PENSIONERS’ EMAILS & FEEDBACK from 1st OCTOBER,2019: SERIES No 206 & 207

PENSIONERS’ EMAILS & FEEDBACK from 1^st  OCTOBER,2019:  SERIES No 206 & 207

1) i) PROBUS CLUB TROPHY on RBK crossing 80.Youth is an Adventure,Manhood  a Challenge & Old Age one of Fulfilment

Hearty congratulations Sir. May BABA Bless you with all happiness, health and longevity. ---------R Venugopal. ii) sundaram madurai ramaswamyiyer

Wishes from us for becoming 80 years young!   -Sundaram & Kalyani, Coimbatore iii) BS VERMA My hearty congratulations to most respected fortunate Young man and a great leader of AIRIEF.May you enjoy a continued very good health along with your family and friends. Thanks.

iv)

Arun Kant Shukla

Congrats Sir ...

v) Dear RBK,Let me join all in wishing you  Very Happy 80 th Birthday and Happy, Healthy and Peaceful years ahead with the GRACE OF THE SUPREME!Congratulations on the honour bestowed on you by PROBUS Club Chennai on this momentous occasion!

With warm Regards ----------PAB & Saraswathi B

2)

sujata ade			)

ii)I have no words to say as words can't describe feelings.  I am really happy to read ur letter full of appreciation &pride. I am happy that I can still contribute in my little way for the society, upcoming new generation.  When you r busy, you r happy.  I don't know how my time flies.  I forget all my problems when I am with my young students.  I pray to God to give me strength &vigour to serve this India 🇮🇳, our nation till my last breath.  Sir, I take this opportunity to congratulate you on attaining 80years.You r treasure to your family and our Union. May God bless you with light &happiness all ur life!  With warm regards,  Sujata -------------------------------------------  i)Subject: Fwd: GREETINGS ON WORLD TEACHERS DAY 5th SEPTEMBER , 2019 R.B.KISHORE Madam,  1)Why silence so long ?  After reading ur email to my World Elders Day Writeup, I was thrilled. I admire ur taking so much of absorbing interest teaching Maths ,which many boys & girls detest but really where one can secure 100 out of 100 Indeed as you say stress & emphasis on Concepts leads to clearer picture & students can comprehend thereafter with ease & felicity .  2) So I felt u will love to read World Teachers Day Celebrations ,as you are also one such QUALITY Teacher  I used to say Parents are 1st Teachers &  Teachers are 2nd Parents  How true , Sujata Madam  3)Many years back u attended AIRIEF meetings, I still remember  Time & Tide wait for no man  4) God bless you & family, greetings for Dassara & Deepavali May ur tribe increase, May many of ur students sparkle with high IQ & excel in exams & lead a future full of brightness & optimistic future Greetings & warm regards,  RBKISHORE

pto

3) Day before we here could go to Ethiraj Kalyana Mandapam, where the ORIGINAL PADHUGA of Shirdi Sais Guru , Vengusha from HUSSAINPUR,Bengaluru 3 hrs,& we worshipped & got Blessings

Fortunate that was brought at night to our HUMBLE ABODE & KEPT .our daughter Kalpana did the Pooja,Seetha recd with  Poorna kumbam the PADHUGA & marble replica to be kept at Hussainpur also showered with petals, flowers, arathi etc

Palpayasam Prasadam was great.

We prayed with closed eyes, prayer inside the heart for SC Final victory soon

MD telling on FP Revision final to Govt after Board approval is great positive sign

Greetings & Regards,-----------------RBKISHORE

4)

Respected Sir, Very happy that you all worshipped the Padhuka of Sri Shridi Sais  Guru at your home.  Your home has already been a Divine atmosphere and now it enhanced with  Shri Guruji  padhukha.My humble pranams. With regards and respects,---------          G  Ramamoorthy.

5)III ) Dear Sri Saxena,, AIRIEF REFLECTIONS,SUGGESTIONS for REVAMP,MODEL EXPANSION PLAN for MEMBERSHIP DRIVE,METHODICAL PROFESSIONALISATION of DATA & PERFORMANCE    i)

 1)GS reply is very touching ,indeed .What else one can do, when not few but many others dont work!

