LIC GROUP MEDICLAIM SCHEME GUIDE

LIC GROUP MEDICLAIM SCHEME GUIDE 


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Friday, 6 November 2026

AIRIEF/Cir.no.007/ dated 5th November 2026


Date: 5th Nov.2026

To,

All affiliated units of AIRIEF

I invite your attention to the jointly signed letter dated 30th Oct 2026 from the Joint Forum Constituents of which AIRIEF is a constituent member. Needless to say, the other two Constituents are the AIIPA and the Fed. of the Retired Class-I Officers' Association. Vide this communication, you were informed of the decisions taken in the Zoom meeting of the constituent partners held on 29.10.2026 which had the participation of President and General Secretary of each constituent organisation.

The letter also shared a joint action program including joint demonstration at the Divisional/Zonal HQs on Wednesday, the 18 Nov.2026 during lunch hour. Pl note that the demonstration is to be held jointly during lunch hours only. You may contact the OBs of the local Constituents Associations and also solicit the participation by their in service counterparts. In Indore, AIIPA's inservice counterpart have given consent to participate and hopefully the other inservice trade unions would also join. You may at your level initiate dialogue with inservice Associations as they will stand to be benefitted over course of time.

The slogans for demonstration should be worded in English, Hindi or any regional languages on following issues decided mutually with local AIIPA leadership as the 3rd constituent donot have their unit at Indore;

  • 1.
    Periodial updation of Pension.
  • 2.
    Uniform DA to pre 1.8.97 retirees.
  • 3.
    Adequate increase in exgratia pension to pre 1.1.86 retirees
  • 4.
    Reimbursement of Domiciliary treatment and preventive health check ups.
  • 5.
    Improvement in group Mediclaim.
  • 6.
    Scrap GST on group mediclaim premium.
  • 7.
    Increase in pension on attaining age 80 yrs. and thereafter every 5 years
  • 8.
    Full subsidy in mediclaim premium to all.

You are at liberty to compose your slogan in addition to the above that will be beneficial to all keeping the interest of all partners protected and without prejudice to any.

Feel free to ask in case of any doubt and post in PST or the OBs group so that my reply will be information to all. Pl submit illustrated report of the activity to Chief Editor Varishtha Vaani and also post in the social media.

With warm and affectionate greetings on the festival of lights. May the glow of Deepavali illuminate the path of your life and bless you and your family good health, happiness and prosperity.

With regards,

-Ranjan Dey Sarkar General Secretary AIRIEF

धनतेरस की हार्दिक शुभकामनाएं


Photo attachment: IMG-20261106-WA0048.jpg

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Dearness Relief (DR) from 01st July, 2026 to Central Government Pensioners/Family Pensioners – Release of an additional installment: DoP&PW O.M.

Dearness Relief (DR) from 01st July, 2026 to Central Government Pensioners/Family Pensioners – Release of an additional installment: DoP&PW O.M. 

Click below:-

https://www.staffnews.in/2026/11/dearness-relief-dr-from-01st-july-2026-doppw.html?utm_source=follow.it

.

Payment of Payment of Dearness Allowance from 01.07.2026 to Gramin Dak Sevaks (GDS): Department of Posts Allowance from 01.07.2026 to Gramin Dak Sevaks (GDS): Department of Posts

Payment of Payment of Dearness Allowance from 01.07.2026 to Gramin Dak Sevaks (GDS): Department of Posts  Allowance from 01.07.2026 to Gramin Dak Sevaks (GDS): Department of Posts 

Click below:-

https://www.staffnews.in/2026/11/payment-of-dearness-allowance-from-01-07-2026-to-gds.html?utm_source=follow.it


Tuesday, 3 November 2026

JOINT FORUM OF LIC PENSIONERS' & RETIREES' ASSOCIATIONS

JOINT FORUM OF LIC PENSIONERS' & RETIREES' ASSOCIATIONS

The CEO & Managing Director, LIC of India, Central Office, Mumbai – 400 021.

02.11.2026

Dear Sir,

We intend to bring to your kind attention a few very vital issues of the LIC Pensioners that stand represented to the LIC management several times by our Associations individually but are waiting settlement. The issues are long pending on which discussions were also held with the management at different levels. But, no forward movement could be registered yet. The issues are as follows :-

The most pressing of all issues that confront the pensioners is the issue of periodical revision of basic pension in the wake of the wage revision of the in-service employees as is in vogue in case of Central Government employees. Clause 56 of the LIC Pension Rules, 1995 makes it abundantly clear that these rules were framed on the basis of Central Civil Services (Pension) Rules. But the improvements that came to Central Civil Service Pensioners at the recommendation of the Central Pay Commission providing pension updation, are being denied unjustly to LIC pensioners. Besides, such a pension updation scheme was also extended to the Reserve Bank of India pensioners, where also the pension payment is made from a designated Fund as in LIC. But, despite repeated representations LIC pensioners stand deprived of this benefit. As a result, the basic pension of the LIC pensioners continues to remain stagnant. This has created serious distortion, anomaly and discrimination. LIC management should not take a plea that the matter is sub-judice since it is under adjudication in the Supreme Court. Given a positive approach of the LIC management an out of court settlement on this issue can be made possible. It is also a fact that an opportunity for an amicable settlement made available by the judiciary through ‘Lok Adalat’ process was also not grabbed by LIC.

