Raavana's Magnum Opus "SHIVA TANDAVA STOTRAM" which was composed during the so called punishment to him by Lord Shiva is indeed a MASTER PIECE IN SANSKRIT POETRY which is unsurpassed by any other including KALIDASA. Raavana literally exhibits his genius in Kavya or poetry. The term" DANCING TO HIS TUNES" can be attributed to Raavana, who makes Lord shiva happy and dance to his tunes!
Saturday, 30 May 2015
When Lord SIVA showed Sri.Ravana his place.
Cabinet approves revision of Classification of Cities
Union Cabinet brought happy news to Central
Government Employees today by upgrading as many as 2 cities to “X” grade
and 20 cities to “Y” grade for the purpose of granting House Rent
Allowance and upgraded as many as 5 Cities to “A-1”/ “A” grade for
paying Transport Allowance
*By* *way of sharing info as received:*
*Media will never inform you??*
*Nestle company accepts that they add juice extracted from Beef in
chocolate Kitkat.*
*Nestle company accepts that they add juice extracted from Beef in
chocolate Kitkat.*
SC judgment in Deokinandan Prasad vs State of Bihar
I reproduce the operative part of the judgment:
"Having due regard to the above decisions, we are of the opinion that the right of the petitioner to receive pension is property under Art. 3 1 (1) and by a mere executive order the State had no power to withhold the same. Similarly, the said claim is also property under Art. 19(1)(f) and it is not saved by sub-article (5) of Art. 19. Therefore, it follows that the order dated June 12, 1968 denying the petitioner right to receive pension affects the fundamental right of the petitioner under Arts. 19(1)(f) and 31(1) of the Constitution, and as such the writ petition under Art. 32 is maintainable."
Scrapping NPS to remove future anomaly
Referring to the post of Mr P K Bhatt, the pension disparity that will arise when majority of existing employees are covered under the New Pension Scheme cannot be helped as the NPS and the Pension Scheme for pre April 2010 recruits are two different pension schemes. So there is no question of anomalies as the shemes are not legally comparable. Present old pensioners are too concerned with justice for themselves to think of this 'anomaly' that may arise long after their exit from this world.The in-service employees' Associations/Federations are powerful enough to negotiate with the LIC/Government for scrapping the NPS which the helpless pensioners cannot do even if they wish to.Greetings,C H Mahadevan
YOUR VOICE
Mr Modi says that there are VARIED VERSIONS OF OROP and he is searching for a PLEASE-
It is strange that the PM is giving a different explanation than the Defence Minister on OROP issue.
No one knows when the promised ACHCHE DIN will come.
Excess Mediclaim Premium being credited to pensioners account on 1st june & other important matters
Dear All,
1)I am glad to inform u all, thanx to the hectic efforts of last 10 days with EDP,CO as well
as ZO OS authorities from RMOS, Sy OS to AO OS & others,the EXCESS
MEDICLAIM PREMIUM PAID FOR 2015-16 is being CREDITED/PAID
ALONGWITH PENSION DUE MAY 2015 to be credited on Monday 1st June 2015
2)Please
enrol 3or 4 new members for RIEA CHENNAI &inform me of their Full
particulars ,name, cadre, month/year of retirement, complete address,
mobile no,email id & any other useful data
3)U
must have recd yesterday a copy of my email as a fup of my talk with
EDP,LIC CO to regularise TPA, MAKE CLAIM FORMS SIMPLE, RETAIN EXISTING
ONES, ECARD oF TPA to be downloaded quickly after they confirm all info
keyed in etc, website & email id of TPA etc
4)Whatever
u can donate, please donate for Legal Fund, as good collections were
nearly exhausted due to few sittings in SC Bench where our Sr Counsel
had to be present & made submissions.U must also have seen the
stepmotherly treatment meted out to Bank pensioners, when not a single
demand of theirs was discussed or resolved & a shameful RECORD NOTE
was circulated by UFBU, fully detrimental to retirees interests.We
circulated the Point by Point Rejoinder by Sri Ramachandran ,BOB Retd
GM in a befitting manner & my observations too,LIC/UOI is looking at
pensioners with disdain.U also might have viewed in all English News
Channels 7 others too the feverisg, frenetic ,angry utterances of many
participants on OROP which still, tho stated to have reached finals,Army
officals decided to biycott all functions till amount is credited to
their bank account
Such
is the anger everywhere.We cant take things lying down.It is possible
LIC again at the behest of UOI/MOF may pay 20% of dues to Jaipur
