Interest rates for Small Savings Schemes w.e.f. 01.01.2026: Department of Posts SB Order 17/2025 dated 31.12.2025
SB Order No. 17/2025
F. No 113-03/2024
Government of India
Ministry of Communications
Department of Posts
(Financial Services Division)
Dak Bhawan, New Delhi — 110001
Dated: 31.12.2025
To
All Head of Circles/Regions
Subject: Revision of interest rates for Small Savings Schemes w.e.f. 01.01.2026
Madam / Sir,
The undersigned is directed to intimate that. vide memorandum No. 1/4/2019-NS dated 31.12.2025 (copy enclosed), Government of India, Ministry of Finance, Department of Economic Affairs (Budget Division) has informed that the rates of interest on various Small Savings Schemes (National Savings Schemes) for the fourth quarter of financial year 2025-26 (starting from 1st January, 2026 and ending on 31st March, 2026) shall remain unchanged from those notified for the third quarter (1st October, 2025 to 31st December, 2025) of FY 2025-26.
2. It is requested to circulate it to all concerned for information and necessary guidance. This may also be placed on the notice board of all Post Offices in public area.
3. This issues with the approval of the Competent Authority.
(Devender Kumar Sharma)
Assistant Director (SB-II)
4 comments:
Di Corpo, Ulisse: The future of humanity: OVERVIEW The Quaternary began 2,58 million years ago when temperatures gradually decreased and glaciations started. The first glaciations lasted 41,000 years and temperatures were on average 4 degrees Celsius lower. The last glaciations stretched beyond 100,000 years, with temperatures on average 8 to 10 degrees lower. Short interglacial warm periods, lasting about 10,000 years, separate each glaciation. The warm period in which we now live began 11,700 years ago. Ocean sediments show that we have just re-entered the next ice age and that temperatures will soon return glacial.
Glaciations were understood in the 18th century, when extensive observations showed that continental glaciers had covered much of Europe, North America and Siberia. The position and orientation of the moraines, striations, and glacial ice flows were detected and detailed maps of the extension of the ice caps, their direction and the meltwater channel systems were compiled. This allowed to decipher a story made of multiple glacial and interglacial periods. Recently, ice-core data have confirmed this scenario. Ice retains the same chemical properties that were present when the snow fell and it is possible to distinguish years similarly to the rings in a tree trunk. Air bubbles trapped in ice rings are used to determine the variations of methane, carbon dioxide, temperature and dust due to volcanic eruptions. Antarctica’s ice cores allow to reconstruct temperatures, carbon dioxide and atmospheric composition, for the entire Quaternary period. Each warm, interglacial period is associated with increasing temperatures and increasing levels of CO2. This means that CO2 is not the cause of rising temperatures but the consequence. The explanation is quite simple: during warm periods life proliferates and, since life is carbon based, CO2 levels increase: CO2 is an indicator of life. In the graph we also see that temperatures decrease before CO2. This means that CO2 has limited or no greenhouse effect. CO2 levels decrease when life succumbs to freezing temperatures. During glacial periods the ice caps reach 4 kilometers of thickness in Europe, America and Siberia and oceans levels drop approximately 150 meters. Life is possible only in the equatorial area, in the lowest lands which were previously covered by oceans. At the end of the ice age, temperatures suddenly rise, ice caps melt in huge interglacial lakes and the banks of these lakes suddenly break pouring immense quantities of water into the oceans wiping out the remains of the civilizations that survived the ice age. Reports of these floods can be found in all cultures and date back to approximately 12,000 years ago. Which is the cause of glaciations? In the 1920s Milutin Milankovitch, a Serbian geophysicist and astronomer, suggested that orbital changes could cause periodic cooling of the Earth, with the coldest periods occurring every 41,000 years. Milankovitch believed that the Earth’s orbital changes were the cause of glaciations. The orbital eccentricity of the Earth follows a cycle of about 100,000 years and the inclination axis varies periodically between 22° and 24.5° in a 41,000 years cycle. The inclination axis is responsible for the seasons; the greater the inclination, the greater the contrast between summer and winter temperatures. The precession of the equinoxes and the oscillations of the rotation axis have a periodicity of 26,000 years. Milankovitch’s model explains the changes in the contrast between the seasons, and this is confirmed by oceanic sediments and fossils. However, since the overall exposure to the Sun remains the same it does not account for glaciations.
