PENSIONERS' VOICE & SOUND TRACK Editor: R K Sahni
A FORUM FOR LIC PENSIONERS
Tuesday, 4 August 2026
SC ORDER DATED 03.08.2026 STUDENTS PROTEST
Disbursement of salary/wages/pension on Onam for Aug, 2026 in Kerala State CG Employees & Pensioners: CGA O.M. | StaffNews
BIRTH AND DEATHS (Amendment) Bill 2026
- 1 to 2 Years Delay: Registrations reported after one year but within two years need approval from a District Magistrate, Sub-Divisional Magistrate, or an authorized Executive Magistrate after authenticity verification. [1]
- More than 2 Years Delay: Registrations reported after two years can only be processed through a formal order from a Judicial Magistrate of the First Class. [1]
- Legal Update: Replaces older criminal procedure terminology with references aligned to the Bharatiya Nagarik Suraksha Sanhita, 2023. [1]
- Parliamentary Status: Passed the Lok Sabha on July 31, 2026, and is pending clearance in the Rajya Sabha.
Student Protests : Supreme Court Clarifies States Can Close/Withdraw FIRs Against Protesters
Student Protests : Supreme Court Clarifies States Can Close/Withdraw FIRs Against Protesters
Click below:-
https://www.livelaw.in/top-stories/student-protests-supreme-court-clarifies-states-can-closewithdraw-firs-against-protesters-544049
'Important' : Supreme Court Seeks Centre's Response On Plea Against Allowing Protests At Delhi's Jantar Mantar
'Important' : Supreme Court Seeks Centre's Response On Plea Against Allowing Protests At Delhi's Jantar Mantar
Click below:-
https://www.livelaw.in/top-stories/supreme-court-seeks-centres-response-on-plea-to-end-jantar-mantar-as-delhis-protest-site-544060
Existence certificate
Monday, 3 August 2026
LIC DIGITAL APP
Sir, this circular is dated 2021. Though this option is still available , now that the LIC digital app is working in US also (two of my friends have confirmed just now)
provided you are getting OTPs from India on your phone, pensioners in US can try these steps on an android device and give a digital EC .
Other than in US no one has confirmed to me yet. If someone is in any other country than US please try these steps and let us know if it's working 👍
The app is not working on iphones right now . It will be set right shortly .
I have just reiterated the steps from our CO instructions here to generate EC.
1. Download LIC digital app from play store/app store .
2. Choose Jeevan Sakshya in the bottom right corner. choose 'skip' and next 'accept' .
3. Register using mobile number and OTP. You have to set a 4digit mpin at this stage .
4. If you are already registered , Login using mpin , if you have forgotten your mpin , generate a new mpin .
5. click on generate certificate. Your pension number will show up. generate EC using CKYC or Digilocker option . Keep your Aadhar card ready .
6. In Digilocker it will ask for Aadhar number and OTP.
7. Details from Aadhar will be displayed .
8. Take selfie and EC will be generated .
9. Click on view certificate to view/download certificate .
10. Digital EC will be automatically updated at LIC .
Student Protest : Plea In Supreme Court Seeks Action Against Organisers & Community Service Penalty For Minors Who Posted Abuses
Student Protest : Plea In Supreme Court Seeks Action Against Organisers & Community Service Penalty For Minors Who Posted Abuses
Click below:-
https://www.livelaw.in/top-stories/student-protest-plea-in-supreme-court-seeks-action-against-organisers-community-service-penalty-for-minors-who-posted-abuses-544015
Existence certificate
I have given this suggestion only as one more option to submit EC by pensioners .
Many pensioners facing difficulties in generating EC through Jeevan-Sakshya app as many times server not works properly and old pensioners also do not understand process how to submit through app.
In practical, nobody visits home to assist and educate pensioners.
So, this will serve as one more easiest option in addition to Jeevan-Sakshya, Physical EC and submitting via email.
With regards
Rajeev Goel
Shri R B KISHORE & Seetha KISHORE Puja
Sunday, 2 August 2026
Submission of Existence Certificate by a Pensioner who is abroad
Dear All,
I had received a message from a viewer last year stating that it was possible to generate an Existence Certificate by the pensioner who Iwas residing in a foreign country by using Jeevan namaste App.
I am not able to lay hands on the same.
I make an to that person to resend the same to me for publication on my blog for the convenience of those pensioners who are abroad at the moment.