Jantar Mantar A Public Road, Should Never Have Been Designated A Protest Site : Delhi Police Commissioner To Supreme Court

Jantar Mantar A Public Road, Should Never Have Been Designated A Protest Site : Delhi Police Commissioner To Supreme Court

Click below:-
https://www.livelaw.in/top-stories/supreme-court-denotification-of-jantar-mantar-delhi-police-response-3-alternate-protest-sites-identified-ramlila-maidan-law-and-order-new-parliament-557137
Courtesy:Live Law

NFIFWI CIRCULAR DATED 29.01.2026

Grant of Pension on Compassionate / Composite Allowance Basis to Development Officers Terminated under Special Rules

Click below:-

https://drive.google.com/file/d/1zyk-M_kznnWBdnvnqvEMpyLPQzWVuZGd/view?usp=drivesdk

Sunday, 1 November 2026

EASTERN NEWS NOVEMBER 2026 ISSUE

Respected members and readers,

WE wish SUBHO VIJOYA at the conclusion of Durga Puja and greet you all on the occasion of coming Deepabali and Kali Puja. The November 2026 issue of Eastern News is being forwarded in attachment of this email. We are eagerly waiting for your comments on this issue for improvement in future issues.
with regards,
Uttam Bandyopadhyay
General Secretary
LIC RETIRED CLASS-I OFFICERS' ASSOCIATION,
KOLKATA 
8240414561

Click below:-

https://drive.google.com/file/d/1woHL22ZsakHX8PtHVD-TuY4RkCWb7e76/view?usp=drivesdk 

Expected DA/DR from Jan 2027 @ 67%– All-India CPI-IW for the month of Sep, 2026

Expected DA/DR from Jan 2027 @ 67%– All-India CPI-IW for the month of Sep, 2026 

Click below:'

https://www.staffnews.in/2026/10/expected-da-dr-from-jan-2027-67-cpi-iw-sep-2026.html?utm_source=follow.it


Saturday, 31 October 2026

Dearness Allowance to Railway employees – Revised Rates effective from 01.07.2026: RBE No. 91/2026

Dearness Allowance to Railway employees – Revised Rates effective from 01.07.2026: RBE No. 91/2026  

Click :-

https://www.staffnews.in/2026/10/dearness-allowance-to-railway-employees-01-07-2026.html?utm_source=follow.it


WATERLOGGING IN RAM LEELA MAIDAN IN NEW DELHI

 Yes. Confirmed. Delhi's Ram Leela Maidan has developed substantial waterlogging and muddy conditions following rainfall over the past two days.

According to reports published today, 30 October 2026:
Amar Ujala (8:34 PM): Rainwater has accumulated at several places, and much of the ground has turned muddy.
Municipal Corporation of Delhi (MCD) workers were pumping out accumulated rainwater on Friday.
Workers continued arranging chairs and preparing the venue despite the wet and muddy conditions.
Aaj Tak and ANI also reported waterlogging and mud, with visuals from the ground. 

AIIPA CIRCULAR DATED 30.10.2026

 ALL INDIA INSURANCE PENSIONERS ASSOCIATION 

Circular No. 08/2026.

To all Affiliated Units

30.10.2026

Dear Comrades,

You will recall that we addressed a letter on 28.09.2026 to the General Secretaries of All India Retired Insurance Employees’ Federation and Federation of Retired LIC class I Officers’ Associations proposing a joint meeting to chalk out united organisational mobilisations to achieve long pending demands of LIC Pensioners. A joint meeting of the three organisations was held yesterday online and unanimously decided to move ahead unitedly. A copy of the minutes of the said meeting is reproduced below for information.

We request all the Units in life sector to liaise with the Units of other two organisations at their end and make all joint programmes envisaged a total success.

With greetings,

Comradely yours,

General Secretary.

AIRIEF/2026-27/Cir. No. 006

 

Date: 30th October 2026

All members of Pensioners' units affiliated to AIRIEF

Time and again, a need was felt to strengthen our Mumbai unit as the place is epicenter of all activities of our mighty Corporation including the welfare of the pensioners. We were exploring the possibility of an appointment of Sr. level Officers in the Central Office and coinciding this visit, we wanted to meet the Mumbai unit OBs. Since this meeting with Sr. Officials was not coming up for long, we decided to visit Mumbai and attend a meeting.

