New Delhi, March 3
The government has instructed banks
to link all savings accounts with mobile and Aadhaar numbers by March 31, 2017,
and enable mobile banking for such customers.
Mobile number seeding and enabling
the same for m-banking are a pre-requisite for making mobile payments while
Aadhaar number seeding is a pre-requisite for using Aadhaar-Enabled Payments
System, it added. As per an estimate, currently only 65% saving accounts are
seeded with mobile numbers and only 50% with Aadhaar.
Out of the 65% accounts already
seeded with mobile numbers, only 20% are enabled for mobile banking.
“To make
this process convenient to customers, the Ministry of Electronics and
Information Technology has advised the banks to explore ‘Over the Air’ customer
consent instead of requiring customers to visit the bank branch or ATM as is
required currently,” the statement said. The campaign is to be launched with
immediate effect. — PTI
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