LIC GROUP MEDICLAIM SCHEME GUIDE

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DEAR FRIENDS, CONGRATS, YOUR BLOG CROSSED 5101600 HITS ON 17.07.2026THE BLOG WAS LAUNCHED ON 23.11.2014,HAVE A GREAT DAY
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Monday, 20 July 2026

Letter by NOIP with various demands for LIC Pensioners -Additional Pension for 80+yrs old

It was so good of NOIP to have taken up the pending issues of LIC pensioners with the Secretary of Financial Services.
I would like to refer to one of the items in the list of demands, viz, additional pension to retiree pensioners and family pensioners  at 20%,30%,40%,50% and 100% after completion of 80 yrs,85 yrs,90 yrs,95 yrs & 100 yrs respectively.
Being an octogenarian myself  aged 84 yrs as on date, I would like to stress that the demand for additional pension for 80+ yr old pensioners should be on the upgraded pension effective from the date of wage revision just before the pensioner completed 80,85,90,95 &100 etc, as the Central Government pensioners receive  the additional pension after at least two pension revisions on implementation of recommendations of the ten yearly  Central Pay Commission Recommendations .If pension revision is not combined with additional pension, it will be anomalous resulting in inadequate additional pension being paid.Rule 56 of LIC Pension Rules 1995 already requires  that wherever there is no express provision on any  matter under the pension rules,CCS Pension Rules 1972( now repealed by CCS Pension Rules 2021) will be applied. 
Already, our case for upgradation of pension is before the Supreme Court  and if and when the Apex Court rules that Rule 56 should be implemented,  then 80 + year old pensioners will automatically get the additional pension along with revision in pension.
This should be our approach. 
C H Mahadevan 

Don't Politicise Ayodhya Ram Temple Donation Theft, Cautions Supreme Court


Don't Politicise Ayodhya Ram Temple Donation Theft, Cautions Supreme Court

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WONDERFUL IN UR BLOG IT IS STILL BOLD& BRIGHTER

 WONDERFUL 

IN UR BLOG IT IS STILL BOLD& BRIGHTER

MY BLESSINGS TO U  & Family 

Ones bent of mind., desire & determination, & persistent efforts at Updation & improvement count a lot  God has given that characteristics to u

May the Blog carry its Mantle & Message as a CLARION CALL

VICTORY TRUMPET IN UR POCKET 

Regards 

RBKISHORE

: TRIBUTE TO RKSAHNI BLOG ,11/2014 CHRISTENED AS PENSIONERS VOICE & SOUNDTRACK BY ME

     Sri RKSAHNI is known for his Sterling qualities of head & heart. I christened his Blog as PENSIONERS VOICE & SOUNDTRACK.,   Born in Nov 2014,the Blog gained popularity very soon,Readers swarmed in large numbers to read the Daily news of great importance ,immediately inserted as a Bugle.It was really Food for Thought.It kindles imagination,it rivets your attention.Such is the magnetic power the Blog creates.
      The greatest virtues Sri RKSahni possesses is his Simplicity, Tables & Charts are his Forte.If it is CPIndex,he outlines in full for Years together ,as a Foundation for Calculation of DA/DR .Qly,Hly Indices are tabulated & DA for Employees &DR for Pensioners is announced. Moment readers go through,Leaders of Pensioners ASSNs & Federations immediately circulate to their WhatsApp colleagues.What more than characterise this speed as Communication Revolution.It has centripetal & centrifugal effects for employees & pensioners.  
      Take any Subject matter, be it Group Mediclaim Insurance Scheme ,every year announced after prolonged talks between LIC mgt & New India Insurance Co.RKS Tabular Charts are flashed,increase/decrease pointed out, exhaustive figures ,% increase, agegroupwise, 
His contribution by way of HELPING entire Pensioners fraternity, with immediate news, announcements, clarification, TPA DATA, Mediclaim details asked for, AUGUST ExistenceCertificate for pension continuation ,Courtcases including Supreme Court ,our CA hearing All eyes on.Daily Cause List developments etc.Every important progress catches his attention  .He informs various LIC Portals& how to navigate .
      RKSshni is honoured not because he labours,but because he labours for others. His Motto appears to be Make your life a Mission,not an intermission
      My heartiest Congratulations  to him for the record bumper 51,00,000 hits & more his worthy Blog has crossed ,with his dogged determination & selfless service to a wide Spectrum of readers, employees & pensioners 