Petitioners before 18 june 2015 confining to ONLY DR.So that will
invite Contempt as 7th May 2015 SC Bench order says 20% of impugned
Court Order--meaning the Jaipur DB judgement,which of course, as u all
know admitted BOTH writs on FULL DR & Pension upgradation as was
clearly delineated by Hon SJ Bhandari Jaipur HC
So,
again a critical situation has arisen, as LIC is driven to a corner,
trying to extricate from SC clutches but awaiting Final DDay ON 23 sep
2015.Mark the words of SC Bench Hon Judges 7th May, as it involves issue
of ENHANCEMENT OF PENSION, POST the Case No 1--5 as PRIORITY.It is
tragic that even the APEX Court wants to drag on & even allowing UOI
backdoor entry after 5 years !!We described vividly & delineated
exhaustively from ALL ANGLES,legal, constitutional, past many case laws,
recent valid judgements, financial, Fundamental Rights violation, 15000
Pensioners have died, FP rose to 38 % of RP,LIC Board Resn dt 24Nov
2001 is a Springboard for further extension to subsequent Wage periods
as Hon Bhandari pointed out monstrous anamolies of 8 cadres below
getting more pension,recent Court cases, emphatically lays down Same
Cadre, Same LENGTH OF SERVICE to RECEIVE SAME PENSION & signal
dedicated contribution by pensioners to make LIC lustrous,LIC financial
solvency & stability unquestionable,Mere 2.9 % is spent for Pension
Bill out of Total Mgt Expenses & Employee welfare, what more needed,
Govt FP is more than LIC RP, Wa,yet we have to wait & wait. Let us
display full unity,mad rush to conclude 7th May verdict as DR only a
retrograde utterance, have more endurance & equanimity ,knowing
judicial wheels move so slow & rickety & dictatorial single
track mind of MOF/UOI we have to thwart only thro SC & SC alone
Contact
Sri R.KANNAN, 2434 3038/98407 68703, TRMadhava Rao 2376 2274/94443
22274, RKDeivanayagam 2243 1705,TCSrinivasan 2473 0863,KVenkataraman
94449 70027 for any info .I am always at ur service.
greetings
RBKISHORE
ED(Retd),LIC
VP,AIRIEF
2815 5810/ 98403 40591
As people starved, officers relished mutton, chicken
2013 UTTARAKHAND FLOOD
New Delhi, May 29
When lakhs of people in flood-ravaged Uttarakhand went hungry during the
2013 disaster, state government officials supervising relief efforts
savoured mutton chops, chicken, milk and cottage cheese during their Rs
7,000 per day hotel stay.Bird lose their nest again
May 29, 2015
Cyclone Hudhud devastated the home (a large enclosure) of several bird species in Visakhapatnam Zoo in October 2014. Those which survived the nature’s onslaught re-built nests at various places on the Zoo premises, but recent gales damaged them too.
A grey heron feeding its chicks at its nest made
in Indira Gandhi Zoological Park in Visakhapatnam after its enclosure
was damaged during Hudhud. Photo: K.R.Deepak
Govt committed to OROP, there’s no doubt about it: PM
In
an exclusive interview to The Tribune, PM takes on the Opposition over
land Bill, ‘achhe din’ jibe, corruption and foreign trips

Tribune News Service
New Delhi, May 29
Three days after completing his first year in power, Prime Minister Narendra Modi, in a no-holds-barred interview to The Tribune today, said his government was committed to One Rank One Pension (OROP) for ex-servicemen and that no one should have any doubts about its implementation.
Tribune News Service
New Delhi, May 29
Three days after completing his first year in power, Prime Minister Narendra Modi, in a no-holds-barred interview to The Tribune today, said his government was committed to One Rank One Pension (OROP) for ex-servicemen and that no one should have any doubts about its implementation.
IMEI
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3. Note down this no anywhere
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this is the Number which will
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4. Once stolen you just have to
E-mail this 15 digit IMEI No.
to cop@vsnl.net with detail
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Your name:____________________
Address:______________________
Phone model:_________________
Make:_________________________
Last used No.:_________________
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Missed date:___________________
IMEI No :_______________________
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PASS ON THIS VERY
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R B KISHORE
R B KISHORE WRITES TO ED(Personnel) Re:Pending problem of Pensioners
Dear Sri Niraj Agarwal, Pending
Problems of Pensioners
This
has reference to my teletalk with you a few days back.
