Guidelines
to Central Government Pensioners – More Clarification and procedures explained
Guidelines
for Pensioners
Submission of Claims:
Ensure to submit your claims in the
prescribed proforma for grant of pension/gratuity/commutation/revision to your
Head of Office well in advance so that the Pension Payment Order (PPO) reaches
you through your Head of Office before your retirement. Remember that the
processing, verification and authorization of these claims may involve several
levels and one or more offices which require sufficient time and effort to be
accurate.
Verification of PPO:
As soon as you receive your PPO, please
verify the pensionary awards notified in the PPO for their correctness as per
extant rules. In case of any correction(s) required in the PPO, please
contact your Head of Office/Pension Disbursing Agency for necessary action in
this regard.
Physically Handicapped/Mentally
Retarded Children:
If you have any
physically handicapped or mentally retarded
child/children, please ensure that
his/their details are furnished to
your Head of Office for making an endorsement in
your service and pension record and obtain an acknowledgement of
this intimation.
Transfer of Pension Account:
If you desire to draw your pension
from another paying agency, make a request to your current Pension Disbursing
Agency (PDA) for transfer of your pension account to the PDA from where
you now wish to draw your pension.
Restoration of Commuted Pension:
Commuted portion of your pension can
be restored after 15 years from the date of receipt
of the commuted value of
your pension, based on
your application. Please apply for the same to your PDA in the
prescribed form.
Commutation of Pension:
Commuted portion of pension is
required to be reduced from pension from the date of payment of the commuted
value of the pension or after three months from the date of issue of PPO or
from the date, capitalized sum is credited to the pensioner’s
account. If the commuted portion of
pension is not reduced as above, bring this to the
notice of your PDA immediately to avoid a heavy recovery later.
Nomination for Life Time Arrears:
Please ensure to nominate the person
to whom you want to authorize Life Time Arrears (LTA) on your demise. The
nomination form should be submitted to your PDA. You can also change the
nomination by submitting a change nomination form to your PDA to avoid any
hardship to your nominee in receiving the amount of LTA.
Loss of PPO:
Notify your PDA immediately if your
PPO is lost. You should also request him to furnish a loss certificate to
the concerned authority to obtain a duplicate copy of PPO.
Annual Identification:
For annual identification, you
should appear before your PDA in the month of November every year. In
case, you are unable to appear due to bodily illness or infirmity and
desire the payment through a
representative, produce a life certificate to your
PDA. Otherwise, the pension may be stopped.
Commercial Employment after
Retirement:
Ensure to obtain prior permission
from the competent authority for accepting any commercial employment within one
year of your retirement.
Post-retirement
Conviction/Imprisonment:
If a pensioner is convicted or
sentenced to imprisonment by a Court, his pension will be suspended. In
the event of conviction/imprisonment by a court of law, full facts of the case
should be reported to your PDA/Head of Office.
Changes in the family after
discharge from service:
Post discharge changes in the
details of your family arising out of your marriage or children born to you
after your retirement should be intimated to your Head of Office with
full details and relevant
certificates. Also ensure that a
joint notification of your family pension is done by pursuing the matter
with your Head of Office.
Re-employment of pensioners:
In case of re-employment in any
Central or State Government /autonomous bodies/Public Sector Undertakings,
please submit the full facts of the same to your PDA immediately after its
occurrence. In case of non-reemployment, a declaration to this effect should
be given to your PDA periodically (once in a year in the month of May
positively).
Payment of pension through
Authorised Banks:
Pension cannot be
paid in cash. Hence open an
individual savings/current account in your name or a joint account
with your spouse, if the spouse’s name is notified for family pension in the
PPO, in any of the branches of the Authorized Banks and furnish the
details of the same to your Head of Office so that pension can be credited to
your bank account.
Court Attachment:
Pension, whether due or to become
due, is free from attachment from any court until it has actually been paid as
per the Pension Act. No pensioner can assign or sell any interest in
respect of the pension not then due.
Receipt of Two Pensions:
If you are in receipt of more than
one pension, you should furnish full details to your PDA for
revision of both the pensions and
regulating dearness relief thereon.
Submission of Periodic Certificates:
Submit periodic certificates
regarding re-employment/employment, remarriage/marriage to your PDA on due
dates in order to regulate your pension correctly.
Missing Pensioner:
If a pensioner is found missing, his
family should lodge an F.I.R. with the police authorities. If the
pensioner is not traced after one year, a certificate should be obtained from
the police authorities to this effect, and
the matter should be reported to PDA, along with the
submission of an Indemnity Bond so that the matter could be pursued with the
concerned authorities for sanction of family pension from the date of lodging
the F.I.R..
Arrears of Pension:
If the pension is not drawn for more
than a year, for any reason, it becomes time- barred and would require the
sanction of the competent authority. The arrear claim should be
submitted in the prescribed form to your PDA with explanation for delay,
non-reemployment and non-conviction certificates for obtaining the sanction for
payment of the arrears.
Non-Resident Indian (NRI)
Pensioners:
The NRI Pensioners should open an
ordinary non resident bank account in any scheduled bank in India and
execute a power of attorney in favour of the bank as required. They
should also submit life certificate and nationality certificate as prescribed
to enable the credit of pension
amount due to them in to their accounts.
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