As former MD Sri GChidambar once advised me, not to overburden myself,creating adverse health, his father used to say that if one works hard & goes on working still harder,others give more work over that overload. Terrrific reverse economic Theorem, unfortunate.

 2)u know Chennai numbers ,moderate but not below standards, thanx to doubling of Right brain thinking, even if taxing ,is yielding dividends ,as AFee numbers show.More has been added.We are No 2 or 3 in LFDonations .Look at even powerpacked WZ numbers, LFD is low relatively & the fire for LFD maximisation looks to have evaporated.I dont have latest figures. If I get AIRIEF Accounts as at 30/9/2019 & latest F, LFD data Zonewise/RIEA wise, we can come to conclusions fast & so too solutions & fup fast & clear.

* Tentatively Mr Angurajan & Myself have decided & as I hinted in other email posts to you, some more time if we can get real gem of talents, SUCH satisfactory Pensioners only can be taken to be ROLE MODELS.   Mr DThalakkiah & Mr VSitaraman , who participated vigorously in enhancing RIEA Chennai to the best extent possible & not sit silent over data ready at hand & on our shoulders, like the MUSKDEER, going in search of fragrant musk, failed in our responsibilities, a malignant disease, you see & it becomes endemic .Now we are adding  thro meetings, thro Retirement Lists etc & so, it is auspicious.YET, Other ZONES will not get RETIREMENT LISTS ,why ?Mr VSitaraman returns from abroad in December 2019.Later we all meet in small select circles to choose our  EC

Why are we not doing simple data Collection & Aggregation,which can provide many solutions ?   etc etc     -----RBKishore

Narayana G			)
ii)

Thank you very much Sir for your mail. I went through fully and found it very interesting, excellent analysis and suggestions and call for professionalisation of AIRIEF. The main difficulty is the lack of people committed and passionate and who could spare an hour a day at least for the cause of pensioners. At the prodding of our GS Sri GK, at Bangalore I have prepared an email group and WhatsApp group of our members and regular communication is maintained. Birthday Greetings, Circulars and important Pensioner issues, senior citizen issues on health and finance, anecdotes, etc., are shared  regularly to keep alive the AIRIEF in their minds. Thank you, again, for the informative mail.  I will ask all our members to visit airiefvision.wordpress.com everyday to keep themselves updated on pensioner issues. Kind Regards-----------G Narayana

6)महोदय / महोदया,
Dear Sir/Madam,

 This has reference to your telephonic conversation today, we are sending the rate of Interest on loan:

(i) Policy Loans [under all plans except Jeevan Aastha (Plan 195),

Jeevan Vridhhi (Plan 808), Jeevan Vaibhav (Plan 809), Jeevan Sugam

(Plan 813), Jeevan Shagun (Plan 826), Jeevan Sangam (Plan 831),

Jeevan Shikhar (Plan 837), PMVVY (Plan 842), Jeevan Umang (Plan-                 9.5 %

845), Jeevan Utkarsh (Plan 846), Jeevan Shiromani (Plan 847), Bima

Shree (Plan 848), Jeevan Shanti (Plan 850) and Navjeevan (Plan 853)

]

(ii) Policy Loans under Jeevan Shikhar (Plan 837)--      9%

(iii) Policy Loans under Jeevan Aastha (Plan 195), Jeevan Vridhhi (Plan-      10%

808), Jeevan Vaibhav (Plan 809), Jeevan Sugam (Plan 813), Jeevan

Shagun (Plan 826) and Jeevan Sangam (Plan 831)

(iv) Policy Loans under PMVVY (Plan 842), Jeevan Umang (Plan 845)-        10.34%

Jeevan Shiromani (Plan 847), Bima Shree (Plan 848), Jeevan Shanti

(Plan 850) and Navjeevan (Plan 853)

(v) Policy Loans under Jeevan Utkarsh (Plan 846)- 10.84%

AS(CRM- Process 

7)MPAgnihotri .

