LIC GROUP MEDICLAIM SCHEME GUIDE

LIC GROUP MEDICLAIM SCHEME GUIDE 


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Monday, 18 April 2016

Threshold limit for subsidized cover under Mediclaim

DEAR ALL LIC PENSIONERS,
IN MY POST YESTERDAY  ON MY BLOG UNDER THE HEADING
"LIC CO CIRCULAR RENEWAL OF GROUP MEDICLAIM POLICY FOR 2016-17"
I RAISED THE ISSUE OF THE NEED TO INCREASE  THE PRESENT LIMIT OF 'COMPULSORY FLOATER COVER ' FROM 3, 4& 6 LACS TO  5. 8 & 10 LACS.
I AM HAPPY TO NOTE THE ISSUE IS SLOWLY GATHERING A MOMENTUM AND  NOW SHRI C H MAHADEVAN  HAS SENT HIS MESSAGE AS UNDER:-

When the Maximum  cover was 20 lks,the threshold limits were justified at present levels.Now with 44% increase in premiums,the threshold limits need to be doubled for all the three categories as the maximum cover has been raised to 30 lks entailing a cascading effect on account of the 44% increase in premium.
The Federations/Associations of both the in service  & retired employees need to take up the issue vigorously with the LIC Management.Otherwise many employees/Retirees may revoke their options for increased cover which is a lose-lose situation both the employees/Retirees and NIA.
Greetings.
C H Mahadevan

MY POST IS REPRODUCED HERE
DEAR ALL LIC PENSIONERS,
THE LIC HAS RENEWED THE FAMILY FLOATER GROUP MEDICLAIM SCHEME POLICY FOR THE  YEAR 2016-17 WITH THE NEW INDIA ASSURANCE CO. ON CASHLESS BASIS.
THE CIRCULAR HAS BEEN UPLOADED ON THIS BLOG ON THE RIGHT SIDE BAR FOR YOUR INFORMATION.
HOPE YOU HAVE GONE THROUGH THE SAME.
THERE IS AN ALL-ROUND  STEEP INCREASE OF AROUND 43.64% FOR ALL THE AGE GROUPS AND THE SUM INSURED .
I HAVE ALSO UPLOADED A READY RECKONER SHOWING THE SUBSIDISED REMIUM FOR ALL AGE GROUPS AND ALL FLOATER SUM INSURED FOR CATEGORY.
THE READY RECKONER FOR THE REMAINING  CATEGORY II & III WILL BE UPLOADED SOON.
THE LAST DATE FOR  REVOCATION OF  OPTION FOR INCREASED FLOATER SUM INSURED EXERCISED BY YOU  IS 30.04.2016.

IN VIEW OF THE STEEP INCREASE OF 43.64%  IN THE PREMIUM RATES , IT IS REQUESTED THAT ALL THE RETIRED EMPLOYEES ASSOCIATIONS AS WELL AS THE IN-SERVICE EMPLOYEES UNIONS SHOULD TAKE UP THE MATTER WITH THE CHAIRMAN, LIC TO INCREASE THE COMPULSORY FLOATER SUM INSURED LIMIT OF 3 LACS, 4 LACS  &  6 LACS TO ATLEAST 5 LACS, 8 LACS & 10 LACS RESPECTIVELY TO PROVIDE RELIEF TO ALL THE MEMBERS OF THE SCHEME.
R K SAHNI

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