PIB:Cabinet Approves Higher EPFO Wage Ceiling of Rs. 25,000

Cabinet Approves Higher EPFO Wage Ceiling of Rs. 25,000, Expanding Mandatory CoverageDecision to take effect from Vishwakarma Jayanti and Sewa Divas on 17 September,2026

 Click below:-

https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2310973&RegID=3&LID=1

Our Best Wishes to our Honourable PM upon his 76th Birthday today

Our Best Wishes to our Honourable PM upon his 76th Birthday today
Let all of us pray that he continues to lead us till Bharat becomes a Viksit Bharat 
Wish him good health and long life

Latest UPI Rules - Updated Sept 14-15, 2026. Effective from *Oct 15, 2026

 Latest UPI Rules - Updated Sept 14-15, 2026. Effective from *Oct 15, 2026*:

*1. For YOU as customer - No extra charge:*

- You will NEVER pay extra. You pay Rs 3,000, shopkeeper gets charged, you still pay Rs 3,000 only.

- P2P - sending to friends / family / your own accounts - is 100% FREE for any amount.

- P2M up to Rs 2,000 is FREE. No MDR.

- Merchants cannot pass MDR to you. 40d91e274477d11c

*2. Who pays MDR then?*

- Merchants pay 0.4% on P2M payments ABOVE Rs 2,000, max Rs 300 per txn.

  Eg: Rs 3,000 = Rs 12, Rs 50,000 = Rs 200, Rs 75,000+ = Rs 300 cap. 40d9fce4

*3. Special low rates:*

- Railways, telecom, insurance, fuel, electricity, water, piped gas: flat Rs 5 for above Rs 2,000.

- Mutual funds / stocks / brokers: 0.02% capped at Rs 300. 97a9

*4. Small shopkeepers SAFE:*

- P2PM small vendors getting up to Rs 1 lakh/month via QR directly in bank = ZERO MDR. Even if one payment is above Rs 2,000, no charge if they stay in P2PM.

- If they cross Rs 1 lakh for 3 months continuously, then moved to P2M. 4477fce4

*5. Privacy new rule - from Sept 4, 2026:*

- UPI apps must MASK your mobile number. Only last 4 digits visible to other person. Full number, account no, UPI ID hidden on screens.

- New UPI IDs will be username-based (like name@bank) by default, not mobile-number-based. 9fd2

This is to fund cybersecurity, fraud prevention and servers as UPI did 2,451 crore txns in Aug 2026 alone. fce4bccf

WP 14682/2026 Karnataka H C Judgment on GM claim

M/S National Insurance Co Ltd vs Mr Padmanabha Shetty G on 1 September, 2026

Author: Suraj Govindaraj

Bench: Suraj Govindaraj

Click below:-

https://drive.google.com/file/d/1p5QuogCsZ7XVO7RM-veI333cJruaGoTA/view?usp=drivesdk

M/s National Insurance Co. Ltd. v. Mr. Padmanabha Shetty G.

 Yes. I found the recent Karnataka High Court judgment you appear to be referring to:

M/s National Insurance Co. Ltd. v. Mr. Padmanabha Shetty G.

Karnataka High Court, Bengaluru — 1 September 2026

W.P. No. 14682/2024 (GM-RES)

Judge: Justice Suraj Govindaraj. �

Indian Kanoon

What was the dispute?

Mr. Padmanabha Shetty was insured with National Insurance Company and was undergoing treatment for Stage IV prostate cancer.

The insurer had reimbursed other hospitalisation/treatment expenses but refused reimbursement of ₹2,85,470 spent on two injections:

Zoladex (Goserelin)

Xgeva (Denosumab)

The insurer's principal argument was that these injections were administered without hospitalisation, and therefore constituted outpatient treatment which was not covered under the policy. �

Indian Kanoon

The insured approached the Permanent Lok Adalat, Mangaluru, under Section 22-C of the Legal Services Authorities Act, 1987. The Permanent Lok Adalat directed reimbursement of ₹2,85,470 with 6% interest, besides ₹25,000 compensation. National Insurance challenged that decision before the Karnataka High Court. �

Indian Kanoon

What did the High Court decide?

The High Court dismissed National Insurance Company's writ petition and upheld the Permanent Lok Adalat's award.

Importantly, the Court directed the insurer to:

Pay the medical expenses ordered by the Permanent Lok Adalat, with up-to-date interest;

Do so within 30 days of receiving the judgment;

Pay an additional ₹50,000 as costs to the insured. �

Indian Kanoon

The important principle regarding health insurance

The Court's reasoning is particularly significant.

