22 Moments From 2015 That Prove It Was not Such A Bad Year After All!

The Island of Emotions: A Beautiful Story With a Lesson

2015: Essar e-mail leak, other corporate houses engaged SC

Projected DR Slabs from 1/2/2016

In the allbankingsolutions.com web site,it has been projected that the dearness allowance may increase by 3.2% for the quarter  from 1/2/2016.This means an addition of 32 slabs of DA  for in- service employees.Adding the 34 slabs of DA that the in- service employees got from 1/11/2015,we can project that pensioners will get 66 slabs of DR from 1/2/2016.

Any other estimate?

Greetings.

C H Mahadeva

In the above projection  CPI for December, 2015 is taken as 271 which means  rate of inflation 7.11% where as rate of inflation for November 2015 was 6.71%.

In case CPI of Dec 2015 is 270, DR Slabs would be 64.
The exact position may be known on 15.01.2016 when the rate of inflation of  retail CPI  is announced 

Projected DR Slabs pensioners  01/02/2016
	CASE I	CASE II
CPI
Oct-15	269	269
Nov-15	270	270
Dec-15	270	271
Average	269.6667	270
base100	6155.384	6162.993
Last avg	5896	5896
diff	259.3844	266.993
dr slabs	64.84609	66.74825
R K SAHNI	64	66

The Most Expensive Items in the World

The International Space Station is the most expensive object ever made by man. Hovering 380 kilometers above us, it is worth about 150 billion dollars.

being happy

Courtesy; C H MAHADEVAN

Here is  a small story ...will really define how to be happy...Who will make you happy...

PENSIONERS’ EMAILS & FEEDBACK FROM 16 DECEMBER, 2015 TO 31 DECEMBER, 2015:SERIES No 116

CLICK HERE

RB KISHORE

The Tirol Cow Festival-Austria

Wednesday, December 30, 2015

The Tyrol Cow Festival - Celebrating With 100,000 Cows!

While we in India pay lip homage to cows, these herdsmen genuinely take care of these cows and love them. We take milk and leave the cows to graze garbage. The neglected cows swallow plastic bags and die after suffering prolonged digestive problems. I have seen even on the streets of Ahmedabad cows roam around in the middle of road and eat litter consisting of paper and plastic bags, discarded vegetables. Even vegetable vendors chase them  off with sticks as the hungry cows look for food.

A LESSON FOR US TO LEARN. IF WE CAN. IF OUR POLITICIANS LEARN ANYTHING FROM THEIR VISITS ABROAD.

The Tyrol Cow Festival is Absolutely Out of This World 

Starting in early September, a huge mass makes its way towards the high Alpine pastures in Austria. This is a mass of more than 100,000 heads of cattle, and they have come to eat.

This huge herd of cows comes to spend all summer, about 4 months, grazing in the lush green high Alpine pastures. From September to early October, the huge herds come down to the town of Tyrol for a beautiful cattle drive, the air is filled with the sound of cow bells and brass bands, with many of the cows wearing traditional head gear that makes them look very festive indeed, decked with ribbons and garlands of flowers in over 40 cattle drives.

IBA MSG FROM BANKING UPDATES FW ERI BOI

The Immortal Banyan Tree at Kurukshetra

Today's Joke-The First Visit to a City

A fifteen year old Amish boy and his father visited the city for the very first time. They wandered around, marveling at the different sights. Eventually they got to a mall.  They were amazed by almost everything they saw, but they were especially amazed at two shiny, silver walls that could move apart and then slide back together again.
The boy asked, "What is this Father?" The father (never having seen an elevator) responded, "Son, I have never seen anything like this in my life, I don't know what it is."

Student loan can’t be rejected due to low job chance

Revised rules & Forms related to Quoting of PAN wef 01.01.2016

WHY LIC's METHOD OF CALCULATION GOES BEYOND DR NEUTRALISATION

DEAR ALL LIC PENSIONERS

For a long time there has been a debate on whether the LIC's Board Resolution dated 24/11/2001 covers upgradation of pension.

Looking at the methodology adopted by LIC in its illustrative charts which are in public domain,it is very clear that LIC has gone beyond the mere DR neutralisation that was  demanded by pre-August 1997 retirees.

EASTERN NEWS - JAN'2016 ISSUE

EASTERN NEWS - JAN'2016 ISSUE - ATTACHED

BASUDEB DAS,

FORMER SENIOR DIVISIONAL MANAGER OF LIC OF INDIA,

MOB : +91 94320 65640, PERM RESI : SERAMPORE, HOOGHLY.

CLICK HERE

New year Greetings

****WISH YOU ALL A HAPPY, HEALTHY & PROSPEROUS NEW YEAR 2016****

New Year Greetings

Dear Sri Sahni,

Please convey through your blog my New year greetings to all retirees colleagues irrespective of their membership of  whether Federation of Class I ,or AIRIE, or any other Association or Group,wishing all of them happiness,sound health and all round prosperity.May God bless them all.