Dear Friends, May the festival of lights brings your way peace, contentment, joy and happiness which stays with you throughout the year and also in the years to come. May the Lamps of joy remain illuminated in your life now and forever. Have a Joyous Diwali.           I am receiving messages, ideas, greetings and comments from the revered and Enlightened seniors and super seniors, which is not only making me known the importance of the festivals but also throwing light on various aspect of life. This made me to share my strong feeling of joy that after retirement, we, LICians are more communicative and better aware of our retiral benefits as well as of what is happening around. Not only the season’s greetings are exchanged enthusiastically but views/comments on various walk of life are conveyed/shared regularly. How pleasant it is to see that seniors and super seniors are using latest modes of communications like email, face book, twitter, WhatApps, etc. They are apt in composing, copying and forwarding messages in various shape like Word, PDF, GIF Images, Snapshots, etc. Their creativity is increased. They are learning new things every day. They are busy.         See the articles, notes and comments posted on various blogs/websites and you are surprised by their knowledge on spiritualism, economic matters, politics, healthcare, etc. There are some, who are not much visible on Emails and social media, but their awareness and involvement for the cause of pensioners is not less. These seniors and super seniors have overcome the vagaries of aging. It is believed that we humans are, by nature, subject to the vagaries of aging imploring us to learn more about it not only through a scientific perspective, but also about its immediate implications to our daily lives. This multifaceted way of looking at aging and coming together to debate on interactive forum is what these senior LICians are doing so well. This inspires me to be active, enthusiastic and creative in one or the other field of my interest.         Once again, thanks to all the LIC Pensioners for their active contribution and dutifulness even after retirement.   M P Agnihotri.      Hyderabad

8) i)HAPPY, DIVINE DIWALI GREETINGS   :RBKISHORE COMPOSITION

LET THE FESTIVAL OF LIGHTS  ILLUMINATE OUR HOMES
LET US LIGHT THE LAMP OF SECURITY IN EVERY HEARTH & HOME
LET US EXPLODE CRACKERS SIGNIFYING JOY, MIRTH & MERRIMENT
LET GODDESS LAXMI  SHOWER ALL WEALTH & PROSPERITY TO HUMANITY & MANKIND

LET FLOWERS ADORN THE FEET OF GOD & SPREAD AROMA & FRAGRANCE SIGNIFYING
HAPPINESS & WELFARE
LET CHANDAN & KUMKUM WORN ON FOREHEAD SYMBOLISE VALUES, MORALITY,
SPIRITUALITY
LET US WEAR NEW DRESSES & BEGIN A NEW OUTLOOK ON LIFE & LIVING

LET US EAT SWEETS & SWEETEN LIFE WITH JOY & JINGLES, NERVE & VERVE
LET US ENDEAVOUR IN ALL EARNESTNESS & COMMITMENT TO SEE FULFILMENT OF
OUR CHERISHED DREAMS & VISIONS.
LET DIVALI WITNESS THE CROWNING GLORY OF OUR INSTITUTIONS & OUR DEAREST
MOTHERLAND.

LET CLASPED HANDS REPLACE CLENCHED FISTS.
HANDS THAT WORK & DELIVER ARE BETTER THAN  LIPS THAT PRAY
LET US UNITE OUR HEARTS & SOULS TOGETHER
THE LAST CHORD IN THE HARMONY OF INDIVIDUALS & SOCIETIES  IS ACCORD
LET US ALL SPREAD SUNSHINE & SMILES EVERYWHERE
--------R.B.KISHORE

ii)Many many thanks Kishore Saheb. You have highlighted Diwali Festival celebration marvellously .May you enjoy a continued very good health along with your family.------ BSVerma

iii)PABalu Thank you RBK for colourful & divinely Deepavali Vazhttukkal . Wish you all Sweeter,happier and prosperous Festival over LIGHTS! ramamurthy kalpund iv)

Many a Thanks. I reciprocate the sentiments and wish u & ur family a very very Happy Deepavali. I listen to ur daughter,s wonderful performance whenever opportunity presents. Regards.

dr pritam			)
v)

Thanx Kishore sahib.Wish you all a very happy Deepawali,

rajendra prasad k.s .vi)
Respected Sir, Thank you so much for your Diwali wishes explaining beautifully the importance of Diwali. I sincerely reciprocate to you and Madam Seetha Kishore palaniswamy gnanam )vii)

Thanks for your email and your deepavali greeting . anand tyagi viii)

Sir with folded hands n from the deepest core of heart we reciprocate the same . Let Divine Grace shower happiness on this Deepotsav .  Warm greetings and respectful regards ----- Rita Anand Tyagi

