Discrimination with LIC Pensioners & Working Staff living in C Class Cities under Group Medi Claim Policy

LIC Class One Retired Officers Association Panchkula ( Regd )

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Ref  1/ 2019                                       19.02.2019

Sh Hemant Bhargava

Current Incharge

LIC of India

Mumbai

Dear Sir,

The existing provisions under Our Group  Medi Claim Policy are being put below for your kind attention please

Room Rent ceilings 

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 For A Class Cities

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 For Sum Insured Rs 40/ 50 Lacs maximum room  rent eligibility is Rs 8500

               And

For Sum Insured below Rs 40 Lacs  maximum Room rent eligibility is Rs 7500

  For B Class Cities

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 Maximum Room Rent eligibility here is Rs five thousand 

For Other Cities 

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Maximum room rent eligibility for these places is Rs Four thousand

And further provisions under existing group Medi Claim Policy state that in case any employee or Pensioner residing in C Class Cities gets hospitalised in room with higher rent than his/ her eligibility ,all other benefits under Medi Claim Policy will be reduced proportionately .

In view of above provisions , we wish to draw your immediately kind attention towards following facts

1 It is not true that room rent charges are higher only  in A/B Class Cities as compared to C Class Cities

2 Room rent being charged by top class private hospitals  at Mohali and Panchkula both being C Class Cities is much more or  almost at par with all others  A Class Cities only

It can be got verified by anyone online also

3 When New India is charging same amount of premium from Employees / Pensioners at C Class Cities also then why this discrimination with us in matter of room rent eligibility ?

4 It is not our fault that we are residing in C Class Cities like Mohali / Panchkula 

Despite being insured for Rs fifty lacs we are denied higher room rent being charged by top class private hospitals like Fortis at Mohali or Alchemist at Panchkula and further our all  other benefits are also reduced proportionately

Sir , it is a clear cut case of discrimination with LIC Pensioners / staff residing in  C Class Cities like Mohali / Panchkula

We request your good self to reconsider this whole issue afresh and  issue suitable instructions to your Personnel Deptt to get this discrimination removed during renewal of group Medi Claim Policy for next financial year 2019 -20

With our warm Regards & Thanks in advance

B R Mehta

Senior Vice President

9915040164

19.02.2019