   Gracefully & with joy & pleasure, I pen this TRIBUTE

RBKISHORE. 
EDRetd,LIC, 
PATRON RIEA CHENNAI, 
PATRON AIRIEF, 
LIFE MEMBER PROBUS CLUB
09840340591


 

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जब पेड मीडिया कॉकरोचों की फर्जी भूख हड़ताल पर फोकस कर रहा था, तब असली भारत इतिहास रच रहा था! 🇮🇳

जब पेड मीडिया कॉकरोचों की फर्जी भूख हड़ताल पर फोकस कर रहा था, तब असली भारत इतिहास रच रहा था! 🇮🇳

🇮🇳 पिछले लगभग 30 दिनों में भारत की ऐतिहासिक उपलब्धियाँ:

🔹 19 जुलाई 2026: पी. वी. सिंधु ने जापान ओपन बैडमिंटन चैंपियनशिप 2026 का खिताब जीतकर भारत का गौरव बढ़ाया।

🔹 19 जुलाई 2026: भारतीय जेन-ज़ी टीम ने इंटरनेशनल केमिस्ट्री ओलंपियाड में 4 स्वर्ण पदक जीतकर विश्व में शीर्ष स्थान हासिल किया। साथ ही इंटरनेशनल बायोलॉजी ओलंपियाड में भी भारत ने पदक जीते।

🔹 18 जुलाई 2026: स्काईरूट एयरोस्पेस के युवा भारतीय वैज्ञानिकों ने विक्रम-1 का सफल प्रक्षेपण किया। यह भारत का पहला निजी क्षेत्र द्वारा विकसित ऑर्बिटल श्रेणी का रॉकेट है, जिसने सफलतापूर्वक पेलोड को लो-अर्थ ऑर्बिट में स्थापित किया।

🔹 17 जुलाई 2026: प्रधानमंत्री नरेंद्र मोदी ने हरियाणा के जींद से भारत की पहली स्वदेशी हाइड्रोजन संचालित यात्री ट्रेन (10 कोच) को हरी झंडी दिखाई।

🔹 14 जुलाई 2026: डीआरडीओ ने सुरक्षित सामरिक संचार के लिए स्वदेशी क्वांटम की डिस्ट्रीब्यूशन (QKD) प्रणाली का सफल सैन्य परीक्षण किया।

🔹 13 जुलाई 2026: लखनऊ-कानपुर एक्सप्रेसवे आम जनता के लिए खुला। यह भारत का पहला बैरियर-फ्री, सैटेलाइट आधारित टोलिंग सिस्टम वाला एक्सप्रेसवे है।

🔹 12 जुलाई 2026: भारतीय छात्रों ने 56वें इंटरनेशनल फिजिक्स ओलंपियाड में 5 स्वर्ण पदक जीतकर संयुक्त रूप से विश्व में पहला स्थान प्राप्त किया।

🔹 11 जुलाई 2026: रक्षा मंत्री राजनाथ सिंह ने आईएनएस महेंद्रगिरि (प्रोजेक्ट 17A स्टेल्थ फ्रिगेट) को भारतीय नौसेना में शामिल किया। इसमें लगभग 75% स्वदेशी तकनीक का उपयोग हुआ है।

🔹 जुलाई 2026: बेंगलुरु की विमाग लैब्स को रेयर-अर्थ-फ्री इलेक्ट्रिक मोटर तकनीक (VMSM) के लिए पाँचवाँ भारतीय पेटेंट मिला।

🔹 जुलाई 2026: इसरो ने पूर्वोत्तर भारत में अंतरिक्ष संचार को मजबूत करने के लिए असम के लेडो में नया सैटेलाइट अर्थ स्टेशन स्थापित करने की योजना की घोषणा की।

🔹 जुलाई 2026: आईआईटी गांधीनगर की टीम को एआई डेटा सेंटर, इलेक्ट्रिक वाहनों और हाई-परफॉर्मेंस इलेक्ट्रॉनिक्स के लिए स्वदेशी लिक्विड कूलिंग तकनीक विकसित करने हेतु अनुदान मिला।

🔹 26 जून 2026: कलपक्कम में परमाणु ऊर्जा आधारित हाइड्रोजन उत्पादन संयंत्र का सफल संचालन शुरू हुआ।

🔹 24 जून 2026: इसरो ने सेमी-क्रायोजेनिक इंजन का 175 टन थ्रस्ट स्तर पर सफल हॉट टेस्ट किया।

🔹 24 जून 2026: आरडीएसओ और एआरएआई ने एलएचबी कोचों की फुल-स्केल क्रैश टेस्टिंग सफलतापूर्वक पूरी की।

