NEW YEAR GREETINGS & SINCERE PLEA FOR RESOLVING PENDING ISSUES & GRIEVANCES OF PENSIONERS PENDING FOR SO LONG please

 Respected & Revered LIC MD & CEO  Sri Mohanty Saheb,

  Subject: NEW YEAR GREETINGS & SINCERE PLEA FOR RESOLVING PENDING ISSUES & GRIEVANCES OF PENSIONERS PENDING  FOR SO LONG please

     1)Yesterday is History, 

             Tomorrow is Mystery,

           

                        Today is a Gift  &

 

                                    That is why it is called the ` Present`.

 

 

Move on . Each Journey leads to  a  Destination,

 

            Each  destination leads to a New  Expectation,

 

                        A  new expectation to a Newer Destination .

 

Joy is a Picture we paint in our minds,

 

            Love is a Castle our hearts hope to find.

 

                     Remember the world`s longest word is    S    mileS,

 

                               Growing older is mandatory; growing up is optional,

 

Life is not measured by the number of breaths we take,

 

            But by the moments that take our breath away.

 

                        Think like a man of Action,  act like a man of Thought,

 

                       Some people come into our lives & quickly go,

 

                        Some people move our souls to dance, they awaken us to

 

            New understanding with the passing whisper of their Wisdom,

 

They stay in our Lives,leave footprints in our Hearts & we are Never,Ever the same.

Sir,this is what you are,& indeed what we want you to be.

2)Dont forget to click & open  never-to-miss attachment which fully depicts holistically the entire gamut of CHRISTMAS to all of us

MERRY X’MAS AND HAPPY NEW YEAR great.PPS 

3)Our prayers for the transformation LIC is striving for & also the many changes in the offing to keep pace with Chairperson,IRDA dictat on many fronts to fructify.

Further,very many records created by LIC TOP Management ,Strategy Initiatives for the metaphorsosis must yield results .Records created till end of November 2024 in all indices of growth & proud retention of Market share both in terms of Policies & Premium income must be accelerated in the critical Last quarter January 2025 to 31March 2025.

4)Kindly help resolve Pensioners issues & grievances pending for so long a time as a GIFT for the New Year 2025,moreso when 22,000 pensioners have already died & are dying, with Family Pensioners numbers climbing high & touching  50% of Regular Pensioners,thereby Outlay will considerably decrease.

5)Let your New Year 2025 be like a plane ride :

God as your pilot

Dreams as your wings

Hope as your fuel

Love as your engine

Friends as your crew

Faith as your safety belt and

Happiness as your passenger

  We wish you a beautiful journey.

May God help you to have Goodness & Godliness within you.

6)LIC has earned ever so many accolades,  ‘ a jewel in the crown, a world-class organization’ .Its Logo & Emblem-Yogakshemam Vahamyaham—Thy Welfare is Our Responsibilty--became household memory. LIC itself is an ensemble of Raga,Bhava,Thala of employees,field force & policyholders/stakeholders.   Staggering Total Income,Booming,Solid Life Fund,ever-growing surplus, a Maharathna in reality, a True National Gigantic Institution in every sense of the term, unalloyed praise from every quarter,Awards & Accolades galore.

  7)       We, the Retired Employees have worked hard and contributed our best to build this wonderful organization.  LIC maintains its leadership and No. 1 position of 67%in Policies & 63% in Premum income,even after 24 yrs of long competitive era.

       LIC’s presence is worldwide. LIC is a trusted Brand. LIC  is the only IndianInsurance company among the TOP 100 WORLD INSURERS.   Beginning from a modest capital base of Rs5 crores ,&about 43 lakh policies , we have reached a stage where the number of our policyholders is more than the population of many populated countries in the world. 

                          *Total income is ₹8.53 trillion ( 1 trillion = 1 lac Crore) .There are 260 working days in a year .Per day income is ₹3283 Crore.  Per hour ₹500 Crore

                 **LICs Q1 2024-25  Net Profit rises by 10% to Rs10,461crores

         Every Chairman all through express in unequivocal terms the crucial role played by Seniors who retired after full service ,with Devotion & Dedication enabling LIC to earn coveted Distinction & admired & appreciated by all Groups of Customers for the Meritorious Services rendered to every Limb of society.

    8)   When Other Employees ,you rightly took up their cause, voiced your emphatic views,placed the proposition before Hon FM, pleaded strongly & broke the suspense  of Wage Charter,lifting with your suave manners to unprecedented 17% wage rise,which indeed is a Testimony of your Conviction to bestow Blessings on them. How can you then ignore or forget the forlorn Pensioners,with parched Pension,static for decades,22,500 already dead & are dying,mortality high,Time is of the Essence for them,all are aware,BUT SAME EMPATHY not displayed,as abundant Anamolies exist,Seniors getting lowere pension than  their Juniors,7 steps below,Discrimination between Pre 8/1997 pensioners,WORST SUFFERERS,SIR, getting a Pittance of Pension so low,abominable,Why VOICE OF REASON SILENT,we are in tears,Class I Officers were deprived of WAGE REVISION 1973-83 ,unprecedented,   YOU Sir ,time has come to Remedy all the ills & Sufferings faced , PLEASE go all out displaying EMPATHY,that time has arrived Sir,with pangs & tears,I pen this GENUINE DISCREPANCY be with your MAGNANIMITY ,RESOLVE & EARN OUR GOODWILL & GRATITUDE.