It found that the injections were prescribed as part of the continuing treatment and management of the insured's prostate cancer. The fact that modern medical treatment allowed the injections to be administered without hospitalisation did not, by itself, justify denying the claim. �

Indian Kanoon

The Court also made an important observation in substance: a patient should not be required to undergo medically unnecessary hospitalisation merely to satisfy an insurer's interpretation of a hospitalisation requirement. �

Indian Kanoon

At the same time, the judgment expressly recognised that compassion alone cannot enlarge an insurer's contractual liability. The Court's conclusion was based on its interpretation of the policy and the nature of the treatment, rather than simply on the seriousness of the disease. �

Indian Kanoon

Another important point — powers of the Permanent Lok Adalat

National Insurance also argued that the matter should be sent back to the Permanent Lok Adalat because the conciliation process under Section 22-C had not been adequately pursued.

The High Court rejected that argument. Since the insurer maintained that nothing at all was payable and had expressly declined to make any settlement offer, the Court considered that sending the matter back merely for another conciliation exercise would cause further delay. It emphasised that a Permanent Lok Adalat has statutory power to adjudicate the dispute when conciliation fails. �

Indian Kanoon

This aspect of the judgment could be quite important beyond this particular cancer claim.

Full judgment

Read the complete Karnataka High Court judgment — National Insurance Co. Ltd. v. Padmanabha Shetty G.⁠�

If you are interested because you have your own health-insurance claim, I can also analyse this judgment specifically from the standpoint of whether it can be relied upon against an insurer for rejecting a claim on the ground that treatment was OPD/non-hospitalisation—including the relevant paragraphs and earlier Supreme Court judgments the Karnataka HC relied upon.

AIRIEF CIRCULAR NO 2 DATED 13th September 2026⁸

 ALL INDIA RETIRED INSURANCE EMPLOYEES FEDERATION 

To,

All affiliated units of AIRIEF....

Daate: 13th Sept. 2026

This is in continuation to my eaarlier circular bearing ref. AIRIEF/001/2026-28 dated 13.9.2026 informing the composition of new OBs at the recently concluded XIII Bienniaal GC meeting at Mysuru.

Through an oversight, there has been an act of omission as the name of the Connvenor of Budget Committee could not be mentiononed.

Be it kindly known that Shri D.Thahalakiah,SZ is Convenor of the Budget Committeeee.

This act of omission is regretted..

With regards

-Ranjan Dey Sarkar 

General Secretary 

AIRIEF

BANK PENSIONERS ISSUE

Corrigendum...* to AIRIEF CIRCULAR NO. DATED 13.09.2026 8

 *Corrigendum...* to  AIRIEF CIRCULAR NO. DATED 13.09.2026 

Through an oversight, I've missed to mention the name of Convenor of the Budget Committee. 

Please note that  Shri D. Thalakiah is appointed Convenor of the Budget Committee which I'll notify through a Circular. This act of omission may please be excused 

-Ranjan Dey Sarkar 

General Secretary.

AIRIEF CIRCULAR NO. 1 DATED 13.09.2026

AIRIEF CIRCULAR NO. 1 DATED 13.09.2026

Click below:-

https://drive.google.com/file/d/1SRJfozzIx2Ms_UU95vbN82-kDZM5OAEM/view?usp=drivesdk

LIST OF LIC GUEST HOUSES

LIST OF LIC GUEST HOUSE

CLICK BELOW:-


https://drive.google.com/file/d/16YSxGswgtZgLZzgdgxxsu7MFPcFqyjWp/view?usp=drivesdk

Income Tax | Provisions relating to Income chargeable under head Salaries under Income Tax Act, 2026

Income Tax | Provisions relating to Income chargeable under head Salaries under Income Tax Act, 2026

Click below:-

 https://taxguru.in/income-tax/provisions-relating-income-chargeable-head-salaries-income-tax-act-2026.html?utm_source=follow.it

ENJOY THE MANY FASCINATING PICTURES OF LORD GANESHA & MANTRAS: RBK

 DEAR  ALL. 

ENJOY THE MANY FASCINATING PICTURES OF LORD GANESHA & MANTRAS: RBK

DEAR ALL,    GREETINGS FOR GANESH FESTIVAL  14th September, 2026

1) LORD GANAPATHY is an adorable deity.He is GANA -Conqueror of Obstacles.All go to Him for blessings,an array of devotees,students,teachers,businessmen,forlorn youth, lovelorn couple,all strata of society,even the Gods make obeisance to Him for their ventures,.His protruberant belly is suggestive of well-being that is almost worldly.Elephantine memory is derived from his animal form & swarupa.The famous 9 times thopukaranam,as it is called, with hands criss- crossing& holding  the right & left ears ,repeating standing,sitting, pose 9 times,is claimed to be a good therapy to cure many ailments.Om,written ,before commencement ,of any test, exam, tournament or embarking on new business,lifes all activities ,always heralds prosperity,it is claimed.