Astronomical cycles have lasted for millions of years, while glaciations began 2,58 million years ago. Orbital changes are at the most a co-factor of glaciations. Another theory[6] argues that the reduction of CO2 has given way to long-term cooling and glaciations. But ice-core data show that the reduction of CO2 starts after temperatures decrease. CO2 variations are not the cause, but the consequence of temperature fluctuations. Solar cycles were discovered in 1843 by Samuel Heinrich Schwabe who, after 17 years of observations, noted a periodic change in the average number of sunspots in a progression that follows an 11 years cycle. Scientists were perplexed by the fact that each cycle was a little different. None of the models could explain these fluctuations. In 2014 Valentina Zharkova[7] discovered that solar cycles are caused by a double dynamo effect between two layers of the Sun, one near the surface and one deep in its convection area. This model reconstructs past irregularities and predicts what will happen in the future. “We found magnetic waves that appear in pairs, originating from two different layers within the Sun. Both have a cycle of about 11 years, even if they are slightly out of phase. During the cycle, the waves float between the northern and southern hemispheres of the Sun. Combining these waves and comparing them with the real data for the past solar cycles, we found that our predictions are 97% accurate.” Using this model to predict the future we see that waves will become increasingly out of phase during cycle 25, which reaches its peak in 2022. In cycle 26, which covers the decade from 2030 to 2040, waves will become totally out of phase and this will cause a significant reduction in solar emissions. “In cycle 26, the two waves are opposed to each other, with their peak at the same time but in opposite hemispheres of the Sun. Their interference will be destructive and will cancel each other out ... when the waves are in phase, they can show a strong resonance, and we have strong solar activity. When they are out of phase, we have solar minima.” In the mini ice age that took place between 1645 and 1715, a period known as the Maunder minimum, temperatures dropped globally by 1.3 degrees Celsius, leading to shorter seasons and food shortage. The double dynamo model predicts a 60% drop in solar emissions, and this could well account for the 10 degrees Celsius drop in temperatures of the ice-age. This drop should start in the 2030-2040 solar cycle. The sharp reduction in temperatures will increase snow and ice formations which will reflect the heat of the Sun (albedo) further reducing temperatures.
When solar emissions decrease, the magnetic shield that protects the planet weakens and cosmic rays enter the core, activating the magma and causing earthquakes and volcanic eruptions. In the ocean floor there are more than one million volcanoes, against 15,000 on the surface. The magma emitted by submarine volcanoes increases the temperature of the oceans, and this causes extreme weather conditions. Glaciations have created more lakes than all the other geological processes put together. The surface on which glaciers move is eroded, leaving myriads of undrained depressions. These depressions fill with water and become lakes. In North America and Europe, the ice cap reaches 4 km in thickness and the weight of the ice lowers the Earth’s crust. When at the end of the glacial period the ice melts, the crust rebounds, producing slopes and forming large basins, such as the Baltic Sea and the Great Lakes of North America. Numerous Canadian, Swedish and Finnish lakes originated in this way.
I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want uhuhuhhuto die I want to die I want to die I want ttfvttvtvo die I want to tftvtvvtdie I want to die I want to die I wauhhuujjunt to die I want to die I want to die I want to die I want to die I want to die I want to die I wantgtvtgtvt to die I want to die I want to yhhuunnudie I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to jjnjjmjn die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die I want to die
One doesn't understand why a retiree of LIC who is among top 20% families of India is so much depressed to consult a doctor when the whole world is not able to understand the fact of Hindu culture which makes its 80% adherents are happy to smile in spite of poverty perhaps equal to Sub-Saharan African Country. "Such a happiness do not prevail even in a developed country "told me by a Russian Intellectual. One should be proud for this fact.
Post a Comment