🔹 21 जून 2026: प्रधानमंत्री मोदी ने तीन स्वदेशी युद्धपोत — आईएनएस दुनागिरी, आईएनएस संशोधक और आईएनएस अग्राय — राष्ट्र को समर्पित किए।

🔹 15 जून 2026: डीआरडीओ ने स्वदेशी लॉन्ग रेंज लैंड अटैक क्रूज़ मिसाइल (LRLACM) का सफल परीक्षण किया।

🔹 10–11 जून 2026: डीआरडीओ ने फेज-2 बैलिस्टिक मिसाइल डिफेंस (BMD) और एंटी-शिप मिसाइलों के सफल परीक्षण किए।

🔹 जून 2026: भारत का रक्षा उत्पादन बढ़कर ₹1.78 लाख करोड़ के रिकॉर्ड स्तर पर पहुँचा।

🔹 जून 2026: भारत में निर्मित स्वदेशी C-295 सैन्य परिवहन विमान ने आत्मनिर्भर भारत की दिशा में एक और बड़ी उपलब्धि दर्ज की।

🔹 13 जून 2026: राष्ट्रीय रक्षा अकादमी (NDA) से प्रशिक्षित महिला कैडेटों का पहला बैच भारतीय सशस्त्र बलों में कमीशन हुआ।

हीरो सोच-समझकर चुनिए…

जो सिर्फ़ सुर्खियाँ बनाते हैं, या जो भारत का भविष्य बनाते हैं? 🇮🇳

How to genrlerate LIC Existence Certificate

How to generate LIC EXISTENCE CERTIFICATE  

Memorandum submitted to Director Insurance Department of Financial Services GOI on 03.07.26.

Namaskar  Esteemed  Members 

👆Memorandum  submitted  to Director  Insurance  Department  of Financial  Services  GOI on 03.07.26.

Friends to ease our way to acheive  our genuine  demands  we have to be united let us all make this Organization  (National Organization of Insurance Pensioners) NOIP strong by acquiring  life time membership  with few formalities. 

Regards
Subash Raina
All india Org.Sec 
NOIP 
8826563191

Please read the preceeding post of Memorandum submitted to Director Insurance, Department of Financial Services GOI on 03.07.2026

R K SAHNI 

NOIP LETTRR TO DIRECTOR INSURANCE DATE 03.07.2026


Regn No.PN 4769 (Regd under The Trade Unions Act, 1926)

(Affiliated to Bharateeya Mazdoor Sangh)

BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030

President: Prabir Kumar Mazumder Mob No: 9330337430 Prabir.majumdar@gmail.com Working President: Arvind Mittimani Mob No: 9868878667 arvindmittimani@gmail.com

General Secretary: Rajiv Kumar Sharma Mob No: 9811902770 rajivkumarsharma1558@gmail.com

Date: 03-07-2026

Smt. Mandakini Balodhi, Director (Insurance-I), Department of Financial Services, Jeevan Deep building, Parliament Road, New Delhi.

Respected Madam,

Madam, I was anxious to meet you personally and came thrice to your office. But to my ill luck, you were out from office on various assignments. However, we had met Smt. Neha Chauhan, the then Joint Director (Insurance) on 21-01-2025 and had discussed in detail our pending issues. BMS top level delegation had also met the FM Smt. Nirmala Sitharaman ji on 10-10-2024 and had an hour-long discussion on our pending issues and the said meeting was graced by the then Secretary, DFS, Shri. M. Nagaraju ji.

I have also enclosed herewith the letter dtd. 5th June 2026, addressed to Shri. Sanjay Lohiya ji, Secretary, DFS for your kind information.

I here below give the details of pending issues, which we have been following up with DFS since a decade.

The Pension Rules for LIC Employees were Notified on 28-06-1995 and were made effective from

01-11-1993 to those who have retired on or after 01-01-1986. These LICEPR, 1995 were based on the then prevailing CCS Pension Rules, 1972 & CCS (Commutation of Pension Rules, 1983).

We would like to bring to your kind consideration the following few points expecting positive outcome at the earliest.

Ever since the implementation of LIC Employees’ Pension, Rules 1995, the Basic Pension of the Pensioner/Family pensioner has NOT UNDERGONE UPWARD REVISION even once in these 39 years. Pension Revision is the need of the hour now, for the following reasons.