My Email Id is. Sragarwal1@yahoo.com. Mob 08527571711 Landline. 0124-4041711

S.R.AGARWAL
RETD SECY,HPF
LICI,CO,MUMBAI
PRESENTLY AT
GUEGAON,HARYANA

GREETINGS FOR A HAPPY & PROSPEROUS NEW YEAR 2016 & The Four Candles

FROM SHRI R B KISHORE

TOI From January 1, false information by non-PAN holders can land them in jail

From January 1, false information by non-PAN holders can land them in jail
http://timesofindia.indiatimes.com/business/india-business/From-January-1-false-information-by-non-PAN-holders-can-land-them-in-jail/articleshow/50395926.cms via @timesofindia

BREAKING NEWS

****FUEL PRICES CUT: PETROL TO BE CHEAPER BY 63 PAISE & DIESEL BY Rs 1.06, EFFECTIVE MIDNIGHT:PTI****

PAN card must for cash transactions over Rs 50,000 from January 1

 

 

NEW DELHI: Furnishing PAN will be mandatory from Friday for cash transactions such as hotel or foreign travel bills exceeding Rs 50,000 - a move aimed at curbing the black money menace.

Send a Beautiful New Year Greeting Card!

From: Simone Scicluna

"Tomorrow, is the first blank page of a 365 page book. Write a good one."  - Brad Paisley The time of reminiscing, celebrations and resolutions is here, and once again, a new start calls. Now is the time to reflect on your past year, share the special memories, and wish everyone around you the prosperity, joy, and health they deserve for the new year in 2016. Don't let the clock tick without reminding yourself of the important people that were part of your thrilling year. Send them your deepest greetings for the bright year ahead. In celebration of  New Years, send one of these greeting cards to your loved ones. Just click on the one you'd like to send.

RE: HAPPY NEWS -MEDICLAIM PREMIUM DEDUCTIONS IN 12 MONTHLY INSTALMENTS FROM FY 2016-17,APRIL 2016 onwards

SIR,
THANKS FOR THE GOOD NEWS.
MAY THE NEW YEAR 2016 -JAN 20TH
BE THE BEGINNING OF THE END TO OUR AGONY
WHEN SUPREME COURT ORDERS
1. IMPLEMENTATION OF JAIPUR JUDGEMENT IN LETTER AND SPIRIT MEETING OUR BOTH THE DEMANDS OF REMOVING DA ANOMALY AND REVISION/UP GRADATION OF PENSION,
2. ALSO ALLOWS 12% INTEREST FOR LATE PAYMENT AS ALLOWED BY PB & HRY HC,
3. APPLICABLE IN REM AS PER DELHI HC ORDERS.

WISHING ALL OUR PENSIONERS GOOD HEALTH. PEACE, AND HAPPINESS IN THE NEW YEAR AHEAD.
REGARDS
H K AGGARWAL

HAPPY. NEW. YEAR, 2016 !

                                   THE YEAR 2015 IS RINGING OUT !

      IT HAD AROUSED LOTS OF HOPES AMONG THE LIC PENSIONER FRATERNITY !

      TECHNICAL COMPLEXITIES OF THE JUDICIAL SYSTEM WERE ABLY EXPLOITED
                      BY THE LIC/GOI COMBINE TO THEIR ADVANTAGE !

        THE CASE MANAGERS IN THE FIELD COULD NOT MUSTER THEIR COMBINED
  STRENGTH. TO COMBAT THE SITUATION TO GET A SATISFACTORY FINAL VERDICT
          FROM THE APEX COURT FOR THE RELIEF OF THE AGED PENSIONERS !

            OUR PRECIOUS ENERGIES WERE FRITTERED AWAY IN THE GAME  OF
      * THU THU MAI MAI * RESULTING IN FRUSTRATION AMONG THE RANK & FILE !

                IT IS HOPED THAT THE FOCUS WILL AT LEAST NOW BE TO FIND
                  A SATISFACTORY SOLUTION TO THE LONG-PENDING ISSUES,
                    WITHOUT RESORTING TO SPEAKING IN DIFFERENT VOICES,
                  HAVING REGARD TO THE PLIGHT OF THE AGED COLLEAGUES !

                MAY WE APPEAL TO OUR ABLE AND MATURE LEADERS TO PUT IN
        THEIR  BEST TO FULFILL THE EXPECTATIONS OF THEIR AGED COLLEAGUES
                                                IN THE NEW YEAR, 2016 !

      WISHING YOU & YOUR FAMILY A HAPPY, HEALTHY AND EVENTFUL NEW YEAR !

                                                                  -    A. BALASUBRAMANYA, BANGALORE

Mediclaim policy 2015-16 Annexures.

Dear Sir,

I am regular visitor of your esteemed blog and found it updating us verious very useful information, in particular for, we LIC pensioners, and related other updates. Thank a lot for such strenuous as well as appreciable, creditworthy job you perform on hour to hour basis.

Now for point, I request you to help me in case of our Medical Policy 2015-16, which contains 29 ages, but THERE ARE NO ANNEXURES AVAILABLE IN THIS BLOG LINK. For One of our colleagues,  I need to refer them urgently for his wife's serious sickness, pl help me by adding in the blog or otherwise first send by E mail soon. Please reply or guide me in the matter,
Thanking you for self less service for pensioners,

KV Vyas
Retd Manager, LIC
Bhavnagar.

FLASH

LIC WAGE NOTIFICATION STATUS

Our co PIR team was in Delhi yesterday. They had appointment with legal department and the queries were answered. It is reliably learnt that the legal dept has cleared the draft. Now only the translation is left. We are making every efforts. We have waited so long. Please be patient for another 15 days and be optimistic. Now it is a government process which needs some time. We must try for an early settlement for the next revision rather than waiting so long.  

Happy New year to all of you. ..................

S.Rajkumar
Gs cl1 federation.