9)Sir, i)when our Fedns met you months before, it was mentioned Age-Related Pension for Super -Seniors 80,85,90, 95 & 100  ,be granted 20%,30,40,50 & 100 % Iin Basic Pension,can this NOT be approved & released  ? Some solace can come.

It is pertinent to point out that FAMILY PENSIONERS ratio to REGULAR Pensioners has gone up from 20%  to 50 % & OUTLAY will get reduced,Sir.

    ii) PENSIONERS pension ,large portion is whittled down due to Denial of Domiciliary & groaning under burden of Doctors Consultation ,Medicines,Injections, for both Pensioner & Spouse with repeat visits to Doctors for cure ALLOW SAME CASH MEDICAL BENEFIT PER ANNUM as is being paid to Employees ,this will earn UNIVERSAL PRAISE for LIC Magnanimity as ALREADY we have paid the price 

      iii)August Month Pensioners are in tenterhooks as Life Certificate has to be submitted..WITH ALL LIC DIGITAL & Jeevan Sakashay ,internet speed,traffic,delay, All not able to give Physical LC Certified,Many disbaled & bedridden ,stipulated time hard to respond ,ALLOW Video calls to Pension CELL,OS Dept,with verification of select data,easily 100s can be secured as Verification process GENUINE, & peace CAN PREVAIL,PENSION PAID ,WHAT MORE SIR, Central Govt send Special Team to pensioners residence,resolves, even Allows Postmen to certify as they are real Messengers, 48lac CG pensiones,we may swoon,so for 76,000 LIC pensioners we must devise bolder measures out of the way, as Pension stopped is a Negative retort,abandoning Empathy   for aggrieved pensioners 

iv)Sir, even exgratia payment for those cadres promoted to Higher Cadre,amount earmarked not paid for the Higher Cadre,but Basic Cadre only, though ALL Pensioners Fedns sen old CO Circular clearly enumerating circumstances, YET, no reconsideration to pay DIFFERENCE. Please display your magnanimity.

v)Class I Officers retired between 1/8/1992 to 31/3 1993 ,as per Kerala HC Judgement,  be granted 1 increment & arrears to be paid 1/4/1993 to date of settlement,ie app 36 plus month of calculationsay Sep 2024 ,42 months how can it be low amount as per figures shown & paid to Oldest pensioners after gruelling Court delays,brought to CO notic by All Pensioners fedns,kindly instruct them to PAY DIFFERENCE to Pensioners/ nominee/alternate Nominee as many might have died.ALL INDIA itself ,total was meagre 350 & why no response baffles us,Sir 

 Certainly, Grief-stricken Pensioners must desevedly experience the JOY of Positive Thinking & Positive solution

    Even Meals Coupon for Employees 9/2010 started  Rs 250 crores to Rs 650 cr per annum outlay NOW .WE dont have any allowances ,mere DR  ONLY .LET OPTIMISM & REALISM prevail to fully resove all grievances of Pensioners

10)OUR SINCERE APPEAL TO YOU SIR, 2025 CAN,WITH YOUR DYNAMIC & PRAGMATIC INTERVENTION WITNESS YEAR OF DELIVERANCE, AS DAMAGE ALREADY DONE, 22,000 DIED  ,PATHETIC .It has been ALL ALONG  DESPAIR,FRUSTRATION, ANGER,Pensioners SIDELINED.Kindly turn the clock back to resolve Pensioners Issues & Problems,with an OPEN MIND to bring CHEERS & SMILES on our faces .

11)GREETINGS FOR A HAPPY & HEALTHY, PEACEFUL & PROSPEROUS,  POSITIVE & PROGRESSIVE  NEW  YEAR 2025  

12) Let  us enrich our mind, expand our awareness, deepen our understanding, and touch our hearts  in a way  that is rare these days, putting us back in touch with our real and true self and making us care again by being alive & aware  to the environment around us.

13)Thanking you Sir & praying for RECORD 31st March 2025 Closing. If Budget speech of Hon FM announces universal demand of scrapping GST 18% on Life insurance premium & also Health & Group Mediclaim Insurance or reduced to Nominal rate, Empathy would have been displayed 

Yours sincerely,

R.B.KISHORE

PATRON,AIRIEF,(All India Retd InsceEmployees Fedn)

PATRON,RIEA CHENNAI

ED(Retd),LIC

Life Member,Probus Club

098403  40591.