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Thursday, 10 September 2015

Views and the Reflections BY Kantamsetti Lakshman Rao:




Dear Friends of Democracy,
Please ponder over the appended views and the reflections :

Reflections are  in parenthesis: 

Press Note From KLRao, International Member , Amnesty International, Convener VIBRANT Bank Retirees & Bank Pensioners Forum, Camp- Uppal South End, Gurgaon, Delhi NCR, India  ( Moble-918179731467 ) :- 

Repeated  Appeals from  Bank Pensioners all over India ,individually and collectively , from time to time, during the last two decades, have  been ignored by the officials of The IBA ( Indian Banks Association ) and the Secretary, Union Ministry of Finance, The PMO, The Ministry of Social Justice & Empowerment , bluntly, without knowing the real meaning of Pension, its significance and relavence.
{MOF alone formulates the Pension Scheme as per provisions of Act 5 of 1970 and 1980.Hence they know A-Z of Pension Scheme.The mindset of MOF gets reflected through the written statements, counters, rejoinders etc. being filed by them,and also  got filed through the Boards (Managements) of PS Banks in various court cases including appeals , revisions  etc. against the judgement  that went in favour of the hapless bank retirees. This also gets reflected in GOI's Speaking Order of 2009 in case filed by Ganesh.K.Anand of RBI also .. Then what would these mortal appeals from Bank Pensioners have a bearing on the adamantine  MOF and Bank Managements ?} 


Pension is upheld to be  a right and not a bounty. Upgradation of pension is also a right but not a bounty. Revision of Pay Scales  and Revision of Pension are inseparable. 
These are the points high lighted by the Judgment delivered on July first , 2015, by the Bench Headed by Honourable Justice Shri Deepak Misra, who displayed good comprehension of Pension Case Laws ,  in Civil Appeal No - 1123 of 2015 
{ Bounty is nothing  but a bonus, donation, gift, present  or reward  being accorded to a bonded labour or for that matter  as a one time payment for slavery .Revision of Pension is a concomitant to  Revision of Pay Scales and hence no cut off date can be fixed for its implementation. As and when the Pay Scales get revised, so do the Revision of Pension.  No highest level of interpretation of this Law is necessary  at all  in respect of employees of Undertakings coming within the ambit of  Article 12 of the Constitution of India , for, pension is not a bounty at all for them to be arrived at with negotiations, talks, discussions, etc.  as the Scheme gets duly passed by both the Houses of the Parliament only. }  
IBA has to consider updation / upgradation of Pension to the Bank Pensioners, immediately , which has been kept pending for the last two decades, unresolved, ignoring repeated Appeals from Bank Pensioners.
{Pension updation  is not a new  provision to be made. It was already there :
Paragraph 2 of Appendix- I ( See Regulation 35 )  of ... Bank (Employees' ) Pension Regulations, 1995 , notified on 29 09 1995  reads like this ........

" 2. The formula for updating basic pension in respect of workmen who have retired on or after the 1st day of November,1992 but before the 1st day of September 1993 and in respect of  officers who have retired on or after the 1st day of July, 1993 but before  1st day of May, 1994 shall be as under:"  ( please refer  to the Regulations  for the formula) . 

It should be remembered that this formula for updation was brought out duly  notified in the Pension  Regulations on 29 09 1995 as the  Pension Scheme was brought into force w.e.f 01 11 1993 as per Draft Regulations dated  01 11 1993 that could not be implemented without the requisite Statutory status. Considering the objective with which  this provision for the formula of Updation of pension was incorporated subsequently  in the pension Scheme notified on 29 09 1995, it must essentially be understood that  such a provision was there with the RBI & CCS Pension Schemes and hence  the said formula had got to be carried out concurrently  as and when a wage revision  for the Pay Scales takes place after  the said notified date  29 09 1995 , which did not happen in the case of PS Banks. May be due to the courteous generosity of UFBU - IBA combine. For them ,pretension of   ignorance of Law alone  seems to be always a surest way of bliss.} 
 There is urgent need for spreading this Land Mark Judgment. 
Bank Pensioners, LIC Pensioners and Defence Pensioners , who have been contributing to society in their own way, now at the fag end of their lives, have been deprived of justice , due to the adament and arrogant attitude of the authorities / departments concerned. They lack empathy and lack uderstanding of what is meant by Pension.
{ If at all we, the hapless retirees with unblemished service to the Nation caused through the PS Banks  had  at all  caused irreparable damage to the prestige and further  with loss to the  economy  of the Nation through our services, then we may deserve punishment awarded with due opportunity for appeal to the Disciplinary Authority.  But here, for no fault of us, the Bank retirees, cut-off dates are being prescribed for various accrued benefits of pension, like,
1. cut off date 01 11 2002 for  100 % DA neutralization for pre 2002 retirees
2. cut off date 1994 for payment of Gratuity  on revised pay for those retired during 1993-94.
3. cut off date 27  11  2009 for those opting second option accepting the terms of Joint Note Date 27 04 2010 sans the application of  enforceable provisions of  Pension Scheme,1995 on the date of their admission into the Pension Fund (besides riders  like 56% lumpsum payment in lieu of 6% P.A simple interest on CPF settled by employees who retired after 29 09 1995 but before 27 04 2010 , 2.8 months Nov. 2007 Pay  as illegal contributions of employees on rolls as on 27 04 2010  to pension fund flouting the provisions under Regulations 5,7, & 11 ).