1) We appreciate LIC’s forward thinking in crystallising Family Floater Policy wef 1/7/2014 ,which we
pensioners had demanded & included in Charter of Demands Booklet ,24
pages,titled Our Expectations : Health, Happiness & Harmony, presented to
Chairman, MD, ED(Per), Chief P & Secretary P
in November ,2012.
i) While thanking LIC for universal Cashless Service introduced &
also marginal 10% reduction in mediclaim
premium,I pointed out that Refund of excess
premium paid has still not taken place.the Programme for premium refund for
Employees came to ZO 10/12 days before but still Programme for refund for
Pensioners ,in spite of vigorous followup has not reached ZO/Dos.It will
be anamolous that Employees get refund alongwith Salary on Monday 1st
June 2015,while Pensioners may not. Please expedite.In fact ,we prepared the
Mediclaim Refund Ready Reckoner immediately after CO Circular was received
& circulated to our members by 20thApril,2015
ii) While on this, I made a fervent request to you ,that for
some valid reasons, Pensioners, aged as they are , many go abroad to be with
their siblings for few months, sometimes LIC Pension disbursing Office letters
are not received,Family Pensioners many are even ignorant of salient provisions,some are indeed too old
& none to help,pathetic indeed, & so what for years & years we have
been sincerely & seriously
insisting,which CO Personnel Dept orally realized the truth of the statement
that ,as in the case of Employees ,mediclaim premium deductions can take place
every month from Pension amount.
SZO has standard practice for years ,that of
deduction from pension amount in 3 months, all over by Dec/Jan/Feb so that on
1/3 Full deductions are over.All along it has gone on well, accounting done
pucca.
What
prevents LIC CO not to take a positive & empathetic decision, we do not
know.I PLEAD with your goodself to finalise solution to this real issue once
for all, so that as of now, when some pensioners go out of the Scheme, valuable
risk cover is lost & such things cannot happen,when this procedure is finalized.SCZ
does it in 2 instalments,Other Zones we are not aware.We shall be highly obliged if it can be
made uniform .deduction in 4 instalments, as in many cases, because of low
pension, Net Pension will be too low after such deductions.
iii) This leads to the corollary of
LIC extending help to all for a One Time Option for reinduction. More so,after FFPolicy & introduction of Cashless
facility for hospitalization, there is a dire need for pensioners to get back to
the FFPolicy & with deductions of mediclaim premium in 4 instalments, the
Optional Sum Assured chosen will be protected. We shall be eternally grateful to you for this kind act of
yours,which we eagerly await with optimism.
iv)a) I
brought to your notice that TPAs
devise their Claim Forms which are complicated,very detailed with micro
particulars as against LIC Mediclaim Insurance Policy Claim Form, 1 page, so
simple, so easy to fill up & complete, & all along for years & decades
stood the test of time, Why should TPA impose themselves on LIC instead of LIC democratically imposing on
TPA for judicious use, employees & pensioners must be at ease to fulfil
conditions with due respect but not such a complicated Form ,2 long Pages,our LIC
Form with 12 details required,present Format by TPA divided into many Sections
with 73 details , Part A with 39, Part B 34.Many columns are complicated to
answer. Everything appears to be in favour
of TPA.It is likely that claims will be delayed or sanction reduced
substantially.This TPA is MD India Health Services & earmarked for NZ,WZ,
CO & CZ.They can cause havoc.PLEASE SEE that TPAs shall not introduce claim
format UNILATERALLY.
b) Claim Form Part B to be filled
by the Hospital also is so detailed, runs into 2 Pages.All along, here too,LIC Form
for Hospital was simple,relevant to the core, contained all vital data.
EVEN.Guidance for filling Claim
Form Part A by insured is a full 1 page,
So too,Guidance for filling
Claim Form –Part B ,to be filled by the Hospital is itself 1 page
Your Dept will have all sets of
Claim Forms.
