Sir/Madam,
Please find attached Yogakshema magazine for the m/o. May 2026.
Regards,
Yogakshema Desk
Friday, 15 May 2026
A Clarification about Mediclaim premium deduction
*To all retired employee elders,*
Respected Namaskar,
Since many of you have been raising questions and concerns regarding the change in Mediclaim premium in the pension paid on 01/05/2026, I am trying to share the information and instructions we have studied and received from the Zonal Office:
*1. Regular Effect*
Compared to last year, there has been a 6.69% increase in the premium this year. Since this increase is applicable for the past two months, the difference between the old and new rate has been recovered.
*2. Refund Effect*
For employees who completed 71 years of age as of 01/04/2026, 100% LIC subsidy is available on the basic sum insured premium. This means the basic SA premium for both the employee and their spouse will be zero. (Even if the spouse is below 71, it will be based on the employee’s age).
However, for those who have taken optional additional sum insured, they will have to bear that premium themselves.
This year, for those who have completed 71 years, the basic premium has reduced, so a refund for the past two months will be given. The adjustment has been made in the last pension received. For those whose refund amount is more than the premium payable, no premium recovery has been done. If the refund is higher, it will be adjusted in the upcoming months’ premiums, resulting in lower deductions.
Once the refund is adjusted, regular premium deductions will continue.
A refund may also occur if any member has exited from the Mediclaim master compared to last year, such as due to death, a child completing 45 years of age, or voluntary cancellation of membership. In such cases, the premium for the past two months will be refunded.
*3. Additional Recovery Effect*
As age increases, the premium amount also increases. Our group Mediclaim policy has age-wise slabs: 0-35, 36-45, 46-55, 56-65, 66-70, 71-75, and 76+ up to lifetime. When age crosses into a new slab, the premium rate increases.
Everyone is subject to the 6.69% increase. Additionally, if any member’s age changes the slab as shown above, the premium rate increases. Therefore, the premium increases due to the regular hike + slab change due to age + GST on the increased amount. The calculation for the past two months is also being done, so the difference may appear as a higher deduction. If it was not deducted earlier, it will be deducted now.
Technical errors in pension payments will also be adjusted.
Our reconciliation is currently ongoing. If excess premium has been deducted after calculation, it will be refunded and adjusted in the coming months. If the premium deducted is less or was not deducted, recovery will be made and adjusted accordingly.
At the division level, we cannot take any manual action. We are working by providing feedback, informing the zonal group, and staying in contact with the zone via email and phone.
We request you all to remain assured. In the end, no one will end up paying excess, and no shortfall will be left unadjusted. Please do not rush to the pensioners’ association or the office for inquiries on this matter. We appeal to you to be patient.
🙏
Thank you,
Urmish Kotak
OS Rajkot Division
💐 May all be well.. 🙏
Aadhaar (Enrolment and Update) First Amendment Regulations, 2026 - Lists of Acceptable Documents: Notification | StaffNews
Aadhaar (Enrolment and Update) First Amendment Regulations, 2026 - Lists of Acceptable Documents: Notification | StaffNews:
Click below:-
Aadhaar (Enrolment and Update) First Amendment Regulations, 2026 - Lists of Acceptable Documents for Enrolment and Update: Notification dated 06.05.2026
The Social Security (Central) Rules, 2026 - Notification No. G.S.R. 344(E) dated 08.05.2026 - Download PDF | StaffNews
The Social Security (Central) Rules, 2026 - Notification No. G.S.R. 344(E) dated 08.05.2026 - Download PDF | StaffNews:
The Social Security (Central) Rules, 2026 - Notification No. G.S.R. 344(E) dated 08.05.2026 by Ministry of Labour and Employment - Download/View PDF given at
DIVISIONS MERIT OF LEGAL FUND AIRIEF
DIVISIONS MERIT OF LEGAL FUND AIRIEF
Click below:-
Thursday, 14 May 2026
Justice Swarana Kanta Sharma Transfers Excise Policy Case, Says She Can't Hear Matter After Initiating Contempt Against AAP Leaders
Justice Swarana Kanta Sharma Transfers Excise Policy Case, Says She Can't Hear Matter After Initiating Contempt Against AAP Leaders
Click below:-
https://www.livelaw.in/high-court/delhi-high-court/justice-swarana-kanta-sharma-recuse-arvind-kejriwal-cbi-excise-policy-case-534260
Delhi High Court Initiates Criminal Contempt Against Arvind Kejriwal, Manish Sisodia, Sanjay Singh, Vinay Mishra & Saurabh Bharadwaj
Delhi High Court Initiates Criminal Contempt Against Arvind Kejriwal, Manish Sisodia, Sanjay Singh, Vinay Mishra & Saurabh Bharadwaj
Click below:-
https://www.livelaw.in/high-court/delhi-high-court/delhi-high-court-contempt-action-arvind-kejriwal-manish-sisodia-sanjay-singh-vinay-mishra-saurabh-bharadwaj-534257
*IMPORTANT MESSAGE - SCZ PENSIONERS*
*IMPORTANT MESSAGE - SCZ PENSIONERS*
*Our TPA, The Medi Assist India TPA Pvt Ltd has sent Medi Claim E-cards for the year 2026-27 on your email today.*
Kindly download and keep the same.