The Best of Magical Tricks and Illusions

There's no denying that magic tricks are always fun to watch! So, in this post, we bring you 15 of the best magic tricks and illusions featured on Baba-Mail. Get ready to be blown away and don't forget to let us know which trick you enjoyed most in the comment section below

Color Photographs of 1920's England

It’s rare that you see color photos from the 1920s. In 1928, under George V’s reign, National Geographic photographer Clifton R. Adams traveled throughout England to capture everyday life in both the countryside and towns. Luckily for us, he used some cutting-edge technology (at the time), called Autochrome, which captured color photos on dyed potato starch

Classic Comedy: Mr. Bean Meets the Queen!

Mr. Bean is a lovely person, well... some of the time. But he may not be the best person to introduce to royalty. Watch as Rowan Atkinson once again makes us laugh without uttering a word. This is one of the best Mr. Bean scenes I've ever watched and one of my personal favorites!

New Year Greetings.

I wish all fellow pensioners a Happy And Prosperous New Year 2016!

2016 will be, as usual, a year of hopes, expectations, struggles and prayers.

Above all let us pray to Almighty to bless pensioners with good health and longevity to reap the potential benefits in our ongoing legal struggle.

Greetings.

C H Mahadevan

GOOD WISHES ON THE OCCASSION OF NEW YEAR

Friends,

WISH YOU A HAPPY NEW YEAR AND SAY GOOD BYE TO 2015

We have passed through several odds, obstacles, criticism due to the negative approach of some organisations and management of LIC, but we are clear in our perspective, we are right in our thinking processes, we are almost at the end of our cherished goal, we must thank the leadership of AIRIEF, shri S. S. Saxena , Shri K M L Aaasthna and Shri R B Kishore for the valuable services rendered to us.

It is my hope that in2016, we are going to receive all the fruits of it. “Rome is not built in a day”. We are going to come out victoriously from the Supreme Court. LIC and Government will be left with no other option than to implement the decision of the Supreme Court. I also hope that the Supreme Court will give a clear verdict much favorable to all sections of the pensioners. It will be a land mark Judgment to all pensioners.

So, let us thank our leaders, let us thank our co-pensioners who supported us in the great struggle individually and for the support they extended to us with their valuable advice at the appropriate time.

Let us also welcome with folded hands their advice, wisdom and support till we reach the goal. Let us hope that 2016 will be a fruitful year. With this hope and view I welcome 2016.

WISH YOU A HAPPY AND PROSPEROUS NEW YEAR AND WELCOME 2016!

With greetings,
L S R Krishna Rao

New Year Greetings

Dear Sir,

              A very happy and prosperous new year for all pensioners and family pensioners and all viewers of your blog which will be completing three lakh viewership shortly.

             2016 will usher in a new era when we expect to get a favourable verdict in our case by the Apex Court on 20 01 2016 without any more adjournments 

             Let us pray for it on new year's day and hear the ringing bells of success.

A V Subbaraman 

AAO LIC (retd).

Memorandum of Demand of Ex-Servicemen to the Prime Minister of India

CLICK HERE to Read

BANK PENSIONER DEMAND FROM HINDUSTAN TIMES FW ERI BOI

MEDICLAIM PREMIUM DEDUCTIONS IN 12 MONTHLY INSTALMENTS FROM FY 2016-17,APRIL 2016 onwards

From: Shri R B Kishore

Dear All LIC Pensioners friends,

1)U are all aware of the hectic efforts I am putting in last few months on a few important pending issues affecting pensioners.There has been a realisation that more energetic & empathetic considerations must enter & engage serious attention of the powers that be.In this context, it is admirable that LIC CO has done tremendous lot of dialogues with LIC COOS which earlier used to be the stumbling block.

2)We are glad to inform that CO has approved mediclaim premium deductions in 12 Monthly instalments commencing from April 2016, ensuing FY

Our Meeting with Top Officials of LIC

Dear All LIC PENSIONERS, 

Where are we at the end of the day?The subject matter of discussions is nothing new and the response from the members of the LIC Management has been on predictable lines.

If we have only to wait for 20/1/2016,what is the take-away from the meeting barring a feel good factor of having had a cordial meeting?

The ground reality of ageing pensioners' endless wait for justice continues to stare all pensioners and family pensioners( who constitute 29% of total pensioners as at 31/3/2015) in the face.

HAPPY NEW YEAR TO ALL FELLOW PENSIONERS!

Greetings.

C H Mahadevan

 

Received by whatsapp--INTOLERANCE ?

Courtesy: R B Kishore

Please read to understand the backround for the Debate on intolerance --Please circulate to all your friends,.

K.Vaidyanathan 

"An Eye opener”
 B. Jeyamohan is  one of the most influential contemporary, Tamil and Malayalam writer and literary critic from Nagercoil
This is the translation of his article: "Intolerance"

Re: e Circular dated 31/12/2015

NY eve message, one more

You must have received yesterday's message sent by me late evening. Surely the contents of thereof hold promise  of a BRIGHT 2016  for the pensioners  I will be happy if all those who had received the e circular of 30th kindly pass on the message therein widely to all their contacts particularly at places where we do not have representation, so that they get to know the development, I request you to do so as quickly as possible.

Wishing every one a Happy New Year

GN Sridharan

GOOD NEWS

DEAR ALL LIC PENSIONERS,

AS INFORMED BY SHRI G N SREEDHARAN, GS, FEDERATION OF LIC RETIRED CLASS I OFFICERS ASSOCIATIONS, LIC HAS APPROVED THE DEDUCTION OF MEDICLAIM PREMIUM IN 12 MONTHLY INSTALMENTS FROM FY 2016-17. DETAILED LIC CIRCULAR AWAITED.