I may stress that before it is too
late,in the interests of employees & pensioners,Uniform Claim Form Part A
for insured & Uniform Claim Form Part B for Hospital & preferably the
Existing ones, to which all of us are accustomed must continue & TPAs duly
informed to follow & implement the same.
v) After a useful & productive meeting with then Chairman
Sri D.K.Mehrotra for 45 minutes in Conference Hall,Yogakshema,CO Circulars affecting employees & pensioners &
related issues,such CO circulars are being flashed by email immediately to the
Assn Representatives. Sri Sanjay Gupta ,AO Personnel was adhering to this
meticulously.
vi) I portrayed the
picture of non-availability of Data on pensioners
on an All India basis,a sad position.Actually all ZOs consolidate &
send to CO various Statements.We want All India Regular Pensioners, Family Pensioners,
Exgratia Retirees Zonewise/Division wise with Totals & for CO. We got
such a Statement as on 31/8/2013,that too Excluding CZ.
Please help us with All India data of RP,FP,ExGratia
Retirees as at 31/3/2014,30/9/2014 & if possible 31/3/2015.In fact ZO s
send consolidated Pensioners Statement Pension Payment wise,ECS & other modes & totals which must
tally with total numbers.Also, as SZO has already sent 31/3/2015 Pensioners Valuation
Statement by 15th April 2015
itself, other ZOs also must have complied with provisions.Please treat this as a humble request &
request them to send to my email id rbkseetha @ yahoo.com &
rbkseetha@gmail.com , as
sometimes Yahoo creates problems.
It was a pleasure to talk to you.I always read HM Yogakshema
in one sitting.I had all admiration for your Editorials which were captivating
& motivating & embellished with beautiful & memorable quotations
from famous authors.when you were ED (CC)
Greetings & looking forward
to a favourable,empathetic climate towards pensioners
R.B.KISHORE ,
044-2815 5810, ED (Retd), 098403 40591
VP,AIRIEF (All India Retired Insurance Employees Federation)
To:
Sri NIRAJ
AGARWAL,
ED(Personnel)
Friday, 29 May 2015
SC judgment in Deokinandan Prasad vs State of Bihar
I attach a copy of the above judgment referred to by Mr S Ramachandran in his detailed counter to the Record Note signed by the Bank Unions with IBA on 25/5/2015.
The judgment clearly lays down that the right to pension is a fundamental right and also right to property.
When pension is considered a right to property it automatically follows it is like any other property which has a market value at any point of time. The market value of this property is determined by the upgraded pension at periodical intervals of time in tandem with wage revisions effected for employees.
With greetings,
C H Mahadevan
40 Tips For a Better Life
Life is made up of good and bad lessons we accumulate along the way. In order to understand it, we must separate it into a few domains, each with its own lessons to teach us. This list of good advice was given by a group of people from all ages. So here are 40 great tips for a great life! |
NO CONTRACTUAL
RELATIONSHIP? SILLY!
Who ever said there is no contractual
relationship between Banks/LIC and pensioners? The Meriam –Webster Dictionary
gives the meaning of the word 'contract'(verb)
as “shrink, lessen esp. to draw together esp.so as to shorten”.
True to this meaning, with every wage
revision, the salaries of employees expand and the pension in relation to them contract!
Forget that the policy document is an evidence of an insurance contract and the
Pension Rules 1995 are an evidence of the
Pension contract!
The IBA could very well have conceded
that there is a contractual relationship between the Banks and Pensioners
within this dictionary meaning of the word ”contract” instead of labouring hard
to deny such a relationship. There would then have been no legal hassles for
them in future.
Greetings.
C H Mahadevan
YOUR VOICE
May 29 2015, 1:16 PM
thanks ch mahadevan
OROP
[Reproduced from "The Voice of pensioners"]
One rank, one pension: ESM plan nationwide agitation & boycot of all Govt functions,RD parade
BIHAR HC ORDER - PENSION OF HIGHER GRADE OFFICER
This case is just like our case.
Is not it?
With Best Regards
M.S.Sachdeva
+9416174537
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41th Vogalonga on May 24, 2015 in Venice
Rowing
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the lagoon up to Burano. AFP
BANK NEWS
UNION BANK RETIRED EMPLOYEES' ASSOCIATION
Date:
28/5/'15
Friends,
Subject :
Circular dated 27.5.'15 by AIBRF
ATTACHED-CLICK HERE-
Yours sincerely,
B.G.Raithatha,
General Secretary
OBSERVATIONS & A LESSON TO LEARN BY LIC FOR EFFECTING IMPROVEMENT IN SERVIVING CLAIMS:
1)Though in the 10th Bipartite Wage Settlement
for Banks with IBA ,Group Medi claim policy details in full are enumerated from
Page 33 –56.
While the 32 pages, as is customary,are exhaustive presentations in several Paras & Clauses
& Subclauses,I concentrate on last 3 pages ,Page 54,55 & 56 as above[ FOR THIS SEE EARLIER POST:Ed.]
