Dear Sri Kishore,
Hope it finds you in cheerful spirits.
I am reading all your messages through the blog of Sri R. K. Sahni and I appreciate your personal efforts with the LIC authorities in the interest of the pensioners.
My wife has been diagnosed for wet ARMD in both the eyes, as covered in Clause No. 8 on page 13 of New India Policy, with a ceiling of Rs 25,000 for each eye per Policy year. This disease requires investigation, consultation and minimum three injections each eye. This injection can be given in a hospital or well and reputed eye centre by a Retina Specialist only. The cost per injection is roughly Rs 30,000 charged as a package in the hospital or eye centre. Thus, minimum expenses come to about Rs 2,00,000 for both the eyes, whereas the ceiling in the Scheme is only Rs 50,000, which is ridiculously low.
In my opinion, this issue needs to be taken up with LIC as well as New India for suitable increase in the ceiling for this disease in our Medi-Claim Scheme.
Hope to hear at your earliest,
Regards,
S.R.Agarwal,
Retd Secy(HPF),
L.IC.Of India,
C.O., Mumbai
Now at Gurgaon(Haryana)
Mob 08527571711
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