9) Friends,i) AIRIEF WEBSITE : 1)We have crossed 182 of last month Sep 2019 in insertion of news of importance on all matters we need to be aware of  .2 more days remain.WE, GRamamurthy/BAngurajan/RBK will cross 193 of August too.(WE crossed 218  done in August 2018 )

2)Because we took it as our duty & wanted to have internal targets & vision,we could do

INSIGHT,FORESIGHT & HINDSIGHT must be the guiding principles

3)CONGRATULATIONS, PLEASE VISIT airiefvision.wordpress.com

We renew our sincere PLEA to one & all of you & ur friends to CLICK airiefvision atleast once DAILY

4)Remember so many ,15 Right Side CATEGORIES like AIRIEF, Devotional,Healthy Living,Humour,India & World,Pension & Allied Matters,Practical Tips for Good Living, Quotations, Self-Development, Sister Organisations,SC Case

these have clicked & accumulated a worthy Numbers, which ANYONE can click & profitably use ,enjoy, radiate, entertain & enlighten

Numbers are, 210,428,781,474,1709,439,508,131,759,265,301,Total 6006 in these alone.

What more FOUNTAIN of THOUGHT one requires,STAGGERING NUMBERS

IMAGINE HOW MUCH OF LABOUR,SELECTIVE CLASS INSERTIONS DONE

It is a KNOWLEDGE BOOM, VARIEGATED

5)In addition, look at SPECTRUM of 15 ORGANISATIONS Website on RHSide.One can click & know latest developments

All these not enough, SO we added NEWSPAPERS ONLINE, Not only ENGLISH Newspapers ,but REGIONAL,North,East, West, South {NEWS},Click, Choose,Read, ENJOY FREE Reading .Large Numbers Available

DIWALI Greetings again & a BRIGHT, PROSPEROUS,PEACEFUL, TRANQUIL FUTURE

-----------RBKishore

ii) Heartiest ❤️ congratulations, Sir.

Thanks n regards  ---- Santosh Singh   ,Meerut

10)I join you in requesting Mr R B Kishore to take care of his health which is paramount.
I am sure with the eminent support of Mrs Kishore and the high spirits he always sustains,Mr Kishore will be able to manage his health well with proper medical management.Kind regards.----- C H Mahadevan  ,From Columbus(OH), USA

ii)Subject: "Sareeramaadyam khalu dharmasaadhanam"

Dear Mr Kishore,  I am distressed to learn that you have a heart condition also in addition to your existing ailments.The subject line means (as you doubtless know) that it is the body first (that should be taken care of) to do our duty.

     Alas! some of us realise it only when it is too late.

     Like you, for instance. 

     Your nature, as far as I can learn from a few of your actions revealed through e-mails, is to rush to the aid of the affected person unmindful of your own physical discomforts and inconveniences, reminding one (as I had told you some time before) of some lines from a Malayalam poem titled "Africa" by late N. V. Krishna Warrior (he insisted that this is how his surname be spelt, different from the usual 'Variar' or 'Varier')

     "Wherever man's hands are in chains

      it's my hands that hurt

      And wherever there is oppression

      It's on my back that the blows fall."  

     Please heed the warning signs and GO SLOW.

     KEEP WELL.           

     Thanks and regards.-------------P. Ramanathan.

11)

R.K.SAHNI

LIC of India (Employees) Pension Rules 1995 as amended upto 31.05.2018 Click below link :- LIC Pension-Rules-30-05-2018-(2)-updated.pdf LIC Pension-Rules-30-05-2018-(2)-updated.pdf

12) INDIA
Government gearing up to launch national action plan for senior citizens
Ambika Pandit | TNN |
NEW DELHI: The government is ready with a draft national action plan for senior citizens to address the concerns of the fast-growing elderly population in the country through a roadmap for existing schemes and new ones that will be required.

Drafted by the social justice and empowerment (MoSJE), the action plan, talks of a strategy involving all concerned ministries and states to make way for measures like enhanced pension for the poor elderly and pension schemes for the salaried and self-employed with provision for employers to contribute.
The action plan likely to be launched soon is cited by the ministry as an attempt to lay down in one document the vision, mission and the plan of action of the government of India for welfare and well - being of senior citizens. It brings together details of each of the current schemes, future plans and targets. It aims to address the four key needs of the senior citizens - financial security, food, health care and a life of dignity.