The password to download E-cards is your SRNumber.
*I HAVE RECEIVED MY ECARDS TODAY AT 10.08 AM ON MY MAIL ID.*
C T JOSHI.
LIC Employees & Agents strength as on 31.03.2026.*
*LIC Employees & Agents strength as on 31.03.2026.*
Wednesday, 13 May 2026
IMPORTANT ISSUES FACED BY THE OFFICERS’ IN LIC References: Letter AI/2426/comm/38 Dated 30th March, 2026 Letter AI/2426/comm/39 Dated 22nd April 2026
President B.P.Singh Chauhan Chairperson Sujeet Kumar, MP Gen. Secretary S. Rajkumar
AI/2426/comm/42
Dated: 13th May 2026
To Sri R Doraiswamy, CEO & MD, Life Insurance Corporation of India, Central Office, Yogakshema, Jeevan Bima Marg, Mumbai- 400 021
Sir,
We wish to represent the following important issues faced by the officers in LIC which needs your immediate attention and remedial actions.
1.
Promotion Policy: As per the staff rules, promotion of officers has to be done based on seniority, merit and suitability. Merit is ascertained by the confidential reports and this system was going on smoothly, even though there was no transparency in the process. This year LIC Management introduced the concept of interview in all cadres from AO onwards, which we have objected to from the beginning itself, since the process was not well defined and communicated to the officer community, creating a feeling of biased decisions. Weightage assigned to Seniority, CRs and Interview, the method used for normalization since multiple interview committees assessing the performances, are not communicated, making the entire process lacked in transparency. Moreover, an online interview, mostly in English may not reflect the real working culture and attitude of the officer and can go against his selection which actually happened.
Central Committee Office: 5th floor, Industrial Assurance Building, Vir Nariman Road, Near Eros Theatre, Churchgate, Mumbai- 400020. Reg. Office: RG210B, Kochulloor, Medical college P.O., Thiruvanthapuram-695011 e-mail :aicl1fed@gmail.comWebsite: www.licclass1federation.in
It is to be remembered that officers were stagnated in one cadre for nearly 12 years for no fault of them and the Management has done nothing to correct this. For granting scale, seniority and CR should be the only criteria and this was also sabotaged. The Management also assured us that the marking system will be informed in advance which also was not done. The result was total chaos and even SDM (I/C) and Zonal Manager in charges were finding it difficult to explain why the best workers and best performers lost promotion in spite of having excellent CRs and eApar ratings all throughout their service, in addition to All India Rankings in performance parameters set by the organization. We demand that this anomaly should be rectified by issuing an additional list for all cadres, taking in to account seniority and eApar as the deciding factors before 15th May with retrospective effect. We also demand that the process of interview up to DM cadre should be abolished from next year onwards. Board approved Transfer and Mobility Policy (TMP) also not followed in deciding the postings of the officers on promotion / transfer. Officers who reached their place of choice on request transfer during last financial year is moved out of their division and posted to other state or zone on promotion, and the officers who are posted outside their division are not given an opportunity to come back to their home division during the year or their retirement too.
-
2.Right to Reversion: Staff rules allows the officer who is on probation to opt for reversion before his/her confirmation. This should be implemented since it is part of Staff Rules.
-
3.HR Policy: It is indeed surprising that a legacy-rich organization like LIC with over 70 years of history, still lacks a comprehensive and transparent HR policy. The existing framework heavily relies on outdated staff rules, with the only notable development being the Board Approved TMP, which is not implemented in its true spirit. The TMP is often misinterpreted or misapplied, causing undue hardship to officers. Additionally, there are no clear guidelines regarding working late hours or on holidays, especially during emergencies. The absence of defined protocols for vigilance related cases is also alarming, as such cases remain pending for years, causing undue stress and uncertainty for officers. We demand a Structured and Modern HR policy for LIC, which is the need of the hour, which will be addressing major issues faced by the officer community.
