PENSIONERS' VOICE & SOUND TRACK Editor: R K Sahni
A FORUM FOR LIC PENSIONERS
Monday, 27 July 2026
Sunday, 26 July 2026
पेंशन निधि विनियामक और विकास प्राधिकरण (विनियामक सैंडबॉक्स) विनियम, 2026 PFRDA (Regulatory Sandbox) Regulations, 2026 | StaffNews
पेंशन निधि विनियामक और विकास प्राधिकरण (विनियामक सैंडबॉक्स) विनियम, 2026 PFRDA (Regulatory Sandbox) Regulations, 2026 | StaffNews:
पेंशन निधि विनियामक और विकास प्राधिकरण (विनियामक सैंडबॉक्स) विनियम, 2026 Pension Fund Regulatory and Development Authority (Regulatory Sandbox) Regulations,
English rendering of PM’s address in the 136th Episode of Mann Ki Baat on 26.07.2026
English rendering of PM’s address in the 136th Episode of Mann Ki Baat on 26.07.2026
https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2289560&RegID=3&LID=1
PIB::मन की बात की 136वीं कड़ी में प्रधानमंत्री के सम्बोधन का मूल पाठ (26.07.2026)
मन की बात की 136वीं कड़ी में प्रधानमंत्री के सम्बोधन का मूल पाठ (26.07.2026)
https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2289557&RegID=3&LID=2
*HOW WAS* *ABHIMANYU* *KILLED*
*HOW WAS*
*ABHIMANYU*
*KILLED*
*यदि कोई आपसे पूछे*
कि
*अभिमन्यु* कैसे मारा गया ?
तो संभवतः आपके पास दो जवाब होंगे !
*पहला* :
अभिमन्यु को कौरव सेना के दर्जनों
महारथियों ने घेरकर मार दिया !!
*दूसरा* :
अर्जुन से चक्रव्यूह तोड़ने की विद्या सुनते
हुए सुभद्रा की नींद लग गई थी,
जिससे अभिमन्यु
माँ के गर्भ में चक्रव्यूह तोड़ने का हुनर
नहीं सुन पाया और
चक्रव्यूह में फंसकर मारा गया !!
*लेकिन यह इस सवाल का सही जवाब*
*नहीं है...*
इस सवाल का सही जवाब है....
*कौरवों की वो रणनीति*
जिसके तहत *अर्जुन को युद्धक्षेत्र से*
*जानबूझकर* इतनी दूर ले जाया गया कि,
वो *चाहते हुए भी* अपने बेटे को
बचाने हेतु समय पर नहीं पहुंच सके...!
*अगर*
अर्जुन अभिमन्यु से दूर नहीं होते
*तो शायद कोई भी*
अभिमन्यु को मार नही पाता !!
*फिलहाल युद्धक्षेत्र सज चुका है..!*
*अभिमन्यु (मोदी जी) को*
घेरने की पूरी तैयारी हो चुकी है !!
*कौरवों के योद्धा*
कांग्रेस,
सपा,
बसपा,
अकालीदल,
ममता,
लालु,
जेडीयु,
शिवसेना,
मनसे,
एनसीपी,
वांमपंथी,
आप,
ओवेसी,
चीन, अमेरिका और
*पाकिस्तान*
*इकट्ठे हो रहे हैं...!!!*
अब.....बस
*आखिरी रणनीति के तहत*
अर्जुन को
*(तमाम हिन्दुऔ को जातियों में तोड़ कर)*
*रणक्षेत्र से दूर करने की कोशिश जारी है..!*
*अब ये आप पर निर्भर है कि,*
आप..!
*अभिमन्यु को अकेला छोड़कर*
*उसके मरने के बाद पछताना*
*चाहते हैं..*
या..!
*उसके साथ खड़े रहकर उसे*
*विजयी होते देखना..!!*
*इस संदेश को कम से कम पांच ग्रुप मैं जरूर भेजे*
कुछ लोग नही भेजेंगे लेकिन मुझे यकीन है आप जरूर भेजेंगे
*हमारी आने वाली पीढ़ियों के भविष्य का सवाल है !*
*🙏🏻वंदे मातरम्*🙏🏻
KARGIL. VIJAY DIWAS: MUST KNOW FACT ABOUT THE KARGIL WAR
KARGIL. VIJAY DIWAS: MUST KNOW FACTS ABOUT THE KARGIL WAR
Click below:-
*KARGIL VIJAY DIVAS - 26 JULY 1999* 🇮🇳
*KARGIL VIJAY DIVAS - 26 JULY 1999* 🇮🇳
On this day, our soldiers stared at death on icy peaks and chose the Tiranga instead.