PIB::PRESIDENT OF INDIA’S GREETINGS ON THE EVE OF GANESH CHATURTHI

PRESIDENT OF INDIA’S GREETINGS ON THE EVE OF GANESH CHATURTHI 

Click below:-

https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2309745&RegID=3&LID=1

Women's Asia Cup · Yesterday

Women's Asia Cup · Yesterday

India

INDW

183/5

(20)

111

(20)

Sri Lanka

SL-W

INDW won by 72 runs

Final, T20 15 of 15Final · T20 15 of 15

Prime Minister's Office English Translation of Prime Minister’s Address at the BRICS Business Forum

94% Prime Minister's Office English Translation of Prime Minister’s Address at the BRICS Business Forum 2026 Posted Date:- Sep 11, 2026 Excellencies Leaders of the BRICS business community, Innovators and friends, Namaskar! A warm welcome to all of you to the BRICS Business Forum. This year, we are celebrating twenty years of BRICS. When the group was launched in 2006, it comprised only four countries. Today, including BRICS and its partners, we have a family of twenty-one countries. Today, the BRICS countries represent 50% of the world’s population, 40% of global GDP, and more than 25% of global trade. Not only that, over these years, while global GDP has grown by around 2.5 times, the combined GDP of BRICS countries has grown by around 4.5 times. In other words, the economic strength of BRICS has grown at nearly twice the pace of the world economy. BRICS countries are also emerging as important centres for global innovation and solutions. From grassroots initiatives to frontier technologies, new possibilities for innovation are taking shape across our countries. The growing scale, speed, and optimism of BRICS are clearly visible among us. The Forum being held in India is the largest-ever BRICS Business Forum. Friends, The theme of India’s BRICS Presidency is “Building for Resilience, Innovation, Cooperation and Sustainability.” Over the past twelve years, India has made this mantra the foundation of its economic and trade policy. When it comes to resilience, India has made its supply chains more diversified and reliable, from energy to technology. It is this very resilience that has enabled India, even amid global uncertainties, to offer the world confidence in growth and stability. We are rapidly expanding our roads, railways, ports, and airports. At the same time, we are building new capabilities in strategic sectors such as shipbuilding, semiconductors, quantum technology, critical minerals, and biotechnology. In these sectors, India is emerging as a hub of new opportunities for global businesses. Therefore, Make in India, Innovate with India, and Scale for the World. Friends, Today, India is witnessing a start-up revolution. With more than 200,000 start-ups and over 120 unicorns, India is emerging as a hub for global solutions. You will get a glimpse of this at the BRICS Bharat Innovates Expo. Our start-ups are transforming education and healthcare through AI, working on Green Hydrogen and Batteries, and breaking new frontiers in defence and space. Now, through BRICS as well, we must take these world-class innovations to global markets. Friends, Another distinctive feature of India’s innovation story is Innovation at Population Scale. India’s Unified Payments Interface (UPI) has given new momentum to financial inclusion and digital transactions at population scale. Today, 50% of the world’s real-time payments are powered by this technology. To build new solutions on this digital layer, we have provided industry and start-ups with an open ecosystem. We are proud that many countries are adopting India’s world-class ecosystem. Innovators from BRICS countries can also draw on this experience to develop new solutions for their own countries. Friends, Today, as trade barriers are increasing around the world, India is building economic bridges. Since 2014, we have entered into Free Trade Agreements with nearly 40 countries around the world. Our approach within BRICS is also the same, reduce barriers and expand opportunities for businesses. Therefore, under our Presidency, we have established new cooperation networks in areas such as agriculture, healthcare, skills, and smart grids. To connect start-ups and SMEs with markets and finance, we have launched initiatives such as the BRICS Incubator Network, BRICS MSME Portal, and BRICS Startup Innovation Fund. You can all benefit from these cooperation frameworks and further increase the exchange of investment and talent among our countries. Friends, Global trade can move forward only when sea lanes are secure, supply routes remain open, and seafarers are safe. That is why India is a staunch advocate of freedom of navigation and the safety of seafarers. The BRICS Women’s Business Alliance is also an important part of our vision. We want women entrepreneurs to lead our growth story. We are very pleased that nearly 200 women business leaders participated in the meeting of this Alliance held in India. Friends, As BRICS enters its third decade, I would urge the BRICS Business Council to consider … can you prepare a report on removing the top 10 trade barriers among BRICS countries? Can we support 100 BRICS startups every year to scale into other BRICS markets? Can we develop 1,000 new partnerships among our businesses? We should review our progress every year against these three benchmarks. Let us transform BRICS’ ambition into action and our collective strength into global solutions. May BRICS move forward and help the world move forward as well. Thank you all very much. ***** MJPS/SS/ST Release Id :-2309275 Read this release in Odia हिन्दी Urdu Gujarati