WITH GREETINGS, 

R K SAHNI

Our Meeting with Top Officials of LIC

​          eCircular Dt. 30-12-2015        ​

​Message on the New Year Eve

 ​        

As scheduled, a team of our Federation led by our President Shri N.P.Bali and consisting of myself and M/s Nerurkar & D.M.Pathak met the Chairman, M.D., Dir. (Personnel) and Chief (P) at Central Office today. We are thankful to our past President Shri S.K. Kapahi who kindly accepted our invitation and joined the team.

​

​             ​The matters taken up and the gist of discussions are briefly furnished below:

(1) Removal of DR Anomaly : From the discussions we had, we could

all the affected pensioners will get relief​see an encouraging attitude. We are hopeful that ere long

. 

Re : calculation details of the 20% IR paid already, we only have to wait till the case comes up on 20-1-2016.

(2) Upgradation : On this issue, the top management was non-committal and cited Govt's approval will be necessary. On our part, we insisted that pension cannot be allowed to remain static for over 22 years and insisted that the matter should be considered seriously so that all section of pensioners will be benefited. Let us wait on this also till 20-1-2016.

(3) Domiciliary Medical Expenses : We strongly pleased with all the officials, whom we met each of them separately that the benefit is called for an urgent measure. All of them were receptive and we feel that a little more of push we should get this benefit before long.

(4) Deduction of Medical Premium : As already communicated to all units by SMS, deduction in 12 monthly installments has been approved and will be a great relief to all of us in retaining the quantum of take home pension uniform all through the year.

(5) Re : Fixation of Pension for 92-93 retirees we stressed that in the light of the dismissal of LIC's SLP in M.C. Jain's case, there is no justification for delay in resolving this issue. Dir. (P) took a note of our points in writing and M.D. also informed that the matter will be looked into.

(6) Quarterly Review for release of DA increase.  We were assured that the matter will be examined.

On the whole, our meeting proved to be a worthwhile exercise and we hope that the year to follow will bring us the benefits sought as above.

We shall be circulating copy of our memorandum covering all the matters by post shortly.

With GREETINGS to all our members for a Very Happy & Prosperous New year 2016.

Shri G.N.Sridharan

Gen. Secy. Federation of Retired LIC Class I Officers'Associations

Camp  : Mumbai

Circular No. 6

Dear LIC PENSIONERS;
Sir,

I am attaching the Circular No 6 issued by Our GS. Sri  G.Krishnaswamy.,

in which he has requested our members to send E mail ID of our other members  those who not receive our mail 

If you forward the E mail ID we will include in our mailing list ,it enable them to  receive regularly  . 

B.Angurajan
All India Organizing Secretary
All India Retired Insurance Employees Federation
Cell No: 9443381571
Madurai

Circular No.6

LIC WAGE NOTIFICATION STATUS

Forwarded as received:-

CO officials in Delhi today.

Wage revision anamolies raised by legal cell removed.File being sent to Hindi cell for translation.Wage notification expected probably by 8th of Jan

-GS

GREETINGS FOR A HAPPY & PROSPEROUS NEW YEAR,READ :THE KNOT'S PRAYER & GREETINGS

FROM SHRI  R B KISHORE

AIRIEF Achivements

On Wednesday, 30 December 2015 7:25 PM, B.ANGURAJAN <ambigaangurajan@yahoo.co.in> wrote:

 

with regards,

B.ANGURAJAN.

(All India Organising Secretary -AIRIEF)

cell no:9443381571.

A)1)We all had a wonderful & eventful career in LIC. Came out of the cage of employment, old age set in,we turned a new page,pension became our new wage. AIRIEF is a large Umbrella of pensioners of ALL classes.It is of the pensioners, by the pensioners, for the pensioners.The Motto is to Relax, Reflect,Recapture & to  toil hard for the uplift, common welfare of pensioners to confer Peace,Serenity, Dignity &Tranquillity.Unless we dream dreams, we can't build Vision. AIRIEF became a bridge of understanding problems & issues,to dare to dream & to pursue a path untread  hitherto. AIRIEF was built. not on shifting sands but durable sweat & labour,labour of love & sacrifice.We have assiduously worked hard for resolving many outstanding issues.

2) During its chequered existence for near 2 decades , to be precise 18 yrs,,AIRIEF clicked many notable achievements ,which benefited many of our pensioners.

i)Ex-gratia for pre-1986 retirees was achieved after great struggle.

ii)Medical insurance benefit to spouses of deceased pensioners after lot of persuasion & follow-up.

iii)One more option to those who have not joined MediClaim scheme then.

Please do pay premium before 15 March EVERY YEAR, not to wait till last day 31 March or else we lose a good benefit,& now after FFPolicy mediclaim,more so as we are all ageing with many ailments to our debit.

iv)After protracted reminders & struggle, we could achieve exgratia of Rs1000pm to spouse of  predeceased exgratia retirees.

v) Pensioners do face difficulties in getting pension. After talks with management, where ECS or direct credit to pensioner's bank account facility is availed, stamped Advance Receipt was not insisted upon.

It is to the credit of AIRIEF that many administrative matters/procedures acting as bottleneck for  pensioners ,endeavours were made to highlight the problem & remove those obstacles.