For convenience, I have highlighted in different colours, to
lay emphasis,to easily grasp the fundamentals,& to understand &
appreciate the Rules & Procedures laid down, to enable us to compare with
LIC Group MediClaim practices & under Select items to enhance & improve
our practices.This does not, in any way,compromises the FFPolicy conditions
& privileges but only salutary mechanisms Banks are endeavouring to install
to make lives happier for all employees ,for medical treatment & hospitalization
& to reap the fruits of the negotiations without hassles or any murmur.
2)Para 1 ,c)itself commences with a positive empathetic
note, ‘the collection of data of dependent family members at the
initial stage may take long time. In such cases claims
pertaining to dependent family members of employees pending collection of data
may be settled on certification and recommendation of the appropriate authority
of the respective bank. ’
3)Para 6 mentions about allocation & use of
Corporate buffer & nicely portrays “The unutilized
Corporate Buffer of the member banks would now be proportionately available to
the member banks whose Corporate Buffer has been totally utilized. This would
be one of the major benefits of the Group underwriting of all the member banks
under one policy and at the same time individual underwriting of each member
banks for data processing, servicing and claims.”—heartening to the Banks
4)Paras 8 & 9 are crucial,well laid down, pinpoints
TPA role correctly & forcefully.In LIC ,TPA so far is invisible.For the
fabulous premium LIC pays to New India,this role of TPA must be insisted
upon.RBI Chief GM, HRD holds regular sessions of pensioners with TPA &
jointly discuss problems ,issues & grievances & so are more prone &
sensitive to urges & demands.Obviously, solutions also are reached quickly
LIC must aim to
have same identical role for TPA “The Third Party Administrator, appointed by the lead insure viz
United India Insurance Co. Ltd. will station their representative at the banks
regional/ nodal offices from where these banks have been settling medical
claims of their employees.
The Third Party Administrator, would have a
Dedicated Office, Server and a 24 X 7 Call Centre for the Member Banks of the
Indian Banks’ Association. ”
5)Paras 10 & 11 must be the be-all &
end-all for LIC to draw polite attention of our TPAs & ensure right now
such full participation of TPAs in daylight presence to empathise & fully
cooperate with LIC Offices to settle claims, which takes unduly long time.If
one reads these paras,one can realize how much behind we are & how LIC
hesitates to book TPAs & command them to enhance efficiency to help
ailingpersons to, afterall, get their claims settled vey expeditiously
6)Read “The employees would submit
the claims to the same regional / nodal offices where they have been submitting
in the past and the
Third Party Administrator representative will be the backup support and ensure
claim settlement is completed in thirty minutes.
(The Third Party Administrator should ensure
placement of representative in all the regional/nodal offices of
the member banks where the employees have been submitting their claims in the
past)
What more is required,if this aim is fulfilled,that will be a
great day for such real good practice to percolate to all TPAs & fulfilling
abundantly the CORE PROBLEM for all coming under Mediclaim scheme
7)Para 12 is exemplary,as without rhyme or reason,rejections
taking place ,can be avoided.It is gratifying that IBA & Bank Unions have
virtually installed a built-in Ombudsman.
“No claims
would be rejected by the insurance company/ Third Party Administrator unless
the same is rejected by the committee
comprising of the Bank management, Insurance Company, Third Party Administrator
and K. M. Dastur Reinsurance Brokers Pvt Ltd.
8)Para 13 is a polite reminder to
LIC to put in place a mechanism for Cashless Service ,with full cooperation of
TPA & Hospital authorities.How much time it is taking, even to get an Ecard
from TPA.Golden hour palpitation troubles our mind, family is disturbed,no
proper velvet guidance to smoothen matters.But here “In case the employee or his family member gets admitted in
any of the preferred Provider Network of hospitals on production of ID card,
the hospital authority in turn shall notify by fax / mail the details of
hospitalisation along with ID card number and Name of the employee to the Third
Party Administrator, who would again revert by fax / mail a confirmation to the
hospital to proceed with the claim. This would even enable them to claim from
anywhere in India and they would be able to admit themselves in hospitals
anywhere in India by merely calling the dedicated call centres of the Third
Party Administrator, which would be working on a 24x7 basis. The Third
Party Administrator, would even be able to advise the employees on the nearest
hospital available in their area. In case of an emergency admission to a
hospital which is not in PP Network, the employees also have a benefit to get
himself admitted on a cashless basis by intimating the Third Party
Administrator, call centre number, mentioning his ID card No and name. The
hospital authority would fax / mail the details of hospitalisation to the Third
Party Administrator, who would again revert by fax / mail a confirmation to the
hospital to proceed with the claim. ”
Here, all the nuances
& variable circumstances which can arise in such Emergency situations, have
been ably thought of, discussed & codified for the benfit of all parties
for a complete understanding of this Vital & important issue ,for Cashless
service.We pray LIC rises to the occasion & installs a hassle-free
procedure without any detriment to the insured.
