Dear Mr Sahni,
I must say there's a bit of hyperbole here (" I DID NOT PAY A SINGLE PAISA".)
One necessarily HAS to pay out of one's pocket for such of those
'services' and items that are not covered under MEDICLAIM as I can vouch
for, having undergone not one but two surgeries to my right kneecap -
in April 2014 and July 2017 - at the Apollo Specialty Hospital,
Nandanam, CHENNAI-35.
Thanks and regards.
P. Ramanathan.
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