With regards,
R K SAHNI
Family Pension Anomaly Chart as at 31 8 2026.docx
|
PENSION ANOMALY CHART AS AT 31 8 2026.docx
|
Existence Certificate
In Banks , Pensioners and Family pensioners submit life certificate, in a nearest Branch of their Bank. The Bank Branch will forward it to their Pension Cell in their H . O.
My younger sister is a Scale 5 Family Pensioner of Canra Bank , and she follows this procedure in November every year in Kakinada.
V VN L SASTSRY
Acceptance 0f Existence Certificate from Pensioners
It must be possible by use of technology. When we are able to collect premium from any Branch why not put in a place a software program to generate EC from any Branch with a password or m Pin?It should be possible. Only the retiree must be in a position to go there..
C H Mahadevan
The suggestion of Shri Rajeev Goel
Sir,
LIC is now in the process of stabilizing and use of submission of EC through Jeevan Saakshya. By doing this one need not go to nearest branch also. Sitting in his drawing room EC can be submitted.
All the Pensioner's Unions should undertake programs to educate Old Pensioners to submit EC online. NOIP is trying to do the above through their Divisional Units. Some dedicated activists are visiting Pensioners in their homes and assisting them in submitting EC through Jeevan Saakshya.
However, the suggestion by Sri Rajeev Goel ji is good and can be taken up with CO.
C T JOSHI
Suggestion in r/o Existence certificate (EC) by LIC Pensioners
*Federation of Class I Officers News Update*
Saturday, 1 August 2026
Digital Existence Certificate generstion
DA/DR from July 2026 @ 63% Confirmed will approve in Sep, 2026 जुलाई, 2026 से DA/DR 63 प्रतिशत निश्चित – CPI-IW for June, 2026 released | StaffNews
THE PUBLIC EXAMINATIONS (PREVENTION OF UNFAIR MEANS) AMENDMENT ACT, 2026
THE PUBLIC EXAMINATIONS (PREVENTION OF UNFAIR MEANS) AMENDMENT ACT, 2026
Consumer Price Index for Industrial Workers (2016=100) – June, 2026
MINISTRY OF LABOUR & EMPLOYMENT
LABOUR BUREAU
F.No. 5/1/2021-CPI Shram Bureau Bhawan, Block No. 2,
Institutional Area, Sector 38 (West),
Chandigarh – 160036
Dated: 31.07.2026
Press Release
Consumer Price Index for Industrial Workers (2016=100) – June, 2026
1. Labour Bureau, an attached office of the M/o Labour & Employment, has been compiling
Consumer Price Index for Industrial Workers every month on the basis of retail prices collected
from 317 markets spread over 88 industrially important centres in the country. The index for the
month of June, 2026 is being released in this press release.
2. The All-India CPI-IW for June, 2026 increased by 1.1 points and stood at 151.9 points (one
hundred fifty-one point nine).3. Year-on-year inflation for the month of June, 2026 stood at 4.76% as compared to 2.55% in
June, 2025.
Y-o-Y Inflation based on CPI-IW (Gener
154th Issue of Eastern News, August, 2026
Respected Members/Readers,
As the tricolour unfolds against the morning sky on August 15, 2026, India marks its 80th Independence Day—a milestone reflecting eight decades of sovereignty, resilience, and democratic strength. From the midnight chime of August 15, 1947, when the nation awoke to freedom after nearly two centuries of British colonial rule, the story of modern India has been defined by the sacrifices of countless freedom fighters and the quiet determination of millions of ordinary citizens.
Over the past eight decades, India has transformed from an impoverished, newly partitioned state into one of the world's fastest-growing major economies and a leading voice in scientific innovation, space exploration, and technology. The journey to 80 years of freedom is a tribute not only to foundational leaders like Mahatma Gandhi, Jawaharlal Nehru, Sardar Vallabhbhai Patel, and Netaji Subhas Chandra Bose, but also to generations of farmers, scientists, teachers, and youth who built the republic brick by brick.
Against the aforesaid backdrop, we are attaching herewith the 154th Issue of August 2026 Eastern News featuring analytical articles on 80th Independence Day and other relevant topics. It is needless to mention that we highly value your insights regarding our topics, contents and our activities. Please forward your views to at e-mail licretiredofficers@gmail.com. Your feedback will be published in a subsequent issue.