-
4.Enhancement of fringe benefits: It is customary that every three year the fringe benefits of Class1 officers are reviewed and modifications are made at least to adjust the inflation factor. This has not been done for the last four years, in spite of our repeated representations. The eligible amount of scheme vi car for marketing officials also not increased in last four years. We demand your immediate intervention in this area.
-
5.Updation of Pension: As you are aware we have only DA indexation at present for pension and this has created wide disparity in pension. An officer retired in the cadre of ED in 2007 is now getting pension equivalent to that of the Record Clark retiring now. This makes their life difficult and the plight of family pensioners is even worse. RBI and NABARD have already introduced updation of pension and LIC management also should initiate steps in this direction. It is to be remembered that our pension is paid from the pool of fund created by the employee’s contribution and the Government do not bear any liability for the pension of LIC officers and employees.
-
6.Pension based on last drawn basic pay: In the Central Government and most of the public sector undertakings, pension is decided based on last drawn basic pay where as in LIC it is average of the last ten months basic pay is taken which is a big anomaly that deprives eligible pension. The LIC Board has already recommended that this should be based on last drawn basic which is pending with the Ministry of Finance. We demand that the LIC management should approach the DFS for immediate implementation of this.
-
7.Full family pension up to age 67: The full family pension in LIC is now available only up to age 65. This was decided when the retirement age was 58. It is normally seven years from retirement age (Previously 58+7=65) and it is a natural consequence to elevate it to age 67, when the retirement age is hiked to age 60. This recommendation is also pending with the DFS which needs to be taken up urgently on priority basis.
-
8.Granting increment after 365 days: The honourable Supreme Court in its Judgement in case no WP-19950-2024 has made it clear that increment should be given after 365 days, irrespective of the fact that whether the employee is in service or not. This has not been implemented in LIC and one of our officer, Shri Shailesh Tiwari, who approached the SC got a favourable verdict in case no WP-
Federation of LIC Class-I Officers’ Associations
19950-2024. The LIC management should implement it immediately rather than forcing us to file contempt petition in SC.
We look forward to a prompt and favourable response.
Yours sincerely
S. Rajkumar
General Secretary
Tuesday, 12 May 2026
Monday, 11 May 2026
PM Modi appeals to the nation to mitigate war impact
PM Modi appeals to the nation to mitigate war impact
1. Limit the use of petrol & diesel
2. Avoid going abroad for tourism & weddings for 1 yr
3. Take a pledge not to buy Gold for one year
4. Curtail use of foreign currency
5. Focus on Atma Nirbhar Bharat
Sunday, 10 May 2026
MOTHERS' DAY, MEMORABLE DAY
DEAR FRIENDS ,
GREETINGS FOR MOTHERS ' DAY
Remember Mother’s Day Today by wishing her, greeting her, and making her feel how important she is. Send her your warmest Mother’s Day greetings and wishes and make your loving mom, grandma, wife or friend feel special on Mother’s Day. Mothers are always mothers; what job can lead that sort of deal? No not a single job can replace it. If anyone present in this world who can handle the rise of children starting with the morning feed, giving naps to them, teaching the way to read, other life skills is only mother. Anyone can be pregnant or adopt child but it takes a real time hard work and commitment to be a mother. Mothers are the homemaker who led a noblest and greatest work that a woman can do. Without mother our life will be full of dark and out of track, so we all must respect and love our mother. To give affectionate wish to your mother on the beautiful eve of Mother’s Day go through the below mentioned greetings:
Unique Mother’s Day Messages
- You are the greatest gift from the heavens mother, filled with love and care for all your children and the entire family.
- Your smile brightens each day just as the morning rays shines on the hills and it’s with doubt that this gives us the courage to face the new day with joy.
- It’s my time to know you that how fortunate and special I am to be blessed with a mother as caring, loving as you. Wish you a happy Mother’s Day Mom.
- I believe in love at the first sight for you are the first person I saw when I opened my eyes and have loved you since that day dear mum.
- With zeal and courage you have brought and fought for us that we can share in love bound with togetherness. You are so special to us mother.
- As many as the stars on the sky, so do I have as much regards to the woman who brought me to this world, happy Mother’s day!
- All your love, all your caring ways, all your giving these years are the reasons why my heart thinks of you on Mother’s Day with a wish for happiness and a world full of love.
- I just want you to know how special and fortunate I find myself to be blessed with a mother as loving, caring and wonderful as you.
Make your Mom Feel Special on Mother’s Day
Govt directs households with both PNG & LPG connection to surrender their LPG connection
Govt directs households with both PNG & LPG connection to surrender their LPG connection
Saturday, 9 May 2026
Letter of Urgency by Pensioners
Letter of Urgency by Pensioners
Click below:-
Subscribe to:
Posts (Atom)