From mobile medical care units, old age homes in every district to doctor-on-call services and a national helpline for elderly persons – the draft addresses each concern with details of implementing agency and funding source. The draft also talks of guidelines for giving preference to senior citizens for allotment of flats on the ground floor and easy access to loans for purchasing houses and executing major repairs.
The strategy paper also talks of creating a senior citizen cell or a nodal officer to assist elderly in every police station. To make transport more accessible to elderly concessions may be provided to them across all modes of travel.The plan has 12 development objectives which include, besides financial security and health care, issues like shelter, protection of life and property, inter-generational bonding and realisation of potential of senior citizens. Accessibility, transport and age friendly environment.
The plan also talks of effective implementation of the Maintenance and Welfare of Parents and Senior Citizens Act 2007. Emphasising on the provisions of the existing law, minister for social justice Thaawarchand Gehlot, while speaking at a function to honour the achievements of senior citizens, reiterated the government's commitment to amend the 2007 law to strengthen it further.
The draft amendment Bill calls for expanding the ambit of social security, care responsibilities and increase in fine and imprisonment for abandoning parents. It was earlier sent to the cabinet by MoSJE but then some queries were raised regarding the implementation of the exiting law. The ministry is now carrying out a desk review after which it will be sent again to the cabinet for approval so that it can be tabled in the next session of parliament.
Meanwhile, to explain the need for an action plan, MoSJE in the draft shares data to emphasise on the urgency. It is estimated that 12 per cent of India's population will be over 60 years by 2030 and according to the United Nations Population Fund this is expected to increase to 19.4 per cent by 2050. Projections indicate that there are going to be more women than men in the 60 plus age group. Increased longevity has resulted in the rise of population above 80 years of age, which accounts for nearly 1.1 crore people. It is pointed that as the number of senior citizens increases- from 10.38 crore in 2011 to an estimated 17.3 crore in 2026 and 30 crore in 2050 – the need for programmes for welfare also increase.

13)Justice Sharad Arvind Bobde named to succeed CJI Gogoi; set to retire on April 23, 2021

 Justice Sharad Arvind Bobde is what lawyers call a “practical judge”. A judge who crafts a well-thought-out solution in a knotty case, which may otherwise have taken years to resolve.

 In his hearings, one witnesses Justice Bobde listen carefully to both sides before suggesting a remedy suitable to all.

 Eminent American jurist Benjamin N. Cardozo, in a compilation of lectures titled ‘The Nature of Judicial Process’, quotes W.G. Miller to describe what a boon a practical judge is to the litigant. “The client cares little for a ‘beautiful case’! He wishes it settled somehow on the most favourable terms he can obtain.”

 Justice Bobde, appointed the 47th Chief Justice of India by the President, has shown his propensity for practical and amiable resolutions twice recently.

 It was Justice Bobde on the Constitution Bench who first pushed for mediation of the Ayodhya dispute in order to “heal hearts and minds”. He said the dispute had seen many bitter decades. He believed that talks rather than adversarial judicial proceedings may cool tempers across the religious divide.

 Again, in the long-drawn BCCI dispute, Justice Bobde took the practical path. Rather than countless court hearings, in a case which seemed to grow new branches of dispute every time, Justice Bobde appointed an amicus curiae to resolve the problems of the stakeholders and ordered the holding of elections in the BCCI. This he accomplished in a handful of hearings.

 Justice Bobde’s cause list on a normal working day is not chock-a-block with cases. He hears a reasonable number in a day. To these, he devotes himself and usually comes up with a solution grounded in logic and law. His normal workday is a page lifted from Marguerite Yourcenar’s ‘Memoirs of Hadrian’, where the emperor selects a few cases, from the many he hears a day, to deliver complete justice.

 Recently, Justice Bobde was heard saying in his courtroom that it was only lately that the judges had understood the benefits of hearing a case continuously, without a break, as they had heard the Ayodhya dispute. This may be an indication that, in future, important cases may be heard on a day-to-day basis in the apex court.