They bled, they stood, they conquered.
*Salute to the unmatched bravery and supreme sacrifice of our Armed Forces.*
Because of them, we breathe free. Because of them, India stands tall.
*Jai Hind. Jai Bharat.*
2027 NEET-UG IN CBT MODEQ
tarting with the 2027 academic session, NEET-UG will transition to a Computer-Based Test (CBT) mode, replacing the traditional pen-and-paper OMR sheet format to improve security and prevent paper leaks. The core syllabus and marking scheme remain unchanged, but the delivery format moves entirely to digital screens at designated test centers. [1, 2, 3, 4, 5]
Key Changes in CBT Mode
- Exam Interface: Questions appear on a computer screen, and answers are selected using a mouse instead of bubbling physical OMR sheets. [1, 2]
- Question Navigation: Digital tools allow students to easily flag questions, use "Mark for Review," or change selected answers before final submission. [1]
Preparation and Strategy
- Digital Practice: Aspirants need to build screen endurance, digital reading speed, and familiarity with on-screen timers.
For tips on how to prepare for the transition and handle exam-day challenges in the new format:
Saturday, 25 July 2026
क्या आपको ऐसा कोई संदेश मिला है, जिसमें आपके केवाईसी को अपडेट करने के लिए एक आसान लिंक दिया गया हो? घबराइए मत—यह एक धोखाधड़ी है!
"आपका खाता 2 घंटे में ब्लॉक कर दिया जाएगा!"
क्या आपको ऐसा कोई संदेश मिला है, जिसमें आपके केवाईसी को अपडेट करने के लिए एक आसान लिंक दिया गया हो? घबराइए मत—यह एक धोखाधड़ी है!
धोखाधड़ी करने वाले नकली आपातकालीन स्थितियां पैदा करते हैं, ताकि आप बिना सोचे ऐसे लिंक पर क्लिक कर दें।
इन 3 नियमों के साथ उन्हें उनके ही खेल में मात दें:
• रुकें: नकली जल्दबाज़ी धोखे का सबसे बड़ा संकेत है।
• सोचें: बैंक कभी भी केवाईसी अपडेट करने के लिए लिंक नहीं भेजते हैं ।
• सावधानी बरतें: ऐसे लिंक पर कभी क्लिक न करें और अपना ओटीपी, पिन तथा पासवर्ड किसी के साथ साझा न करें।
अनजान लिंक = अनजान जोखिम!
अधिक जानकारी के लिए कृपया : https://m.rbi.org.in/FinancialEducation/ पर क्लिक करें।
आरबीआई कहता है – जानकार बनिए, सतर्क रहिए!
व्हाट्सएप सूचना बंद करने के लिए 'stop' लिखें
Have you received a message offering a simple link to update your KYC? Don't panic—it's a scam!
"Your account will be blocked in 2 hours!"
Have you received a message offering a simple link to update your KYC? Don't panic—it's a scam!
Scammers create fake emergencies so you click on such links without thinking.
Beat them at their own game with these 3 rules:
• Wait: Fake haste is the biggest sign of fraud.
• Think: Banks never send links to update KYC.
• Be careful: Never click on such links and never share your OTP, PIN, or password with anyone.
Unknown links = unknown risks!
For more information, please click:
RBI says – Be informed, be alert!
Text 'stop' to stop WhatsApp notifications
Friday, 24 July 2026
Re-employment of Senior Citizens वरिष्ठ नागरिकों का पुनर्नियोजन | StaffNews
Re-employment of Senior Citizens वरिष्ठ नागरिकों का पुनर्नियोजन | StaffNews:
Re-employment of Senior Citizens वरिष्ठ नागरिकों का पुनर्नियोजन: Rajya Sabha Starred Question No. 40 answered on 22.07.2026
Technical Glitches on the E-Filing Income Tax Portal आयकर ई-फाइलिंग टैक्स पोर्टल पर तकनीकी गड़बड़ियां | StaffNews
Technical Glitches on the E-Filing Income Tax Portal आयकर ई-फाइलिंग टैक्स पोर्टल पर तकनीकी गड़बड़ियां | StaffNews:
.Technical Glitches on the E-Filing Income Tax Portal आयकर ई-फाइलिंग टैक्स पोर्टल पर तकनीकी गड़बड़ियां: Lok Sabha Unstarred Question No. 60 answered on
*Civil Appeal No.7993 of 2023 in M. C. Singla (Dead) & others
*Civil Appeal No.7993 of 2023 in M. C. Singla (Dead) & others Vs Union of India & others before the Hon'ble Supreme Court of India - Very Important and Valid Provisions available in favour of Appellants/Pensioners and to be presented on 12.08.2026.*🙏
*.... E V Rao, Senior Manager (Retd), eAndhra Bank, Hyderabad.*👇
The case exclusively relates to about 8,00,000 Senior Citizen Pensioners of Banks above the age group of 61 to 95 years.