Justification i) The Pension Revision for Central Govt Pensioners came only with the recommendations of V CPC submitted in 1997 and accepted by the Central Govt. So, with effect from 01-01-1996 Revision in Pension was done for C G Pensioners by means of OM.

Justification ii) Since LICEPR, 1995 were based on CCS Pension Rules, 1972 and were notified prior to the implementation of V CPC recommendations, provision for Pension Revision to LIC Pensioners was not incorporated.

Justification iii) It is only in CCS Pension Rules, 2021 that provision for Pension Revision was incorporated in the form of Rule 66.

Justification iv) LIC Pensioners are still in IV CPC mode, deprived of Revision for 39 years.

Justification v) The effect of this, is that a Pensioner retired prior to 31-07-1992 in Executive Director cadre draws lesser pension than the present-day retiree Pensioner in Driver cadre. This is the greatest anomaly on the earth and a great humiliation being suffered by the Super Senior Pensioners.

Justification vi) In RBI, in 2019, their pensioners were given pension up dation as on 2012 wage revision. And again in 2023, revision was made up to 2017 wage revision & both these pension revisions were made applicable to family pensioners also.

Hence, there is an urgent need to revise the pension at the current wage revision level.

We are very much thankful to the present Govt, for enhancing the Family Pension to uniform 30% wef

  • 11-09-2023.
    However, we appeal to you to Revise Family Pension also in the same proportion, when Pension Revision is effected to Retiree Pensioners of LIC.

We are very much grateful to Late Sri Arun Jaitley ji for giving OMOP (One More Pension Option) to LIC employees in 2019. However, the following categories of Employees were left out in the option notification. DFS notification did not allow them to exercise the option. All 3 categories put together; their number is less than 200. Hence, they too may please be offered an option to join LIC Pension Scheme.

  • 1.
    Directly Recruited Superintending and Executive Engineers:

    Justification i) There are only about five directly recruited Superintending Engineers and Executive Engineers (in single digit) who were recruited in 1996 or so.

    Justification ii) Out of their sheer ignorance they opted for PF. They were denied the option to join in 2019 notification.

    Justification iii) They stand on the same footing as 28000 odd PF optees, who were given an opportunity to join pension scheme. (because these 28000 employees also had opted PF in 1995 after the pension notification).

    Justification iv) Total outlay is highly insignificant.

    Justification v) LIC has already recommended this to DFS. Hence, please allow these engineers (who are in single digit) to re-exercise option to join the Pension Scheme.

  • 2.
    Ex-Servicemen joining LIC during 1996-97 :

    Justification i) There are only about 80 such employees who belong to ex-servicemen category who opted for PF.

    Justification ii) There was a valid reason for them to opt for PF, as there was only ONE Family Pension allowed for them that time. Either they were required to choose Military Family Pension or LIC Family pension. Hence, they opted for PF in LIC.

    Justification iii) However, this restriction was subsequently removed by Central Govt in 2013. With this, the family of an Ex- serviceman will be eligible to get both Family Pensions.

    Justification iv) Total outlay is highly insignificant.

    Justification v) They too stand on the same footing as 28000 odd PF optees, who were given an opportunity to join pension scheme. (because these 28000 employees also had opted PF in 1995 after the pension notification).

    Justification vi) LIC has already recommended this to DFS.

    Justification vii) Modiji, PM, has shown a lot of favour to ex-servicemen by offering OROP. These people have guarded our borders during their defense services. A little favour to these minuscule ex-servicemen of LIC would be a most welcome step.

    Hence, they may please be allowed to opt for LIC Pension Scheme of 1995, now.

  • 3.
    Resigned Employees:

Justification i) There are less than 200 lady (majority) employees who opted for VRS for their family commitments (not going to greener pasture) and who were PF Optees.

Justification ii) Though they have completed more than 20 years and up to 35 years of service, their VRS was treated as resignation and not VRS, quoting Rule 19-§(2A) (a) of the LIC Staff Rules, 1960 and thus pension option was denied to them.

Justification iii) This is the most draconian Rule, which deprived them from getting Pension. Because as per pension rules, one is permitted to opt for VRS if 20 years’ service is completed. For your ready reference the Rule 19-§(2A) (a) is quoted below:

“Notwithstanding what is stated in sub-rules (1) and (2) above, an employee may be permitted to retire at any time on completion of age 55 after giving three months’ notice in writing to the appointing authority of his intention to retire.”

Justification iv) However, after introduction of LICEPR, 1995 one can opt for VRS after 20 years of service without any age restriction.

