Letter to Chairperson on Mediclaim Option

Regn No.PN 4769 (Regd under Indian T U Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.

President: T.C. Gunesh Kumar Mob No: 9880683639

Working President: Vilas V. Purkar Mob No: 9922166599

General Secretary: Ashok J. Joshi Mob No: 9561084182 & 9945104570

Date: 03-09-2023

Cir No 25/2023 

The Chairperson, 

L I C of India, Central Office, "Yogakshema", Jeevan Bima Marg, MUMBAI

Dear Sir, 

Re: One more option to join the Group Mediclaim Scheme

At the outset, we would like to thank you profusely, for considering the long pending demand of one­time option to those, who had lost the cover under Medi Claim Scheme.

However, the CO Circular no. 324 dtd. 01-09-2023 deprived the following categories of retirees from the offer-

• 1.
  VRS optees,
• 2.
  Resignees, who have mostly resigned due to health issues/family commitments and majority of them are ladies.
• 3.
  Those who want to join now cannot add their independent children up to Age 45
• 4.
  They also cannot add their Parents/Parents-in-Law.
• 5.
  Existing members of the Mediclaim policy are not offered to add their Parents/Parents-in-Law and also independent children, if left out in the earlier offers, respectively. We are unhappy about this discrimination amongst the retirees.

We would like to bring to your kind notice the fiasco created last year in GIS admission to VRS optees. The same logic may please be applied now also, by allowing the present option to join Medi Claim Scheme to VRS optees and resignees as well.

Adding Independent children up to their age 45, will work in favorable claim experience and fetch more premium to the NIA Ltd (which will be fully borne by the Insured). So, we sincerely feel that there is NO point in leaving them out of cover.

Miniscule number of Parents & Parents-in-Laws is left out of the cover, when they are the ones who require the cover badly. And some could not add their independent children for various reasons earlier.

Hence, we implore upon you to take the considered and favorable decision to allow the afore­mentioned 5 categories of retirees to join the Medi Claim Scheme now.

You may kindly recall the detailed discussion held with your erudite self on 19-10-2022, by the team of NOIP, when you were MD and you had assured all possible help in resolving the issues.

We fondly hope that your kind intervention in the matter would resolve the issues relating to the Medi Claim Scheme once and for all.

Anticipating a positive response from your end,

Thanking you,

Yours Sincerely,

General Secretary