The Basic Pension fixed at the time of Superannuation/ Retirement of Bank Employees is not updated/revised for more than 40 years.
Bank Pensioners are entitled rightfully to get their Basic Pension Revised/ Updated on RBI lines periodically, as per settlements on wage/salary revisions for Bank Employees, as was envisaged in Bipartite Settlement on Pension Scheme for Bank Employees dated 29.10.1993, Decisions of Small Committee, constituted exclusively on the subject matter of pension scheme to Bank Employees, dated 26.3.1994 and under Regulation 35(1) of Bank Employees Pension Regulations (BEPR), 1995.
*Issue involved in the case* is non-compliance of Pension updation/revision for Bank Employees on RBI lines for about 40 years.
*The salient provisions available in the above mentioned Settlement, Small Committee decisions and BEPR - 1995 are as follows:*
*(1) Clause 12 of Pension Settlement dated 29.10.1993 reads as under:*
"Provisions will be made by a scheme, to be negotiated and settled between the parties to this Settlement by 31st December, 1993 for applicability,
qualifying service,
amounts of pension,
payment of pension,
commutation of pension,
family pension,
*updating* and other general conditions etc.,
on the lines in force in the Reserve Bank of India."
*(2) Small Committee Meeting decisions dated 26.3.1994 states as under:*
"(i) The draft circulated was mutually accepted by the parties. The following points were further discussed and accepted;
"(ii) Formula for *updating pension should be on the lines of the same given in the Reserve Bank pension scheme.* Any change therein should be introduced only after mutual agreement."
*(3) The original Regulation 35(1) of BEPR, 1995 states as under:*
"In respect of employees who retired between 1st day of January, 1986, but before the 31st day of October, 1987, basic Pension and additional Pension will be updated as per formula given in Appendix - 1."
*Amendment to Regulation 35 (1):*
Regulation 35(1) was amended in 2003 as follows:
"Basic Pension and additional Pension where applicable shall be updated as per the formula given in Appendix - 1."
All the above three conditions embodied in Settlement 1993, Small Committee Meeting decisions 1994 & BEPR - 1995 have entitled the Bank Pensioners to get their Pension updated/revised as was done in RBI from time to time, but the Banks and their representative IBA are diverting the matter in a misleading manner that there was no provision for Pension Updation/Revision and
Pension Trust Fund is not sufficient to meet the cost of any updation/revision of pension for Bank Employees.
*(4) Sub Regulation 3 of Regulation 5 of BEPR, 1995, Chapter III - Constitution of the Pension Fund*
Regulation 5(3) of BEPR, 1995 categorically prescribes as follows:👇
*The Bank shall be a contributor to the Fund and shall ensure that sufficient sums are placed in it to enable the trustee to make due payments to beneficiaries under these Regulations.*
👉 *The Banks have transferred the entire outstanding balance of Employer's Contributory Provident Fund, payable to the Employees on their retirement, to the respective Pension Fund Trusts while implementing the BEPR - 1995.*
Therefore, Pension updation has nothing to do with Pension Funds. Pension, DA, periodic Pension Updation along with Wage Revisions are not subject to fund availability or financial feasibility in view of condition stipulated, under Regulation 5(3) of BEPR - 1995, on contribution of sums to be placed in pension fund by the Employer Banks. These settled rights are arised from the Provisions of the Pension Agreement, Small Committee Decisions and Pension Regulations1995.
More than 8,00,000 Bank Pensioners are in need of immediate justice because they are aged between 61 and 95 years, ailing and in the dying category. This trend continues since the Pension Scheme started from 1986 onwards in the Banking Sector. More than 2 lakh pensioners have died due to old age and diseases.
The right to Pension Updation in line with RBI Pension Scheme was denied to Bank Pensioners who entitled rightfully to get their Basic Pension revised/ updated alongwith every Bipartite Settlement on wage/salary revision for Bank Employees.
On account of the most inhuman and regressive approach of management of Public Sector Banks & non-legal body of their representative i.e IBA, the interests of Pensioners are jeopardized.