So, this harsh & draconian Rule 19-§(2A) (a) should be deleted from LIC Staff Rules, 1960 and all such Resignees be given One More Option to join LICEPR, 1995.

Justification v) There was a similar draconian provision in Bank Staff Rules also. Such resignees were denied pension option in 2010. However, IBA allowed such employees who were treated as Resignees to opt for Pension in the 12th BPS between IBA and UFBU in 2023 and as on date, it stands implemented in all the Banks.

In LICEPR, 1995, on Retirement (whether superannuation/VRS) the Basic Pension gets fixed by taking into account last 10 months’ average pay. This has led to a great anomaly in case of those who retire during the wage revision period. For eg there was a wage revision in LIC effective from 1-8-2022. One who retires in August 2022 to April 2023, comes under this anomaly. Suppose for the one who retires on 31-8-2022, 10 months’ counting back starts from August 2022 to November 2021. For August 2022, new revised basicpay is taken. For other 9 months pre-revised old basic is counted with old DA for 9 months. Effectively, his basic pension comes down, and over and above, reduced new DA rate is applied. Hence, after wage revision, his gross pension will be reduced hugely.

Justification i) The 6th CPC recommended and GOI accepted to change the method of Pension fixation at 50% of 10 months’ average OR 50% of last pay drawn, whichever is beneficial to the retiring employee.

Justification ii) Even many State Governments too implemented this recommendation taking cue from the 6th CPC.

Justification iii) Taking average of 10 months for fixation affects adversely – a) those who get their Normal Grade Increment/Stagnation increment released within the last 10 months, b) those who are placed on higher Scale (in lieu of Promotion) within the last 10 months etc.

Justification iv) LIC has recommended to DFS to grant both the options whichever is beneficial to the retiring employee.

Hence, the Pension fixation be done on Last pay drawn OR last 10 months’ average, whichever is beneficial to the employee.

ALL EARLIER CASES TO BE REOPENED AND PENSION BE REFIXED, EVEN THOUGH NO ARREARS ARE PAID.

At present full Pension is payable on completion of 33 years of service. If service is less than 33 years, then Pension is reduced proportionately.

This affects adversely the following categories of employees:

Justification i) Ex-Servicemen join LIC service at a higher age after retirement from Defense service. So, they do not complete 33 years of service. Hence get proportionately lesser Pension.

Justification ii) Ex Emergency commissioned officers who join LIC, also cannot complete 33 years’ service. Neither they get pension from the Defense Dept nor their service in Defense services is counted while fixing the pension in LIC. On both the counts they are losers.

Justification iii) The SC/ST/OBC persons join LIC service at a higher age, because of age concession to them. They also do not complete 33 years of service. Hence get proportionately lesser Pension.

Justification iv) Those who are directly recruited to higher cadres– like Chartered Accountants, Engineers, Actuaries etc, do not complete 33 years of service. Hence suffer loss in monthly pension.

Justification v) Development Officers recruited from Agent’s category also do not complete 33 years of service. Hence do not get full Pension.

Justification vi) The 6th CPC recommended and GOI accepted Full Pension ie 50% after completion of 20 years of Service. Many State Govts followed the suit.

Justification vii) For Reserve Bank of India employees the period for getting Full Pension ie 50% got reduced from 33 years to 20 years vide Circular dated 7th December 2012.

Hence, it is a dire necessity that LIC Pension Rules, 1995 be amended to give effect to Full Pension after 20 years of Service.

Justification i) In 1995, the retirement age was 58 years. So, in case of the unfortunate death of an Employee or Pensioner before age 65, the Family Pensioners were paid double the normal family pension rate for 7 years OR till age 65 years whichever is earlier.

Justification ii) However, the retirement age got increased to 60 years on the recommendation of 5th CPC and accepted by GOI and OM dated 30th May, 1998 was issued. The same was applicable from 1st May, 1998. The GOI accepted recommendation of 5th CPC and vide OM ref: P&PW(E) dated 02-02-1999, extended family Pension at 50% up to age 67 years.

Justification iii) LIC has recommended this to DFS for consideration.

In LIC the same would have been implemented in 1999 itself. But despite several attempts to get it done, no positive result emerged.

At least now we hope, this would see the light of the day.

It is a different matter that at present in some cases Family Pension is paid at 50% for 10 years, where the employee dies while in service.

