Goup MEDICLAIM policy of L I C of India - Covering mental il

Dear all Chief Managers concerned at The New India Assurance Company Ltd., 

     You must, of course, be aware of this but I should thank you to please allow me to draw your kind and valuable attention all the same, just in case, to the trailing newspaper report and request to let me, as a member of the group MEDICLAIM policy of L I C of India, with a family floater cover of Rs.50 lakh, know HOW YOU HAVE MODIFIED / PROPOSE TO MODIFY THE EXISTING COVER TO INCLUDE MENTAL ILLNESSES AND WHAT THESE ILLNESSES THAT YOU, IN YOUR WISDOM, HAVE INCLUDED / ARE LIKELY TO INCLUDE IN THE COVER.

     Thanks and regards.

     Wishing you a great day,

Yours truly,

P. Ramanathan,

(S R No. : 510396 ; Pension ID : 770100195 - Chennai D O 1 of L I C of India),

Flat #3, I floor, " SUPRASHANTH ", Old Door No.2/4 New No.7, Dr Gopala Menon Road, Kodambakakam,

CHENNAI (MADRAS) - 24.   600 024.   Tamil Nadu.

Telephone Nos. : (044) 24723491 ; 9444980563.

Health policies to cover mental illness

  Insurance regulator IRDAI on Thursday issued a circular directing insurers to cover mental healthcare, a segment of healthcare that has assumed serious proportions in India, reports Rachel Chitra.

  The Mental Healthcare Act 2017, which came into force since May 29, had made it mandatory to provide " medical insurance for treatment of mental illness on the same basis as is available for treatment of physical illness ". But to date, none of India's 33 insurers has introduced a product that covers ailments such as depression, schizophrenia and bipolar disorder even though such covers are common in many countries. IRDAI says : " All insurance companies are directed to comply with the Act with immediate effect."

  Mental health conditions have always been in the list of exclusions of health insurance policies. Activists and psychiatrists feel the change has been long overdue.  

( The Times of India, Chennai, Friday, August 17, 2018 )

( Emphasis supplied ---  P. R.)

Health Insurance               Mr. C S Attal                 Chief Manager 22708600 cs.attal.@newindia.co.in

Health Insurance               Mrs.Sushama Anupam Chief Manager                 sushma.anupam@newindia.co.in

Health-RSBY                     Mr. Ramesh Nag          Chief Manager                 ramesh.nag@newindia.co.in

Health (Retail) Dept., H.O Mrs.Hema Khanna       Chief Manage 22708675  hema.khanna@newindia.co.in