-Supply of pension order/pass book containing all particulars of pensioner,especially basic pension,commuted amount, date of restoration ,nominee etc

-Pensioners/Family pensioners  can include Nomination for Pension file ,to take care of title, for any outstanding pension amount,arrears  etc.Fill up the Form,hand over to Pension cell,DO & get it registered.

vi)Restoration of Commuted pension,thanx to our intervention,clarity in thinking prevailed,as many even in Offices thought falls due after 5/2010 only & then came a CO Circular ER/A/Pension dt 8/10/2008 enclosing earlier CO CircularZD/836/ASP/95 dt 7/8/1995 with clear conditions  spelt out & cases falling earlier from 11/2008 were also paid due attention.Now it is fairly regularized.

vii) Many were surprised when they learnt AIRIEF has submitted a Charter of Demands for Pensioners ! Indeed it was necessary as unfulfilled, emerging & out-of-the-box thinking problems & issues have been nicely incorporated therein.

viii)An impossible ,never-to-dream Golden Jubilee celebration of cash award of Rs3000 in lieu of Gold coin,thanx to RIEA, Jaipur so meticulous in  deep analysis & removal of any anamoly or discrepancy for pensioners cause & AIRIEF efforts

ix) Gratuity arrears for Class I retired 1/4/93-31/7/94 with SI 10% on the basis of historic SCourt verdict.12/2/08 & CO Circular 19/3/08.

x) AIRIEF was able to press management to restore cashless service for mediclaim,which facility , earlier available was mercilessly removed by a stroke of the pen wef 1/4 /2004. We also pursued  with LIC Management to ensure maximum benefits arising out of  pro-Elders report on Health Insce by the IRDA Committee constituted for that purpose. AIRIEF also offerred valuable suggestions to the Committee before & after publication too .Many of our suggestions were accepted & included in the report..

B)xi)You are aware of  the historic victory of AIRIEF in partnership with Kozhikode Class I Officers' Assn,who diligently & valiantly pursued this case for 6 years 1^st & after success by a Single judge verdict, when LIC decided  to go in for appeal,the 2 Member Bench also dismissed LIC appeal at Kerala HC. Yet, LIC persisted in appeal to SC in the form of SLP & after another 2 yrs, SC gave its historic judgement against LIC & awarding that Class I Officers retired during 1/4/1993 to 31/7/1994 will be eligible for difference in Gratuity after implementing the then wage revision. So, it was a Saga of Sacrifice

LIC CO Circular dt  18 March,2008 for payment with SI of 10%,procedural matters & proof etc spelt out therein. Such was the involvement that no time was wasted in pressuring management & all will agree this has resulted in a good bonanza for all eligible as SI of 10%  allowed exceeded  principal arrears totalling a respectable amount for the recipients.

xii)We were proud to announce that as a result of Civil Writ Petition 1128 of 1997 filed by our late Sri MLGandhi(Retd Dy ZM) & Others for quashing Rule 9 of LIC Class I (Revision of terms & conditions) Amendment Rules 1996 re Gratuity,the Hon HC of Punjab& Haryana delivered verdict ,in favour of the Petitioners ,on 4/7/2008  at Chandigarh,quoting Hon Supreme Court Judgement dt 12/2/08 in Civil Appeal 1289 of 2007 with directions to Respondents to grant consequential benefits ,irrespective of date of retirement ,on revised pay within 3 months.

AIRIEF lost no time & Sri MLGandhi sent Memorandum to LIC Chairman stressing extending difference in gratuity payment to Officers retired between 1/8/1992—31/3/1993 & to be on safe side filed Caveat Petition also on 3/9/08. Chairman  allowed & CO  issued instructions to pay difference in Gratuity with SI of10% vide Per/ER/A/G-68/1  dt 19/9/08

xiii)AIRIEF evolved as a dependable treasure-house of information based on reliable data. It became possible to develop a roadmap to reach the promised land of legitimate comfort & grace with the greying days post retirement. AIRIEF was & is the watchdog of all pensioners problems for reaching a reasonable & respectable  settlement  on many matters vital to the collective interests & welfare of entire Pensioner Fraternity

We do not want to count on the burden of responsibility.We want to earn your blessings.

xiv)There were many moments of  lament, of disenchantment, of frustration. But still, undaunted, unmindful of the long voyage ahead, we immersed ourselves in the unfathomable depth of the most complicated ,most time-consuming, hardest ,knotty problem to crack,that of Pension Upgradation with 100 % DR,same as for Employees.It will be difficult to recount the ups & downs, the trials & tribulations,the resistance,the single-track mind of the Powers that be, in spite of a clear realization of the gravity of the situation, the anamolies that abound, & yet immovable to seek & solve the problem in favour of the elders.

xv)a)AIRIEF devoted all efforts & energy ,with a single-minded devotion in the preparation of Tables & Charts ,LOSS of PENSION CHART which clearly brought out the gaping anamolies, distortions  in pension of various cadres  ,Ready Reckoners, pointing out the anamolies ever-increasing charter after charter.We dissected the Basic Pension, DR for various Grades Asst to ED, clearly pointing out that within 1^st & 2^nd Wage revision after the Pension Rules came into being, AAO getting more pension than pre-8/97 ED, then Asst getting more pension than pre 8/97 ED, &  after 3^rd wage revision 1/8/2007-31/7/2012, even  a RC securing  more pension than pre-8/97 ED. Comparative charts supported by data & statistics were circulated to LIC management & Ministry of Finance.

b) We undertook tours, several visits to Mumbai meeting top management, having dialogues with them to understand reality.We had liaison with RBI, SBI, United Forum of Bank Assns, AllIndia Govt Pensioners' Fedn. We met MOF Officials many times. Many MPs were mobilized at several places.We had informal talks with LIC Board Members. AIRIEF was quick to update all data after every wage talks finalization.

