New Delhi : In what may mean more inclusive health care policies for patients, the insurance regulator has removed around 10 items, including procedures such as dental, stem cell, infertility and
psychiatric treatment, from the list of " optional cover " for health insurance.
Industry executives say the move is aimed at correcting an anomaly.
"Earlier these items were optional and, therefore, were not covered by most insurers. Now, insurers can design products to include these items," an industry analyst and researcher said.
The Insurance Regulatory Authority of India (IRDAI) in a notification on Monday said in a partial modification of guidelines on standardisation of health insurance business, some items have been
deleted from the list of " items for which optional cover may be offered by insurers ".
These include dental treatment that does not require hospitalization, hormone replacement therapy, infertility, sub-fertility, and obesity treatment. .........
( The Times of India, Chennai, Wednesday, August 29, 2018 )
Courtesy : MPS
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