Justification i) The 6th CPC recommended and GOI accepted the recommendation of Additional Pension to Retiree Pensioners and Family Pensioners at the rate of 20%, 30%, 40%, 50% and 100% of Basic Pension on attaining the age of 80, 85, 90, 95 and 100 years respectively vide OM ref 38/37/08–P&PW(A) dated 02-09-2008.

Justification ii) Almost all State Govts also extended this benefit to their super senior pensioners. Justification iii) LIC has already recommended this to DFS. Even after lapse of 19 years, LIC Pensioners have been deprived of this benefit. The reason given by 6th CPC for granting Additional Pension holds good in case of LIC Pensioners as well.

Hence this benefit also be extended to LIC Pensioners.

The recovery period of Commutation Amount is 15 years, as per LICEPR, 1995. There is a need for reduction in the term of recovery.

Justification i) This period was fixed when the interest rate was 12%. Now that the interest rates have come down to 6 to 7%.

Justification ii) Mortality rate has come down and longevity of pensioner has increased. Thus, full recovery of commuted portion is ensured.

Justification iii) Some of the State Governments like Gujarat etc have reduced the period from 15 years to13 years, on their own.

Justification iv) Many litigations are pending in various High Courts and stays/verdicts are coming out in favour of the pensioners.

So, to avoid unnecessary and unproductive litigations, an Actuarial investigation may be caused by GOI and suitable decision to reduce the Period of recovery of C V may please be taken at the earliest. For those from whom full 180 months recovery has been made, the excess amount so recovered, may please refunded to them.

Justification i) The Supreme Court of India vide its Judgement in: Director (ADMN) KPTCL vs C P Mundinamani, 2023 SCC Online SC 401,

it was held that Increment falling due on 1st JAN & 1st July should be released to the employee although he has retired on 31st Dec OR 30th June and has completed 12 months of service.

This Judgement was implemented by GOI. Several WPs followed this. The GOI filed SLPs/ Review Petitions etc. Finally, they issued an OM on 14-10-2024 accepting the SC Order and granting Notional Increment and counting it for Pensionary Benefits.

Justification ii) The ratio laid down in the above Judgement of SC was made applicable in Shailesh Tiwari vs SDM LIC of India and others (WP – 19950 – 2024). Mr. Tiwari retired on 30-06-2023 and judgement was passed to grant Increment due on 1st July and to refix the Pension and pay arrears with 7% interest, by the High Court of Madhya Pradesh at Jabalpur.

Hence, it is imperative that the LIC of India also honours the above Judgements and releases Notional Increments to all those whose Increment falls due on the next day after retirement. The Pension fixation to be reopened in all such cases and arrears to be paid.

Even now the truncated DR (Dearness Relief) is being paid to those pensioners retired prior to 1-8-1997 but not 100% neutralization.

Justification i) After plethora of cases in various Courts including SC, ultimately the case was decided by the Delhi HC in 2017 and unfortunately the verdict gave a DR, which worked out to be less than 100% neutralization, though the judge accepted the petitioner’s demand, but erroneously fixed the rate of DR. Justification ii) Similar issue was pending with the IBA and also in various Courts in respect of Bank pensioners,

who retired prior to 1-11-2002. At last, such Bank retirees got the full relief after the IBA signed the minutes with the UFBU (United Forum of Bank Unions), wherein 100% DR neutralization was granted to such retirees. This MOU was signed after bilateral discussions, despite the fact that this issue was pending in various Courts.

Hence, usual alibi that the matter is sub judice, was given a go by. This MOU already stands implemented in Banks after the approval of DFS.

Hence, we appeal to you to grant 100% DR neutralization to the pensioners who retired prior to 1-8-1997.

In view of the above justifications provided in respect of each issue, we implore upon you to provide the desired succour and oblige.

With kind regards, Encl: As above

Yours Sincerely,

General Secretary (Rajiv Kumar Sharma)

Sunday, 19 July 2026

List of Holidays for the Year 2027 (Gazetted) to be observed in Central Government Offices located at Delhi/New Delhi | StaffNews

List of Holidays for the Year 2027 (Gazetted) to be observed in Central Government Offices located at Delhi/New Delhi | StaffNews

List of Holidays for the Year 2027 (Gazetted) to be observed in Central Government Offices located at Delhi/New Delhi: DoP&T Order

List of Holidays 2027 to be observed in Central Government Offices: Department of Personnel and Training O.M. dated 16.07.2026 | StaffNews

List of Holidays 2027 to be observed in Central Government Offices: Department of Personnel and Training O.M. dated 16.07.2026 | StaffNews:

 List of Holidays 2027  to be observed in Central Government Offices: Department of Personnel and Training O.M. dated 16.07.2026

Our cases are not listed on 22.07.2026

Photo attachment: IMG-20260719-WA0064.jpg



OUR CASE DO NOT FIND PLACE IN DAILLY CAUSE LIST OF COURT NO. 8 ON 22.07.2026.