xvi)Our marathon meeting with the then Chairman Sri GNBajpai for 110 mts produced some favouarable change in thinking resulting in LIC Board resolution 24/11/2001 recommending a package of Rs6-8 crores. We relentlessly followed up, expressed our view for betterment of that formula,removing some lacuna , with pension upgradation & fitment weightage. We directed our focus on MOF, met Under-Secretary & Joint Sy several times.Our patience & persistence atleast paid some dividends in the form of a letter from UnderSy, MOF, dt 10/4/2002 that pension upgradation is under consideration & requesting GIC/GIPSA to give their views in merger of DR wef 1/8/97 with BP, again a merger of revised DR with New BP at 1/8/2002 to arrive at New BP as at that point of time.This was a clear opening.

xvii)AIRIEF then prepared the Loss of Pension charts since beginning for all cadres & it was a great eye-opener & mindboggling.We highlighted in all EC/GCmeetings when Special Chief Guests,Labour leaders,other Organisation representatives  & LIC dignitaries are present.We made no secret of it, shared in our valuable House Magazine, Varistha Vaani being released at regular intervals. We did not rest with these. We knew if a thrust & forward movement was needed, we must mobilize ,collect Court Cases in our favour.  A massive , unprecedented collection, collation was made for a forceful & aggressive presentation from legal standpoint.Marathon interchange & exchange of quick emails ,unmindful of unease & discomfort, physical & mental,at this advanced age , all for a labour of love & sacrifice was done for a holistic presentation to remove all deficiencies.

  xviii) Enhancement of Basic Exgratia to pre-1986 Retirees who get pittance of Rs300 pm or to grant  Medical assistance, on the pattern of RBI ,ranging from Rs3000pm to Rs5600pm for different  categories,lowest to highest.   A paltry rise is now granted to exgratia retirees & a small dose to  Spouse/dependants with DR too.Recently,after Govt approval, LIC increased exgratia to Rs350+DR,&  CMB-Cash Medical Benefit  of RS1000pm  wef  21/7/2014.Spouses secure a rise Rs 175 +DR  & CMB of Rs500 with DR

xix)AIRIEF is fighting  for Pension upgradation with 100% DR to secure the right to pension revision with every wage revision. Look at RBI , 6^th Pay Commn with improvements accepted, a bonanza. Minimum Pension becomes Rs4060 as against Rs2813 earlier. Maximum Pension , not Pay, rises to a whopping Rs52,200 as against Rs33075 before.We are all in 4^th Pay Commn mode ! 20 years behind. We have emphasized that Sr Citizens should not be treated as Secondary Citizens. Even if we are not VIPs,we cannot be treated as UIPs-UnImportant Persons.

 xx)Improvement in Family Pension  to 30% of Basic Pay, instead of present graded FP ,which is very low & thus to eliminate restrictive Appendix  V . Govt FP is much higher than LIC Regular  Pension ! When we get a pittance of FP ranging fromRs1100 –Rs5200 +DR for Asst to ED level,Govt FP jumps to Rs18,000 +DR,look at this LIC homemaker Lilluputian & Govt Brobdignanian !!

xxi)Weightage under Rule 27, as they receive proportionate reduced pension only.Already everywhere minimum 20 years of service is implemented.Then why not be gracious is what we ask LIC & MOF.Earlier, Govt gave addition of 5 years notionally to benefit such pensioners.Here too, Jaipur cases are pending & will be taken up after we heave a sigh of relief  & celebrate ,when SC Bench upholds Equity & Equality & brands discrimination as violation of Fundamental Rights enshrined in Constitution granting us the much-needed & much-sought pension upgradation & Full DR with appropriate effective dates soon

xxii)We are continuously pleading with LIC to constitute Consultative Committee to resolve grievances of pensioners,as part of HRD endeavours,especially when for every other class it exists.Other Pensioner Fedns have such an outlet for face to face meeting.Plus SBI went further & issues Qly House Journal SECOND INNINGS,rightly christened , under SrGM HRD  aegis a beautiful,qualitative HM indeed .WHY NOT  our VARISTHA VAANI go online then?

xxiii)Many were surprised when they learnt AIRIEF has submitted a Charter of Demands for Pensioners ! Indeed it was necessary as unfulfilled, emerging & out-of-the-box thinking problems & issues have been nicely incorporated therein.We released updated, enhanced content COD 24 Page Booklet titled Our Expectations—Health, Happiness, Harmony in our 8^th GC Meeting ,Ahmedabad 1 & 2^nd November, 2012

xxiv)Court cases  have reached a pinnacle.We never looked back after historic & unique Hon SJBhandaris judgement allowing both the writs of Sri KMLAsthana  6676/1998 & 654/2007 on pension upgradation.So many forward movements  regularly winning & one step forward always  was hailed by entire pensioner fraternity though pinpricks came in the form of lopsided DR only School believed & perpetuated   running for meetings with LIC Top Mgt & even MOF Sy DFS. We articulated in no uncertain terms not only in KURUKSHETRA Booklet released on 2^nd Nov 2012 at AIRIEF , Ahmedabad GC but also in various Articles & dissertations.Delay & dither from LIC/MOF always take place. Wheels of judicial machinery move slowly.All eyes & ears are on final outcome on 12/11/2014 with SC Bench.With bated breath, we look at the final results.Even when crucified at the altar of justice,fighting vigorously & valiantly ,for a justifiable & justiciable cause of all pensioners' fraternity,which we,AIRIEF proudly proclaim as none else has done in a wholesome manner for evolving a complete & satisfactory solution, not a truncated one only for 100 % DR. What a wonderful day it will be for ALL Groups of pensioners,pre-8/1997 & post.8/1997 too.An optimist invented the aeroplane;a pessimist invented the parachute.We are optimists & pragmatists. Let there be a new dawn,after all the years of dusk; let there be light at the end of the tunnel after all these darkness hitherto. Let this landmark judgement bring cheer & smile in the hearts & minds of all insurance pensioners.Let AIRIEF  be a testimony for ALL pensioners to be rid of the yoke  of a restrictive Appendix IV formula & a liberation in the form of a pension revision every 5 years

C )1)Our persistent efforts to improve the lot  & WELFARE of all pensioners, for so long,years I must say,actually near 2 decades ,continues unabated.