Why should there be empathy at all  when the fundamental rights of the  hapless retirees got to be necessarily infringed  as a subservient step to go ahead with  the wage hike of 15% to the cadres of UFBU ?  }
I earnestly request the print media and electronic media, to publish / broacast / telecast this important news, continuosly till the authorities open their eyes and declare updation and upgradation of Pension.
{ In what manner  this serves the publicity of the prominence  of the role of media in a democracy ? Unlike the bureaucracy it is difficult for the hapless retirees  to throw dinner backed invitation to the press or media. They may not like to treat this as if a marriage function in their family of media .}
  
Many Pensioners passed away, with agony of injustice and  considerable  financial loss. Let there be no further delay.
{ So what ? The Bureaucracy definitely comes out saying that they have to run the Public Sector Financial Undertakings. Not Charitable institutions ( But with unlimited charity to Kingfishers - for, the King  goes on fishing in the precarious ponds of the PS Banks) ,They  even  deliberately  resort to claim unabashedly that pension is a charity  as a result of   its being  treated as a  welfare measure  by both the UFBU - IBA combine through their well orchestrated  RECORD NOTE dated 25 05 2015 
( How can the poor , hapless bank pensioner compete  with the mighty Kingfisher for charity ?).
 Now it is easy for this blind cat ( MOF-GOI) to easily locate the  rat (UFBU) that got the BELL( Welfare Measure ) ceremoniously hung in its neck by the IBA !} 
There have been many more anomalies in Pension Payment.I suggest the Union Government to appoint an Ombudsman for exclusively For Bank Pensioners, for removing anomalies and doing justice. ( For Fixing Family Pension at 30% of Pay and 100% dearness relief for those who retired before 01 /11/2002, Not paying Pension from the date of Retirement, collecting huge money from the Pension Optees, etc  )
{ Anomaly ?  Yes anomaly  in fixation of cut-off date for giving effect to 100 % DA neutralization  in clause 3 of Appendix II ( See Regulation 37)  has got to be removed as per the orders of Hon'ble  High Court of Kolkatta dated 04 03 2015.  It is being understood the IBA and GOI are bent upon for further litigation to be moved with the Apex Court. Then what sort of a bearing  would the orders of an Ombudsman  be there on the adamant stance being taken by the BOARDS of PS Banks, and the MOF- GOI  in case  of introduction of an Ombudsman for the PS Banks ?  Justice alone can be done by the Judiciary.
Let's look at this for example:

5 years notional service could be added only with  the interference of judiciary though it was very much there clearly mentioned in the Pension Scheme,1995 ( LAW):
VRS ( Service Regulations ) Officers  could be admitted under second option only with judicial interference.
Updation of pension being implemented from 2002 in RBI has got to be abruptly stopped on technical grounds of lack of prior consent of GOI   with the  intervention  of GOI .- and the matter being dragged for litigation through  Speaking Order dt 2009 of the GOI.

Services of an Ombudsman must be useful based on material facts  related to the effects of overriding the statute /rule .
In case of abrogation,, abolition, annulment  repeal , and revocation of any Law,  the matter deserves to be put to the scrutiny of Judiciary only.

 How ever , any  step  of the GOI  in  appointing an Ombudsman for resolving the issues related to the Pension Scheme, 1995 in PS Banks would be a welcome  development , which we have to firmly doubt to happen  based on the stance being  taken against the hapless bank retirees  by the GOI before various legal fora  in the country.}

Thank you very much. 
I would like to see the entire  Indian Media focusing on this issue. .
KLRao ( Kantamsetti Lakshman Rao )
International Member, Amnesty International
VIBRANT Bank Retirees & Bank Pensioners Forum 
Resource Person, UGC-Academic Staff College, Andhra University, Waltair
Former Faculty-In-Charge, Indian Bank Zonal Staff Training Centre, for Vizag Zone & Vijayawada Zone.
Camp-  Gurgaon, Delhi NCR,India ( Mobile -918179731467)

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