R K SAHNI 
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Our cases in Supreme Court

Certainly. Based on the LIC pension litigation that has been pending before the Supreme Court, the principal issues can be understood as follows:

1. Legal issues involved
The petitioners (LIC pensioners' associations and individual pensioners) broadly contend that:
Non-updation of pension: Pension is calculated on the salary at the time of retirement, but unlike serving employees, it is not periodically updated to reflect subsequent wage revisions. Pensioners argue this creates a widening disparity between old and recent retirees.
Interpretation of the LIC (Employees) Pension Rules, 1995: The Court may have to determine whether the Rules permit or require pension updation, or whether a policy decision by LIC/Central Government is necessary.
Equality under Article 14 of the Constitution: Petitioners argue that similarly situated pensioners should not receive substantially different pensions merely because they retired earlier.
Role of the Central Government: Since the pension scheme involves statutory rules and Government oversight, the extent of the Central Government's responsibility is also an important issue.

2. Relief sought by the petitioners
The petitioners are generally seeking one or more of the following:
A direction to update/revise pensions of pre-revision retirees by linking them to later wage settlements.
Removal of anomalies between earlier and later retirees.
Payment of arrears, if pension revision is ordered.
Any other directions necessary to ensure fair implementation of the pension scheme.

3. Possible outcomes

The Supreme Court could take several approaches:

Allow the petitions and direct LIC/Government to frame and implement a pension updation formula, possibly with a time limit.

Partly allow the petitions, granting limited relief or directing the Government/LIC to reconsider the issue through a reasoned policy decision.

Issue interim directions, such as seeking additional affidavits, financial data, or actuarial analysis before deciding.
Dismiss the petitions, holding that pension updation is a matter of policy or that the existing Rules do not provide for the relief sought.

Refer specific legal questions to a larger Bench, if conflicting Supreme Court precedents arise.

Factors likely to influence the Court

The Bench may examine:

The exact wording of the LIC Pension Rules.

Earlier Supreme Court judgments on pension, including the principles laid down in D. S. Nakara and subsequent cases that have explained or limited its scope.

The financial impact on LIC.

Whether the claim involves interpretation of existing rules or creation of a new pension policy.

An Analysis by ChatGPT APP

Supreme Court Urges Railways To Prevent Overcrowding In Trains, Suggests Dropping 'Second Class Passenger' Term

Supreme Court Urges Railways To Prevent Overcrowding In Trains, Suggests Dropping 'Second Class Passenger' Term

Click below:

https://www.livelaw.in/supreme-court/supreme-court-urges-railways-to-prevent-overcrowding-in-trains-suggests-dropping-second-class-passenger-term-541800

The above link may expire as per police of Livelaw.in

Our cases are listed in weekly Cause List of Court No. 8 of 22.07.2026 & 23.07.2026 at Serial No. 150 7