*When we are sure of the correctness, truthfulness,genuineness of our demands,        

*when we have placed before LIC Management the modest,legitimate aspirations of a vast body of pensioners,                                                                                               

*when we dinned into their ears all through & all along,the growing, gaping, unbridgeable anamolies charter after charter,                                                                        

*when we sweated & prepared laborious,painstaking charts & calculations with outlayetc

 *when we attempted all modes & means to achieve our noble plea & request to enlightened management,      
*when we highlighted it in ever so many forceful ways in our valuable  mouthpiece, Varistha Vaani , 

*when we made all plans & strategies to see that questions on this subject are raised in Parliament,

*when at many places activists met then Minister of State for Finance, several Ministers who matter, influential MPs ,Rahul Gandhi, Hon Ministers Jyotiraditya Scindia, Dinsha Patel, Chaudhary, earlier LIC Board  Members,  & nownew LIC Board Members, Smt Nirmala  Sitaraman, Sri Venkaih Naidu,many MPs from Andhra Pradesh close to Powers that be, 23 August 2014, MOF Sy FS Dr G.S.Sandhu  & Sy Pensions Sri --------- submitted Pithy Petitions & Memorandums with facts & figures & urgent need for redressal

               

We felt a sense of disappointment, the lack of commitment & aggressiveness on the part of management, the submissive ,retracing steps pursued by them, sure of the logic of demand & convinced of the correctness of our cause,  but unable to fulfil  the AIRIEF well laid-out plan ,                                  yet some ray of hope, some lateral thinking, some bombardment, some reinforcement, perennial telephone talks to keep the problem alive without being thrown out & forgotten in the dead dustbin of history,
                  Let us hope & pray 2015  atleast brings  respite to this long drawn-out struggle& PROCLAIMED & DESERVED VICTORY for ALL groups of pensioners

D)Many would have noticed slowly & steadily  ,over the years,

 --the quantity & volume of activities of AIRIEF –ALL INDIA RETD INSCE  EMPLOYEES FEDN ,of all classes of retirees,

--the quality & texture of our operations ,

--the width & breadth of our coverage,

--the persistence & patience of our endeavours

--the enlightened communication we do to pensioners silently but assertively,

--the multi-dimensional approach to pensioners issues

 --the search for pensioners woes & grievances & highlighting them in appropriate fora

-- the extent of pain, labour, effort, energy, money & sacrifice spent for & on behalf of pensioners,considering them as sacred & our responsibility,many new entrants to pensioners category &new RIEAs  might not have heard or witnessed, & we expect reciprocity

--after that landmark,historic Hon Justice Bhandaris  judgement dt 12/1/2010 CLEARING POSITIVELY THE TWIN ISSUES OF 100% DR for pre-8/97 pensioners & pension revision for all groups after every wage revision

--the wide network we built up, the rapport with LIC Board members continuously & assiduously for the last many years,& in future too.even to get the names of LIC Board Members is so difficult, &

--the important meeting with then Hon FM on 5/7/2010,influential Congressman & Ahmedabad Office Bearers

 --the classic independent opinion of 2 pages of the beaconlight of legal jurisprudence,99 yr old Hon Senior Judge(Retd)Supreme Court,Justice VRKrishna ,who died recently , to then FM Pranab Mukerjee, forcefully asking for honouring the judgement in f/o pensioners,

 --our Qly House Magazine & Mouthpiece  Varistha Vaani, with valuable info, charts & developments, health tips , humour ,LIC progress,RIEA meets & photographs depicting AIRIEF Motto-Relax,Reflect,Recapture--Peace,Serenity & Dignity

-for which alone we are fighting ,waging a long drawn-out legal  battle,but hopeful, optimistic & pragmatic in view of a flood of case laws in our favour & support garnered & presented like pearls of wisdom to buttress our strong arguments with facts & figures,comparative charts & incisive analysis & above all even a spate of recent SC Verdicts all in pensioner s  favour

--read & benefit by the reality of the burning issues portrayed & presented as powerful Resolutions to be presented to LIC Mgt & concerned Authorities & methodical  fup,

E) i)AIRIEF in its chequered  18 year history,Child to Infant to Adult,so to say,started  walking, running & now STAGE to GALLOP like an Australian Kangaroo

                OF COURSE, AIRIEF has an IMPRESSIVE VARIETY OF MULTI-DIMENSIONAL RECORDS & RELEASES, AS A REFERNCE-POINT & TREASURE-TROVE FOR POSTERITY

 

Who has released any SOUVENIR?

who has released A TREASURE OF BOOKLET KURUKSHETRA,52 pages?

who has released 24 PAGE CHARTER OF DEMANDS ?

