Accused Of Assaulting Colonel
Click below:-
https://www.livelaw.in/top-stories/respect-army-you-sleep-peacefully-because-of-them-supreme-court-affirms-cbi-probe-against-punjab-cops-accused-of-assaulting-colonel-299824
'If You're True Indian, You Wouldn't Say This' : Supreme Court Rebukes Rahul Gandhi For Claim That Chinese Occupied Indian Territory
'If You're True Indian, You Wouldn't Say This' : Supreme Court Rebukes Rahul Gandhi For Claim That Chinese Occupied Indian Territory
Click below:-
https://www.livelaw.in/top-stories/supreme-court-rebukes-rahul-gandhi-for-comments-on-army-299791
Judgment Delivered on 25.07.2025 by NIA COURT IN MALEGAON BLASTS 2008 CASE
FORM NO.XXXII
Part 'A'
[Para 44(i) of Chapter VI of Criminal Manual]
IN THE HONOURABLE SPECIAL COURT FOR GR. BOMBAY
CONSTITUTED UNDER NIA ACT, 2008 AT MUMBAI
(Presided over by Shri. A. K. Lahoti, Special and Additional
Sessions Judge, Mumbai)
[Delivered on 31st July, 2025]
NIA SPECIAL CASE NO.1 OF 2016
ARISING FROM
[MCOC SPECIAL CASE NO.1 OF 2009
Malegaon Blasts : Special Court Rejects Argument That ATS Wanted To Implicate RSS Chief Mohan Bhagwat
Malegaon Blasts : Special Court Rejects Argument That ATS Wanted To Implicate RSS Chief Mohan Bhagwat
Click below:-
https://www.livelaw.in/top-stories/malegaon-blasts-special-court-rejects-argument-that-ats-wanted-to-implicate-rss-chief-mohan-bhagwat-299746
PIB::BIHAR SIR 2025: DAILY BULLETIN
BIHAR SIR 2025: DAILY BULLETIN https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2151957&RegID=3&LID=1
LIC OWN EMPLOYEES PENSION FUND STATEMENT WITH ALLIED DATA
LIC OWN EMPLOYEES PENSION FUND STATEMENT WITH ALLIED DATA
Here’s an overview of the LIC of India (Employees) Pension Rules, 1995
Here’s an overview of the LIC of India (Employees) Pension Rules, 1995, specifically highlighting the structure and maintenance of the Employees’ Pension Fund, which supports pensions for LIC’s own retired employees:
---
🧾 Legal Structure & Pension Fund Basis
Sunday, 3 August 2025
OUR CASES IN SC
Respected Shri Sahni Sahab,
This is with respect to your query about chances of listing/hearing of our CAs in SC.
As per the record of proceedings of 21-01-2025, the Supreme Court made the following order:
"As mentioned by the counsel for the appellant(s), list the matter in the 3rd week of August 2025."
As per the latest position of listing of the cases on the SC website, 'regular cases' are listed on 6th and 7th Aug. 2025. This indicates that now the regular cases are being listed on Wednesday and Thursday (earlier regular cases were listed only on Thursday). If so, our case may be listed on 20th or 21st Aug. 2025.
Our cases were last heard by the bench of HON'BLE MR. JUSTICE HRISHIKESH ROY and
HON'BLE MR. JUSTICE S.V.N. BHATTI. Justice Hrishikesh Roy is retired so now the cases are to be allotted to the new bench. We would know the position only after publishing of the Cause List containing our CAs.
During same period, a constitution bench comprising Chief Justice B R Gavai and Justices Surya Kant, Justice Vikram Nath, Justice P S Narasimha and Justice A S Chandurkar, would be listening the matter related to the presidential reference in the matter of time limit imposed on the Governors of the State for dealing with bills passed by assembly.
If our cases are allotted to court no. 3 or 4 or 5, listing of our cases would not be impacted by formation of the constitution bench. Court no. 3 is presided over by Justice J K Maheshwari and the co-judge is Justice Vijay Bishnoi, Court No. 4 by Justice B V Nagarathna and co-judge is Justice K V Viswanathan and court no. 5 by Justice M M Sundresh with the co-judge Justice N K Singh.
This is my optimistic thinking. To know the correct position we have to wait till listing of our CAs.
Our advocates are keeping an eye on the developments and would be advising us accordingly.
M P Agnihotri.
LIC ANNUAL REPORT 2024-25
LIC ANNUAL REPORT 2024-25
Click below:-
https://drive.google.com/file/d/1-uly69E-lG-MLJYZ9YDrvh0HP9qlOasu/view?usp=drivesdkDR to Bank Retirees wef 01.08.2025
DR to Bank Retirees wef 01.08.2025
Click below:-
PS: There is no change in DR slabs. Same as on 01.02.2025 Except for Retirees wef 01.11.2022 due to change of Base 2016=100.