We extend our heartfelt greetings and best wishes to all readers and their family members on the occasion of the 80th Independence Day.
With regards,
General Secretary LIC Retired Class-I Officers’ Association Click below:' https://drive.google.com/file/d/1h78rvq2FKt3JAD6ejU3Pv-MpLjWmR8YI/view?usp=drivesdk | ||
Friday, 31 July 2026
Dearness Allowance Increase wef 01.08.2026
(Affiliated to: NCBE) C/o Bank of India, Jalandhar Main Branch
Nirmal Complex, G.T.Road Jalandhar City-144001 Email:ncbisu@yahoo.co.in,Website:www.ncbisu.in
Ref. No.NCBISU:DA:2026/08
DATE:31.07.2026
To All Units/Members.
We wish to inform that due to rise of 2.13 points in quarterly average of All India Working Class Consumer Price Index (Base 2016) for the quarter ended JUNE 2026 there will be increase of 2.13% in dearness allowance w.e.f. AUG 2026:
We are giving below the price index figures:-
April 2026. 149.9
May 2026. 150.8
June 2026. 151.9
Average Price Index 150.86
D.A. Rate (For All Staff)
27.83 %
of Pay (i.e. Basic Pay + Sp. Pay + P.Q. Pay)
+Special Allowance +Transport Allowance
With Greetings.
(K.K.KHOSLA)
PRESIDENT
PENSIONERS-DA INCREASE
RETIRED BEFORE NOV 2022 47 slab ON OR AFTER NOV 2022 2.83
AICPI-IW FOR JUNE,2026 is 151.90
AICPI-IW FOR JUNE,2026
+ 149.9000 Apr
+ 150.8000 May
+ 151.9000 June
-----------------
+ 452.6000
/ 3.0000
-----------------
+ 150.8667
* 2.8800
* 4.6300
* 4.9300
-----------------
+ 9917.7644
- 9728.0000 Last Avg
-----------------
+ 189.7644
/ 4.0000
-----------------
+ 47.4411
ie increase of
(1)
+ 47.0000 SLABS OF DR FOR Pensioners of LIC AND GIC
Bank Pensioners retired upto 31.10.2022
wef 01.08.2026.
(2)
+ 35.0000 slabs of DA for inservice employees
of LIC & GIPSAslabs of DA for inservice employees
of LIC & GIPSA
(3)
+ 2.1300 % for Bank Employees and
employees and pensioners who retired on and after 01.11.2022
🚨🚨🚨🚨 Alert ‼️ Alert ‼️
PIB::Prime Minister lauds the passage of a Bill by Parliament making the examination system more robust
Prime Minister lauds the passage of a Bill by Parliament making the examination system more robust
Click below:-
https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2292135&RegID=3&LID=1
प्रधानमंत्री नरेंद्र मोदी का देशवासियों के नाम वीडियो संदेश
प्रधानमंत्री नरेंद्र मोदी ने लोक परीक्षा (संशोधन) विधेयक को संसद से मंजूरी मिलने के बाद देशवासियों के नाम एक वीडियो संदेश जारी किया। उन्होंने कहा कि सरकार भरोसेमंद और पारदर्शी परीक्षा प्रणाली बनाने के लिए लगातार काम कर रही है। प्रधानमंत्री ने कहा कि इस दिशा में एक के बाद एक कई कदम उठाए गए हैं। उन्होंने बताया कि इस कानून को तैयार करते समय राज्यों के सुझावों का भी पूरा ध्यान रखा गया, क्योंकि पिछले कई वर्षों से लगभग सभी राज्य और केंद्र सरकार पेपर लीक जैसी समस्या से जूझ रहे हैं
Click below:-
*Shaheed-E-Azam Sardar Udham Singh* 🇮🇳 JULY 31 - Martyrs Day.
THE NOTE ON THE PROCEEDINGS IN M C SINGLA CASE IN SC
Thursday, 30 July 2026
Supreme Court Says Plea To Ban Pellet Use Against Civilian Assemblies Is Vague Without Challenging Regulations
Supreme Court Says Plea To Ban Pellet Use Against Civilian Assemblies Is Vague Without Challenging Regulations
Click below:-
https://www.livelaw.in/top-stories/supreme-court-yashovardhan-azad-chalo-sansad-student-protests-victims-plea-against-use-of-pellet-guns-543538
ESTIMATION OF VALUATION SURPLUS AS AT 31/3/2026
ESTIMATION OF VALUATION SURPLUS AS AT 31/3/2026
LIC has stopped publishing the figures of valuation surplus in the Annual Reports for the last few years and my requests for the information under RTI Act 2005 has also been denied by the CPIO.