 

WHO released CCC-Clippings, Collections & Compilations SERIES No 120 by March 2014,denoting historic,consecutive, unbroken record of 10 years,covering pension,legal cases, economic,financial, LIC, political, international,Quotes & Humour 

 

WHO HAS RELEASED PENSIONERS EMAILS & FEEDBACK FORTNIGHTLY SERIES 92, ie3 yrs 10mths already.

 

WHO HAS RELEASED ARTICLES OR DISSERTATIONS OR CLARIFICATIONS OR COUNTER AFFIDAVIT OR POINTS FOR ADVOCATES or SLP Rejoinders  etc in such great DETAILS as a PERMANENT COMPENDIUM & REFERENCE

 

WHO HAS MET CHAIRMAN & TOP MGT & SECURED SOME GOOD CONCESSIONS FOR RELEASE OF CO CIRCULAR AFFECTING PENSIONERS ON SAME DAY?

 

WHO HAS MET ZM & OTHER IMPORTANT OFFICIALS & got SO MANY CONCESSIONS & BENEFITS  to SO MANY, SO EASILY & REGULARISED  & CELEBRATED FOUNDERS' DAY ON 16/9/2014,CHENNAI  SZM INNOVATIVE IDEA

 

WHO HAS PREPARED ELABORATE as also SUMMARY of  ISSUES IN HCs/SC & ever so many positive & favourable verdicts to LIC Board Members

 

Who has prepared MEMORANDUM to IMPORTANT OPINION LEADERS,LIC Board Members , POLITICIANS,FM,PM to SPEED UP PENSION Upgradation settlement?

 

WHO has spoken consistently on VITAL ISSUES to forewarn LIC TOP MGT FOR CONSIDERATION on Family Floater Policy, extension of date for Optional SA Option,pleading for TPA ID Cards for CASHLESS SERVICE & Extension of Hospitals .

ZM,RMOS at ZOHqrs & CO Chairman, MD, EDP, Chief P, Sy P & COOS now for Pensioners Data, ZO wise, DOwise & Totals, Pensioners Portal for which we gave exhaustive & useful 4-Page Suggestions for incorporation for Pensioner-friendly data retrieval

 

ALL THESE WE DO ONLY WITH THE CONCERN OF WELFARE & PROGRESS OF 47000 PENSIONERS & TO ENSURE FAIR & QUICK REDRESSAL OF THEIR PROBLEMS.

THAT DESIRE & PASSION must be AT THE PIT OF YOUR STOMACH. MERE COMPASSION NOT DEMONSTRATED through ACTION IS OF NO USE, IT IS NO BETTER THAN CROCODILE TEARS.

 

                ii)The principles & practices enunciated & pleaded  by AIRIEF ,therefore, points out to absolute sincerity & sticking to basic & fundamental postulates ,demanding High Courts pronunciations without ambiguity.  It should be an honourable solution for the Elders who stood like a Rock of Gibralter,laying foundation, superstructure, shaping all policies, embarked on Reorganization, a major successful venture, best Training,HRD & Marketing practices ,timely introduction & extension of Computer services & laying transparent accounting & other standards unparalleled in annals of any institution.        

                iii)   Their sweat & toil during long ,dedicated years of service & their devotion & dedication for the last near 2 decades, in spite of trials & tribulations,lack of resources,lack of mobility, disabilities of old age,visits & talks at many levels, continuous followup ,should be recognized & rewarded.So, commonsense, logic & unassailable contradictions , ambiguities, paradoxes must make the High Courts & Supreme Court  sit up & award both upgradation of pension,which alone can render meaning & significance to DR rise & 100% DR.  Deprivation for so many years has risen skyhigh with DA ,DR difference per slab going up with every 5 year wage charter.

iv)The best way to cheer yourself up is to try to cheer somebody else up.That is what we are doing. People don't grow old; when they stop growing, they become old. So,we appeal to you, in all humility, to join us by enrolling yourselves & your friends& affiliate your Association with AIRIEF .as Members of this representative organization of yours to help us to help you in the common task of upliftment of all pensioners & family pensioners in our sincere & serious attempt to age gracefully. Names of  Stalwarts who steer the affairs of AIRIEF at various places are found on the left hand side of the  LetterHead, also with their Telephone no for easy approach & clarification.

v) AIRIEF is a large tree, EC is the Trunk, RIEAs-Retd Insce Employees'Assn at grassroot level are the limbs & branches & out of this mosaic of peaceful co-existence comes out the results –the flowers & the fruits. Let there be a new dawn, after all the years of dusk; let there be light at the end of the tunnel after all these darkness hitherto.

              vi) Past is Experience, Present is Experiment, Future is Expectation

We are using our experience in our experiments to get our expectations.

We need not do extraordinary things, but we can do ordinary things in an extraordinary way.

As Indira Gandhi said. ' the difference between ordinary & extraordinary is that little Extra. '

vii)On 5/12/2016, AIRIEF completes   a landmark 2 Decades 20 years,long enough in its decorated journey,all of us here & elsewhere as part & parcel of RIEA/AIRIEF must take a Sankalpa ,like Bhishma who takes a vow  & fulfils it,must legitimately consider as an important limb & contributor, a Profit Centre, not a Cost centre.Equally, we must remind ourselves that like Hanuman, we have not realized our true potential,rediscover, understand that we must be alive to happenings & events ,rise to the occasion, enlarge the membership significantly & make Young Turk pensioners   as invaluable OBs & Contributors & Makers of DESTINY.26 months remain, reinvent, reengineer, radiate a communication crusade, confined to a smaller numbers now, but hereafter must resonate & like a stone thrown in a pond spreads in concentric circle to all corners .

 

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