150 C.A. No. 3465/2024
XIV-A
ALL INDIA INSURANCE PENSIONERS
ASSOCIATION THR. ITS PRESIDENT AND ORS. NIYATI LAW CHAMBERS LLP[P-1]
Versus
UNION OF INDIA AND ORS. GURMEET SINGH MAKKER[R-1], R.
CHANDRACHUD[R-2], [R-3]
Connected
C.A. No. 3466/2024
XIV-A
ALL INDIA RETIRED INSURANCE EMPLOYEES
FEDERATION RAMESHWAR PRASAD GOYAL
Versus
LIFE INSURANCE CORPORATION OF INDIA
R. CHANDRACHUD[R-1], GURMEET SINGH
AND ANR.
MAKKER[R-2]
FOR CLARIFICATION/DIRECTION ON IA 141188/2017 FOR PERMISSION TO FILE ADDITIONAL
DOCUMENTS/FACTS/ANNEXURES ON IA 54179/2022COURT NO. : 8
Connected
C.A. No. 3467/2024
XIV-A
ASSOCIATION AND ORS. FEDERATION OF RETD. LIC CLASS I OFFICERS
T. L. GARG
Versus
GURMEET SINGH MAKKER[R-1], R.
UNION OF INDIA AND ORS.
CHANDRACHUD[R-2], [R-3]
ANJANI KUMAR JHA[IMPL]
FOR FOR APPLICATION FOR PERMISSION ON IA 90990/2022 FOR impleading party ON IA
76504/2026 FOR INTERVENTION/IMPLEADMENT ON IA 76504/2026
Connected
C.A. No. 3468/2024
XIV-A
RETIRED LIC CLASS I OFFICERS ASSOCIATION ASHISH KUMAR TIWARI [P-1]
Versus
LIFE INSURANCE CORPORATION OF INDIA MAKKER[R-2]
R. CHANDRACHUD[R-1], GURMEET SINGH
Connected
C.A. No. 3469/2024
XIV-A
KRISHNA MURARI LAL ASTHANA PETITIONER-IN-PERSON[P-1]
Versus
LIFE INSURANCE CORPORATION OF INDIA
R. CHANDRACHUD[R-1], GURMEET SINGH
AND ORS.
MAKKER[R-2]
FOR PERMISSION TO APPEAR AND ARGUE IN PERSON ON IA 63896/2018 FOR APPLICATION
FOR TAGGING/DETAGGING ON IA 144252/2018 FOR EARLY HEARING APPLICATION ON IA
115900/2019 FOR PERMISSION TO PLACE ON RECORD SUBSEQUENT FACTS ON IA
159527/2019 FOR APPLICATION FOR TAGGING/DETAGGING ON IA 139468/2022 FOR
APPLICATION FOR SUBSTITUTION ON IA 45667/2024 FOR APPLICATION FOR SUBSTITUTION
ON IA 45672/2024 FOR APPLICATION FOR SUBSTITUTION ON IA 45890/2024 FOR
APPLICATION FOR SUBSTITUTION ON IA 89921/2024 FOR CONDONATION OF DELAY IN
FILING SUBSTITUTION APPLN. ON IA 89922/2024
Connected
C.A. No. 3470/2024
XIV-A
MADAN LAL GANDHI AND ORS.
ANURAG[P-3], [P-4], [P-5], [P-6], [P-7], [P-8], [P-9],
[P-10], [P-11], [P-12], [P-13], [P-15], [P-16], [P-17],
[P-18], [P-19], [P-20], [P-21], [P-22], [P-23]
Versus
UNION OF INDIA SECRETARY MINISTRY OF
FINANCE DEPT. OF ECONOMIC AFFAIRS AND
ORS.
GURMEET SINGH MAKKER[R-1], R.
CHANDRACHUD[R-2], [R-3], [R-4]
Connected
C.A. No. 3813/2024
XV
AND ANR. LIFE INSURANCE CORPORATION OF INDIA
R. CHANDRACHUD[P-1], [P-2]
Versus
LRS. KRISHNA MURARI LAL ASTHANA (DEAD) THR.
TOM JOSEPH[R-1.2], [R-1.3]
FOR FOR PERMISSION TO FILE ADDITIONAL DOCUMENTS/FACTS/ANNEXURES ON IA
17948/2022 FOR APPLICATION FOR PERMISSION ON IA 21478/2022 FOR RECALLING THE
COURTS ORDER ON IA 29762/2022 FOR CLARIFICATION/DIRECTION ON IA 87981/2022 FOR
APPROPRIATE ORDERS/DIRECTIONS ON IA 101480/2022 FOR PERMISSION TO APPEAR AND
ARGUE IN PERSON ON IA 106715/2022 FOR APPLICATION FOR SUBSTITUTION ON IA
45684/2024

Saturday, 18 July 2026

India's first privately developed orbital rocket is the Vikram-1 by Skyroot Aerospace


India's first private orbital rocket Vikram-1 set for lift ...
India's first privately developed orbital rocket is the Vikram-1 by Skyroot Aerospace, which successfully lifted off on a historic maiden test flight (Mission Aagaman) from the ISRO launch pad in Sriharikota, Andhra Pradesh. The multi-stage, carbon-composite rocket is built to deliver small satellites to Low Earth Orbit. [1, 2]
Key Details of the Launch
  • Vehicle: Vikram-1, a seven-storey-tall, four-stage rocket powered by three solid-fuel stages and a liquid-fuel orbital adjustment module. [1, 2]
  • Launch Site: First Launch Pad at the Satish Dhawan Space Centre, Sriharikota. [1]
  • Mission Objectives: To demonstrate the rocket's orbital capabilities and test payloads, which included technological experiments, micro-art, and a symbolic space-bound postcard handwritten by Prime Minister Narendra Modi. [1, 2, 3]