*(5) Pension Scheme in Public Sector Banks* was introduced totally on terms and conditions as in RBI Pension Scheme/ CCSR, 1972 & CCS (Commutation of Pension) Rules, 1981. Accordingly under Clause 35 (1) Basic Pension of Pensioners between 1.1.1986 and 31.10.1987 was updated in view of 5th Wage revision Settlement effective from 1.11.1987. _The period of 10 (ten) months between 1.1.1986 and 31.10._ Therefore Periodic Pension Updation/Revision alongwith Wage revision was an implemented and admitted condition.The Representatives of Indian Banks Association & Banks and 9 Unions representing the Bank Employees were parties and signatories to Pension Settlement dated 29.10.1993 and Small Committee decisions. They have jointly reiterated that the RBI Pension Scheme is the bed-rock of the Bank Pension Scheme in their meeting held in the month of November,1997.
*(6) RBI Pension Scheme was finalized in 1990, implemented from 1.1.1986* duly updating basic pension in relation to then wage Revision for 1.1.1986 and till 31.10.1987. RBI Pension was further revised in 2003 covering Pensioners till 31.10.1997. Again revised from March, 2019 covering Pensioners till 31.10.2012 and from June, 2023 covering till 31.10.2017 Pensioners. But, nothing was done in Public Sector Banks covered under Pension Settlement referred above.
*(7) The management of Banks have not honoured the Settlement/ Regulations/ Committee decisions* and have not revised Pension on RBI Pension Revision line, except for period from 1.1.1986 and till 31.10.1987.
*(8)Regulation 56 of BEPR, 1995 states on Residuary Provisions as follows:*
*"In case of doubt, in the matter of application of these regulations, regard may be had to the corresponding provisions of Central Civil Services Rules, 1972 or Central Civil Services (Commutation of Pension) Rules, 1981 applicable for Central Government employees with such exceptions and modifications as the Bank, with the previous sanction of the Central Government, may from time to time, determine."*
*(9) If all three nprovisions as mentioned in para (1), (2), (3) & (4) hereinabove are read together,* they all jointly and severely speak in most unambiguous terms the condition of Pension updation on RBI line, but Banks have not complied to their mandatory obligation.
*(10) Suppressing & hiding all aforementioned relevant provisions* pertaining to Pension Updation and Contribution to be placed by the Employer Banks to Pension Fund, the Indian Banks' Association, on behalf of respondent banks, has contended in it's affidavit dated 26.8.2022 that there is no Provision for Pension Updation in BEPR - 1995, sufficient funds are not available to consider pension updation and that Bank Pensioners are demanding Pension parity with Central Government employees, which is totally false, untrue, misleading and contrary to the facts narrated hereinabove. The fact is that there has been pension updation provision in BEPR,1995 from day one and it is there even today in more mandatory terms and the Employer Banks should contribute required sums to make due payments to pensioners under Regulation 5(3) of BEPR, 1995. Further, Bank Pensioners are not demanding Pension parity with Central Government employees, but demanding Pension updation on RBI line as was envisaged in Pension settlement, Regulations & decisions of Small Committee.
*(11) IBA has filed false affidavit dated 26.8.2022 and committed guilty contempt of Hon'ble Supreme Court* for misleading them with an intention to derive undue favour by suppressing and hiding material truths in its affidavit and liable for exemplary punishment so that no one can dare to do such things in future.
SUBMISSION OF LIVE CERTIFICATEON AND AFTER 01.08.2026
We are near to end the month of July 2026 and to enter in the month of August 2026. In August 2026, we all are to submit our *Live Certificates* to get our pension every month continuously.
So for that purpose, we are to use our online link i.e. *Jeewan Saakshya* thru LIC App i.e. *LIC DIGITAL* or it is to submit by submitting on paper thru any our LIC office, physically.
Then for the purpose we are to download first the App *LIC DIGITAL* on our mobiles from Google Play. Please be ready to use the link *Jeewan Saakshya* thru this downloaded App *LIC DIGITAL* on 01.08.2026 till the end of third week of August 2026. So that pension may be released regularly like before August 2026.