So, I thought of estimating the valuation surplus as at 31/3/2026 bu using the figures in the public domain adopting the following methodology:
Valuation Surplus is the sum of Par Surplus (PS) and Non-par Surplus (NPS) under the policies in the Corporation. Presently 90% of the Par Surplus is distributed to policyholders by way of bonus under wih profit policies.10% of par surplus is paid to the shareholders.100% of non-par surplus is paid to the shareholders.
The Central Government received a dividend cheque for Rs 12207.75 Cr from LIC.
LIC owns 96.5% of the share s presently and the Public own 3.5% of the equity shares in LIC
The Policyholders received Bonus to the extent of Rs 59726 cr being the 90% of the Par-Surplus.
LIC got an amount of 96.5% of the amount from Par-Surplus, viz, Rs 6403.954.
Let NPS be the total non-par valuation Surplus. Then LIC got 0.965* NPS.
Let NPS be the total non-par valuation Surplus of LIC as at 31/3/2026.
This gives the equation
(6403.954)+(0.965 * NPS)= 12207.25.
ie
0.965*NPS=(12207.25 - 6403.954)
So
NPS=(12207.25 - 6403.954)/0.965
=(5803.296)/.965
=6013.778
Solving this equation, we get NPS= 6013.778
PS= (59726×10/9)=66362.22
Total Valuation Surplus =PS+NPS= 66362.22+6013.778= Rs 72376 Cr.
Actuaries may validate my estimation of possible or enlighten me if I have gone wrong.
C H MAHADEVAN
Prof. Veezhinathan Kamakoti..
The Life Insurance Corporation of India paid a dividend of ₹12,207.25 crore to the govt for the financial year 2025–26
Wednesday, 29 July 2026
Lok Sabha Passes Public Examinations Amendment Bill 2026; Minimum 5 Year Jail For Exam Malpractices
Lok Sabha Passes Public Examinations Amendment Bill 2026; Minimum 5 Year Jail For Exam Malpractices
https://www.livelaw.in/top-stories/lok-sabha-passes-public-examinations-amendment-bill-2026-minimum-5-year-jail-for-exam-malpractices-543404
Rajya Sabha Passes Bill Criminalising Insult To Vande Mataram, Giving It Same Legal Protection As National Anthem
Rajya Sabha Passes Bill Criminalising Insult To Vande Mataram, Giving It Same Legal Protection As National Anthem
https://www.livelaw.in/top-stories/rajya-sabha-passes-bill-criminalising-insult-to-vande-mataram-giving-it-same-legal-protection-as-national-anthem-543415
8th Central Pay Commission: Family unit increase for fitment factor & report timeline 8वें वेतन आयोग पर राज्यसभा में सरकार का आधिकारिक जवाब | StaffNews
NEET protest update_29
Wed, 29 Jul 2026 at 10:45 amSubject: NEET protest update_29Email Marketing Supreme Court declines urgent hearing on plea against police action on student protesters.
India.com ![]()
World News Update NEET protest update: Security forces followed all SOPs; use of pellet guns was authorised, reveals CRPF report
Read Full Story → You're receiving this email because you subscribed to India.com updates.
© 2026 India.com. All rights reserved.
![]()
LOW RENEWAL RATES OF LIFE INSURANCE POLICIES
MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES RAJYA SABHA UNSTARRED QUESTION No. 1040
ANSWERED ON TUESDAY, 28 JULY, 2026/ 6 SHRAVANA, 1948 (SAKA)
1040 SHRI RAJINDER GUPTA:
Will the Minister of Finance be pleased to state:
- (a)whether Government has taken note that, as per IRDAl data, the life insurance industry's average 13th-month persistency ratio stood at around 63 percent in 2025 and that persistency declines further at later checkpoints, with 61st-month (5-year) persistency for many insurers falling in the 45-55 per cent range;
- (b)whether Government has reviewed the factors contributing to these persistency trends; and
- (c)whether any measures, such as standardised post-sale reminder and reinstatement communication and enhanced grace periods for policyholders facing economic disruption, are under consideration to improve persistency rates?