गणेश चतुर्थी की हार्दिक शुभकामनाएं

BRICS Business Forum 2026 के दौरान प्रधानमंत्री का संबोधनPIB::

BRICS Business Forum 2026 के दौरान प्रधानमंत्री का संबोधन

Click below:-

https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2309276&RegID=3&LID=2

List of Office Bearers of AIRIEF as on 12.05.2026

LIST OF OFFICE BEARERS OF AIRIEF AS ON 12-05-2026  

Sl.No	Name	Designation	Place	Tel. no.	Email id
01	Kishore R B	Patron	Chennai	984 034 0591	rbkseetha@yahoo.com
02	Saxena  S S	Patron	Bhopal	982 605 9506	anandprs@yahoo.co.in
03	Krishna Swamy G	President	Bengaluru	9886 797756	embargk@gmail.com
04	Angurajan B	Working President	Madurai	944 338 1571	ambigaangu        rajan@yahoo.co.in
05	Ranjan Dey Sarkar	General Secretary	Indore	94259 65098	ranjandsarkar@gmail.com
06	Suresh Chandra Palodria	HQ  - JS	Indore	94259 65094	s.palodria@gmail.com
07	Sudhir Kumar Sethia	Treasurer	Indore	98275 37195	sudhir.sethia1@gmail.com
08	Jayaprakash V	Internal Auditor	Bengaluru	988 695 3421	jp17121952@gmail.com
09	Ashutosh Neema	Internal Auditor	Indore	94259 16079  94251 96079	ashutoshneema123@gmail.com
10	Vijay K Johri	Dy Gen Secretary	Bareilly	94549 70724 79835 43006	vkjohri216256@gmail.com
11	Subbalakshmi G . Smt.	Dy Gen Secretary	Hyderabad	9491067228	subbalakshmi18@yahoo.com
12	V K Singh	V P - CZ	Jabalpur	98260 77356	viresh11950@gmail.com
13	Shatrughan Pandeya	V P - ECZ	Muzaffarpur	80028-35297   98352-62677	shatrughna287@gmail.com
14	Naba Gopal Saha	V P - EZ	Kolkata	90730-06600	ngsaha18@gmail.com
15	BS Verma,	V P - NCZ	MEERUT	93599-05405	bsverma.lic@gmail.com
16	MP Jain	V P -N Z	JAIPUR	86195-07866	mpjain54@gmail.com
17	Rajagopal  N	V P - SCZ	Hyderabad	99485 39567	noriraj@yahoo.com
18	D Thalakkiah	V P - SZ	Chennai	94443 88773	thalakkiah@gmail.com
19	Mahesh G. Raval	V P - WZ	Ahmedabad	98259-32365	mpraval1961@gmail.com
20	Soumitra Dhar	J S - CZ	Bilaspur	88785 50077	soumitrdhar@gmail.com
21	Anil Kumar	J S - ECZ	Patna	79030-31495	anilkumarbhs60@gmail.com
22	Somnath Mondal	J S - EZ	Asansol	98321-44892	mondalsomnath1962@gmail.com
23	Dwivedi  J N	J S - NCZ	Gorakhpur	75718 36411	jndwivedi1154@gmail.com
24	Mukesh Yadav	J S - NZ	Jaipur	98291 51479	mukeshkumar149811@gmail.com
25	Sitaram R Bhat	J S - SCZ	Mysuru	87620 56424	sitaramrbhat@gmail.com
26	RamaiyaMoorthy	J S - SZ	Thanjavur	94431 46864	ramaiyamoorthy@gmail.com
27	Arun Pandya	J S - WZ	Rajkot	98252-30821	an.pandya26@gmail.com
28	Dattatraya B Deshpande	V-P Chairman LSG	Pune	94211 05493 86683 16477	deshpande.dattatraya0709@gmail.com
29	Prakash B Toke	V-P Chief Editor V V	Indore	98272 50688	pbtoke@gmail.com
30	Vijay Singh Sikarwar	V-P Chairman NC	Gwalior	78790 0100072	vijays.sikarwar@gmail.com
31		V-P Chairman BC