R K SAHNI
Finance Act 2026: Constitutional Challenge to Retrospective Amendments
Finance Act 2026: Constitutional Challenge to Retrospective Amendments
Click below :-
https://taxguru.in/income-tax/finance-act-2026-constitutional-challenge-retrospective-amendments.html?utm_source=follow.it
Beware of Fake ‘Tax Authority Checklist for July 2026’ Income Tax Email
Beware of Fake ‘Tax Authority Checklist for July 2026’ Income Tax Email
Click below:-
https://taxguru.in/income-tax/beware-fake-tax-authority-checklist-july-2026-income-tax-email.html?utm_source=follow.it
Thursday, 23 July 2026
MC Singla case extract of SC Order in Dairy No 4295/2016o
NO.21 COURT NO.2 SECTION IV (PH) S U P R E M E C O U R T O F I N D I A RECORD OF PROCEEDINGS Civil Appeal No(s). 7993/2023 M.C. SINGLA (DEAD) THR. LR. & ORS. Appellant(s) VERSUS UNION OF INDIA & ORS. Responden
UPON hearing the counsel the Court made the following
O R D E R
We have heard Mr. Dhruv Mehta, learned senior counsel appearing for the respondent-Indian Banks Association, at length. Learned counsel appearing for the respondentPunjab National Bank seeks time to file additional affidavit along with additional documents elaborating 3
upon the issues raised in the Court, The respondents shall, in particular, respond to the submission advanced by learned senior counsel appearing for the petitioner(s) that the updation provided under Clause 35(i) of the 1995 Regulations, as amended in 2002, would apply across the board to all employees, and that such updation has not been extended while computing the pension payable to the retired employees on an annual basis.
The additional affidavit shall also contain the 7th Bipartite Settlement onwards up to the 12th Bipartite Settlement, particularly in relation to the merger of Dearness Allowance for the purpose of calculation of pension, along with the corresponding Joint Notes.
The relevant extracts of the aforesaid Bipartite Settlements may be filed and it shall not be necessary to file the entire settlements, which shall be kept available with learned counsel.
List these matters again for further hearing on 12th August, 2026, as PART-HEARD.
(SONIA BHASIN)
ASSISTANT REGISTRAR-CUM-PS
(RANJANA SHAILEY)
ASSISTANT REGISTRAR
22.07.2026
PIL In Delhi High Court Seeks NIA Probe Into CJP Protest, Alleges Foreign Funding Behind NEET Agitation
PIL In Delhi High Court Seeks NIA Probe Into CJP Protest, Alleges Foreign Funding Behind NEET Agitation
Click below:-
https://www.livelaw.in/high-court/delhi-high-court/pil-in-delhi-high-court-seeks-nia-probe-into-cjp-protest-alleges-foreign-funding-behind-neet-agitation-542451
Will Set Up Fast Track Courts For Paper Leak Cases : PM Says Amid Student Protests
Will Set Up Fast Track Courts For Paper Leak Cases : PM Says Amid Student Protests
Click below:-
https://www.livelaw.in/top-stories/will-set-up-fast-track-courts-for-paper-leak-cases-pm-says-amid-student-protests-542496
Brief update on MC Singla case hearing
Brief update on MC Singla case….hearing started around 12 and continued even after lunch till around 3.30 pm Hon SC Judge was very meticulous and stoping Managent Advocate to slip out of the crux of the issue….Mr Mehta Management Advocate was repeated going irrelevant ….by referring settlements….merger of DA to basic pay and kept on harping that there is no provision in Tegulations for updation ….and that regulation 35 is applicable only to certain section of employees who retired between 1986 and 1987 only and not to all employees….
But Hon Judge though allowed dependent to speak even for long but was driving him back to Regulation 35 and asked to give details in respect of example or retirees retired on different dates ….good arguments from our side too….
After prolonged arguments and counter arguments case adjourned for 12/08/2026….
Hon Judge of Supreme Court appears to be conveinced about our arguments and our case….
Mr Nageshwar Rao eminent leader was online all along Hon Judge asked him to put up his point ….but he was not properly audible thus Hon Judge told him to appear in courts and not online to put up his point…..which he agreed and case has been now adjourned for 12/08/2026…..let us hope for the best
…..K K JOSHI
Wednesday, 22 July 2026
Tuesday, 21 July 2026
Industrial Dearness Allowance (IDA) Rates from 01.07.2026 for Executives and Non-Unionized Supervisors of CPSEs: DPE, FinMin O.M. | StaffNews
Industrial Dearness Allowance (IDA) Rates from 01.07.2026 for Executives and Non-Unionized Supervisors of CPSEs: DPE, FinMin O.M. | StaffNews:
Industrial Dearness Allowance (IDA) Rates from 01.07.2026 for Executives and Non-Unionized Supervisors of CPSEs: Department of Public Enterprises, FinMin O.M.
Beware of Fake Income Tax Penalty Notice on Email
Beware of Fake Income Tax Penalty Notice on Email
Click below:-
https://taxguru.in/income-tax/beware-fake-income-tax-penalty-notice-email.html?utm_source=follow.it
Department of Posts Enables Online Personalized Cheque Book Requests Through Internet Banking
Department of Posts Enables Online Personalized Cheque Book Requests Through Internet Banking
Click below:-
https://taxguru.in/finance/department-posts-enables-online-personalized-cheque-book-requests-internet-banking.html?utm_source=follow.it
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