It was in this pursuit that Mr MP Agnihotri, Mr VS Sikarwar and I visited Mumbai on 26th and 27th October. On 26th October 2026, we had a meeting with the core group of Mumbai Unit members. This meeting with Mumbai team also aimed at giving the unit a hand-holding support and infuse in them the necessary thrust to meet the Sr. Officials on our advice to pursue our matters. We introduced them to some of the retired/serving senior officials in the Central Office who assured us of giving help whenever required. It was an assurance deserving our extolment as never in the past that we received such a whole-hearted assurance.

Friday, 30 October 2026

AICPI-IW FOR SEPTEMBER,2026 OS 155.5

IN CASE AICPI-IW  REMAINS THE SAME IE 155.5 (Base 2016=100),THERE WOULD BE LIKELY INCREASE OF 19 SLABS OF DA FOR IN SERVICE EMPLOYEES OF LIC & GIC AND 76 SLABS OF DR FOR PENSIONERS OF LIC, GIC AND BANKS AND 1.14% of DA FOR BANKS EMPLOYEES WEF 01.02.2026.

R K SAHNI 

AICPI-IW FOR SEPTEMBER, 2026 RELEASEDD


 +        153.2000 July
 +        154.4000 Aug
 +        155.5000 Sep
 ----------------- 
 +        463.1000 
 *          2.8800 
 *          4.6300 
 *          4.9300 
 ----------------- 
 +      30443.5420 
 /          3.0000 
 ----------------- 
 +      10147.8473 
 -       9916.0000 
 ----------------- 
 +        231.8473 
 /          4.0000 
 ----------------- 
 +         57.9618 
ie 57 skbs of DA for 
in service employees of 
LIC & GIC WEF 01.11.2026.

R K SAHNI

AICPI-IW FOR SEPTEMBER, 2026 IS 155.5


Photo attachment: IMG-20261030-WA0064.jpg

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5th Central Pay Commission Dearness Allowance w.e.f. 1st Jul, 2026 @ 497% with 14% hike: DoE, FinMin O.M.

5th Central Pay Commission Dearness Allowance w.e.f. 1st Jul, 2026 @ 497% with 14% hike: DoE, FinMin O.M. 

Click below:-

https://www.staffnews.in/2026/10/5th-central-pay-commission-dearness-allowance-w-e-f-1st-jul-2026.html?utm_source=follow.it


6th Central Pay Commission Dearness Allowance w.e.f. 1st July, 2026 @ 269% – 7% hike: DoE, Fin Min OM

6th Central Pay Commission Dearness Allowance w.e.f. 1st July, 2026 @ 269% – 7% hike: DoE, Fin Min OM 

Click below:-

https://www.staffnews.in/2026/10/6th-central-pay-commission-dearness-allowance-w-e-f-1st-july-2026.html?utm_source=follow.it


Revision of rates of Dearness Allowance from 01.07.2026 @ 63% – 3% hike for Central Govt. Employees: DoE, FinMin O.M.

Revision of rates of Dearness Allowance from 01.07.2026 @ 63% – 3% hike for Central Govt. Employees: DoE, FinMin O.M. 

Click below:'

https://www.staffnews.in/2026/10/revision-of-rates-of-dearness-allowance-from-01-07-2026.html?utm_source=follow.it


Look at the MRP of cancer medicines before and after revision !!

Look at the MRP of cancer medicines before and after revision !!

This loot by hospitals has been going on  since 2017

Why the Government didn't stop this loot ?
 It is only the direction of Supreme Court that put an end to the loot by  these  hospitals/companies of  families of cancer patients like this.
Imagine how much loot must be happening on other medicines/consumables.

Who really owns these Hospitals ? 

Our neighborhood corporate hospital isn't run by doctors. 
Majority stakes in networks like Manipal, CARE, and HCG are owned by global Private Equity (PE) giants like Temasek, Blackstone, and CVC Capital. 
The Private Equity Trap: These foreign funds demand ruthless quarterly revenue growth and maximum profit margins (EBITDA). To hit these targets, hospitals treat patients like captive consumers. 
The "Loss Leader" Trick: They keep doctor consultation fees and general room rents low so the public doesn’t panic. It's a calculated hook to get you through the door. 
The Hidden Cash Cow: Once We are trapped in the ICU, they strike. They slap 1,000% markups on consumables, stents, and oncology drugs. We cannot walk out to window shop, and We cannot say no.
 Healthcare in India has been commercialized  completely. Our life-or-death crisis is just their ultimate quarterly profit opportunity.

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