9)In LIC, neither Employees nor Pensioners have availed
cashless service,is the talk of the town.That situation must disappear, all
because Cashless Facility to be availed must contain such roots&
essence inscribed in Bank deal with TPA
skillfully
This is echoed brightly in their
Para 14, “Most
of the claims would be cashless; which would be paid directly to the hospital
concerned. ”
It is LIC’s duty to get transformed to make this a reality.
10)Para 16 is another
eye-opener.Read : “Wherever the hospitals are not in
the approved list of Third Party Administrator, the Third Party Administrator
should take necessary action for addition of those hospitals on their network
hospital list in consultation with bank. In an emergency the claim
payment would be paid to the hospital account and empanelment of the hospital
would be considered.”
What more is required,so liberal,
maximum empathy & consideration ,indeed needs emulation & practice in
LIC too
11)Para 17 also demonstrates
flexibility “All the addition and deletion of the
employees and dependents of the various member banks would be done on a monthly
basis. A newly recruited employee would automatically be admitted in the
medical scheme from the date of his appointment letter “
12)Para 18 hits the bulls eye as it pertains to Id Card.We are
clamouring ever since LIC CO circular of 31 March 2015 & 14 April, 2015.
We appeal &
entreat to LIC to implement such salutary & liberal practices ,without any
further delay.
“ID cards will be prepared within 10 working days from the
date of receipt of data. These cards can be couriered to the respective branch
office in which the employee is located. The cards can be distributed by at the
branch office by the bank’s branch manager / any other person who is made
responsible for the same. Corrections in cards, if any can be e-mailed to an
exclusive id which will be exclusive for cards correction errors. This cards
will be corrected and resent within 2 working days from the receipt of
correction mail.
”
Please go through
& help the insured to experience
contentment & happiness,even when dire need forces him for
hospitalization by making considerable improvements right from now on, to
educate & enforce discipline amongst TPAs.Please also implement various
provisions so correctly incorporated in Bank mediclaim agreement &
certainly LIC must outwit banks with a democratic practice & calling us
representatives alongwith TPAs to sort out issues & problems for a happy
tomorrow
Greetings
R.B.KISHORE
VP,AIRIEF
SHRI RB KISHORE"s OBSERVATIONS & COMMENTS ON Letter addressed by Ramachandran
Letter addressed by Ramachandran on note by I.B.A and U.F.B.U ON RETIRED BANK EMPLOYEES ISSUE
It
looks this RECORD NOTE,instead of attempts to subjugate Pensioners has
already aroused their sincere feelings, & hyper-critical remarks
against retirees rightful, modest & legitimate demands wanting to
be once for all suppressed, shall certainly backfire against Managements
& IBA .
This
unique Landmark Record Note will go down in history as a Record Note of
sorts,anti-labour,anti-Elders & anti-Sr Citizens,anti-Human Rights
& above all brings to the surface the simmering one-sided Employee
-oriented wage talks to the utter detriment of all pensioners &
oozing in contents with absolute negativity, not even exhibiting an iota
of concern to pensioners,or any sense of HRD or empathy towards a
dwindling species,totally forgetting the dedication & sacrifice by
these Elders to the cause & progress of the institution they served .
PLEASE
READ EVERY LINE OF SRI RAMACHANDRAN,IT IS MORE THAN A TREATISE,MORE
THAN A RESEARCH PAPER BUT MORE THAN ANYTHING ELSE, A WAKE-UP CALL TO
PENSIONERS AS ALSO POWERS-THAT -BE, NOT TO BELITTLE OR SET ASIDE
PENSIONERS ISSUES,PROBLEMS & DEMANDS WITH A MYOPIC EYE & A
PROVERBIAL DENIAL MODE
R.B.KISHORE,ED(Retd),LIC & VP,AIRIEF
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