LIC ANNUAL REPORT 2024-25
LIC ANNUAL REPORT 2024-25
Click below:-
https://drive.google.com/file/d/1-9X2zNJyp4NkeHnVmQl4jZdoNzOtSL32/view?usp=drivesdkCourtesy::
C H MAHADEVAN
Saturday, 2 August 2025
Jeevan Saakshya App User Manual
Jeevan Saakshya App User Manual
Click below:-
https://drive.google.com/file/d/1drFcKC8RQUb2TPzGC-OPc_ye93t7OvxP/view?usp=drivesdk
Friday, 1 August 2025
Scheduled Maintenance of LIC Digital App tomorrow between 7.00 am to 8.30 am
For tomorrow.
Not related to Jeevan saakshya but the app may not work during that time. Just for Information.
LIC Jeevan Saakshya Team
LIC Jeevan Saakshya Team
R K SAHNI
ChatHPT response to Full Insurance Cover for Banks Fixed Term Deposits by Senior citizens
As of mid‑2025, here's what's happening on RBI's potential move to offer full deposit insurance cover for senior citizens' fixed deposits:
---
🏦 Current Deposit Insurance Framework
The Deposit Insurance and Credit Guarantee Corporation (DICGC) — a wholly owned subsidiary of the RBI — currently insures all bank deposits (including fixed deposits) up to ₹5 lakh per depositor per bank, covering both principal and accrued interest .
---
Proposed Changes & Recent Developments
1. Banks' Advocacy for Senior Citizens
Several banks have formally requested the RBI to provide a higher or full deposit insurance cover for senior citizen depositors, citing their vulnerability and dependence on these deposits .
2. RBI Officials on Targeted Full Coverage
In August 2024, Deputy Governor M. Rajeshwar Rao and Deputy Governor Swaminathan J at an international conference proposed exploring a targeted approach: full coverage for small depositors and senior citizens, rather than a blanket increase for all depositor categories .
Rao highlighted that while full cover helps prevent bank runs, it also poses moral hazard and financial viability challenges. A risk‑based insurance premium model could accompany targeted coverage .
3. Government Considerations
According to reports from early 2025, the Central Government (via DFS and RBI discussions) is considering raising the deposit insurance cap above ₹5 lakh, possibly to ₹8–12 lakh, which would automatically benefit senior citizens too .
4. Periodic Review Agenda
RBI has signaled the need for periodic upward revisions to the insurance cap — responding to inflation, rising deposit values, and growing incomes. It has not yet set a fixed schedule or increment threshold .
---
🚦 Summary Table
Stakeholder Proposal / Position Status
Banks Higher or full insurance for senior citizens Formal request submitted to RBI/government
RBI Officials Targeted full coverage for seniors/small depositors; risk‑based premiums Discussion underway; no decision yet
Government / RBI Raising cap (e.g. to ₹8‑12 lakh) across board Being actively considered; formal proposal pending
Existing Cap Uniform ₹5 lakh coverage per depositor per bank Still in force, for all categories including seniors
---
🧭 What This Means for You as a Senior Citizen
At present, your fixed deposit at a given bank is insured up to ₹5 lakh total (including interest), even if you're a senior.
Future outcomes may include:
A uniform increase in deposit insurance limit (e.g. ₹8–12 lakh).
A special full‑cover scheme exclusively for senior citizens — while others remain capped.
A risk‑based premium structure charging higher premiums to riskier banks to fund higher coverage.
Any change requires approval from both RBI and Parliament, and no official timeline has been announced yet.
---
✅ Recommended Next Steps
Keep an eye on RBI and Ministry of Finance announcements, especially during upcoming budget sessions or policy statements.
Watch for official revisions to the DICGC Act, which will govern any legal change to insurance limits.
If you currently hold deposits exceeding ₹5 lakh in a single bank, consider diversifying across multiple banks, as the ₹5 lakh is applied per depositor per bank, which could help increase insured coverage across banks.
---
🔍 In Summary
While no official change has yet been implemented, there is significant momentum:
Banks are advocating,
RBI officials have publicly discussed,
And the Government is actively considering raising the deposit insurance limit — with proposals that would directly benefit senior citizens' fixed deposits.
Stay tuned—formal action could come later in 2025 via regulatory amendment or a budget announcement.
Would you like help crafting a plan to manage your FD portfolio given the ₹5 lakh limit, or want into to tracking updates on any policy change?
Submission of LIC Digital Existence Certificate by the Pensioners
DEAR ALL FRIENDS,
In case you have already downloaded the LIC Digital on your mobile,please unstall the same and again download from Play Store as the old one does not contain the LIC Pensioners data.
With greetings and regards,
R K SAHNI
Subscribe to:
Posts (Atom)