 Justice Bobde had also led the in-house committee which had enquired into the sexual harassment allegations against Chief Justice Ranjan Gogoi by a former Supreme Court employee, the first in the history of the Supreme Court. The committee found itself in a controversy after the employee withdrew from the proceedings, complaining that neither was she allowed a lawyer nor was an amicus curiae appointed. The committee later gave the CJI a ‘clean chit’.

 His notable judgments include his opinion upholding privacy as a fundamental right. He wrote that the first and natural home for a right of privacy is in Article 21 at the very heart of ‘personal liberty’ and life itself. “There are innumerable activities which are virtually incapable of being performed at all and in many cases with dignity unless an individual is left alone or is otherwise empowered to ensure his or her privacy,” Justice Bobde wrote.

 The judge was also part of the Bench which insisted that a citizen cannot be deprived of essential services and welfare subsidies of the State for lack of an Aadhaar card. Justice Bobde was a member of the Bench which suspended the sale of firecrackers in the National Capital Region in 2016, to curb pollution.

 Born on April 24, 1956, 63-year-old Justice Bobde is scheduled to retire on April 23, 2021. Chief Justice Gogoi had recommended Justice Bobde’s name as his successor to the government, in accordance with the seniority norm, on October 18.

 A law graduate from Nagpur University, Justice Bobde enrolled as an advocate in 1978 and practised at the Bombay High Court and the Supreme Court.

 He was appointed as an additional judge in the Bombay High Court in March 2000 and was the Chief Justice of the Madhya Pradesh High Court before his elevation to the Supreme Court in 2013.

 He hails from an illustrious family of lawyers.

14)RSSubramaniam,Madurai

How to calculate the DA increase with effect from 1st November 2019 for LIC/Bank employees.
For this we should have the Consumer Price Index..Industrial Workers CPI IW figures for July,August and September 2019.CPI IW figure will be available in the CG Statistical Data Dept.site on the last working day of the month for the previous month
SEP 2019 was published on 31st October 201
9.  (After 4.30 PM it will be available.)
July. .........319
August.......320
September  322
We have to take the average of these three.
319+320+322=961÷3 = 320.33
This is converted using conversion factor 4.63 and 4.93 to link the same to the base year 1960
So 320.33×4.63×4.93=7311.89763 This is average CUP.Deduct theq points merged with Basic pay in the last Charter 2012....4708 for LIC employees.
7311.89663-4708.00=2603.89663.  Now divide this No.by 4 to get the slabs.Comes to 650.97418 that is 650 slabs.  Existing slabs 614.
Hence increase is 36 (650-614)slabs.

EmployeesDAQly
Pensioners DR Hly  2& 8 every year

15)LIC OF INDIA   
i)DEARNESS ALLOWANCE -      SLABS  FROM 01.11.2019

CPI     2001    1960    CONSUMER PRICE INDEX    employees       DAslabs
Jul-19  319     7281.46 AVERAGE POINTS  7308.00 NEW     650
Aug-19  320     7304.29 LAST AVERAGE    7164.00 OLD     614
Sep-19  322     7349.94 INCREASE/DECREASE       144.00  INCREASE        367311.90

ii)Number of slabs of DR for retired employees wef 01.08.2019
(1)retired between, 01.01.1986 & 31.07.1992 (Cl III & IV) /31.03.1993(CLASS I&) II
1641
(2) Retired between 01.08.1992/01.04.1993 & 31.07.1997
1504
(3) Retired between 01.08.1997 & 31.07.2002
1356
(4)Retired between 01.08.2002 & 31.07.2007
1209
(5) Retired between 01.08.2007& 31.07.2012
1055
(6)
Retired between 01.08.2012& 31.07.2017 & onwards
614

             COLLECTIONS   :  R.B.KISHORE, PATRON, AIRIEF : 1/11/2019

R.B.KISHORE,PATRON,AIRIEF
ED(Retd),LIC,PROBUS LIFE MEMBER,
044-28155810 / 098403 40591

__VISIT   airiefvision.wordpress.com______

--

RB Kishore,

PATRON,AIRIEF,

ED(Retd),LIC

Life Member,Probus Club

044-2815 5810 & 098 4034 0591.

www.airiefvision.wordpress.com

.