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Friday, 1 May 2020

Analysis of Summary of LIC GROUP FAMILY FLOATER MEDICLAIM POLICY 2020-21

Dear Shri Prakash Toke ji, [Chief Editor]

As per your advice,. I have gone through the summary of Group Medical Scheme for in service and Retd employees, issued by Central Office Mumbai
and have touched some important  points for the benefit of all concerned.

The financial limit of amount for dependents is revised to Rs 10530 from Rs. 9810. 

Dependent parents/in laws of retired persons
are also covered.

Spouse, Dependent children till their marriage of retired employees are also covered.

Spouse and Dependent children of deceased employee [in service/retired] are also covered.

Imp. Some TPAs in some zones are also changed.

1.Northern Zone: Now Good Health TPA instead of MD India 
shall look after the cash less  medical and other  reimbursement of the bills.

Toll free No, for LIC is 1800 103 9533

2. East Central Zone:
Now wef 1.4.20 Vipul Med.Corp. TPA will look after the cashless and other reimbursement of the bills in place of Raksha TPA

The toll free No.for 
Vipul Med Corp. is 
18001087477

In other zones, the TPAs will remain same 

Room rent:

 The formula is the same but some stations especially
 JAIPUR has been re categarised to A class City from B class 
Category earlier revising  maximum limit of Rs.7500. In cases where the total SA is  40 or 50 lakhs the  limit is further enhanced to Rs 10 000 /- per day. 
A  great relief to Jaipur people whose constant demand for increase in room rent   being Capital city where the room rent is very high is  now acceded to. 

The rate is 1.5% for all cities but ceiling is Rs.4000  for Class C and  6000(previously 5000) for class B  and 7500 for class A city and 10000 for  SA of 40 or 50 lakhs.

U may peruse the  list of stations given in the summary.

NO CEILING FOR ICCU.

PRE AND POST EXPENSES:

For pre 30 days/post 60 days hospitalisation expenses of reimbursement are sam cue. V8 in However in case of renal failure and or  organ transplantation and/or 
Cancer  related ailment
Treatment, the conditions of  30/60 days are waived.

Payable: 
Only Registration/Admn.charges GST/surcharges, are payable. Service charges if charged in hospital bill shall be payable within room rent eligibility.

TPA : TPA will not be changed on transfer to another Zone or residence is shifted to another place,.

Expenses relating to diagnostic test without hospitalisation

MRI Charges 20-21 
8000 Each insured

CT scan.            6000

Sonography.       2000
Excluding maternity

Biopsy.                 4000

Tread Mill.           2000

Echo.                     2000

Gastroscopy        5000

Colonoscopy.       7000

EEG.                       1000

EMG.                     2000

Holter Monitor.    5000

PAP Smear.           750

PSA(Prostate.       750
Specific Antigen) 

Mamography.     5000

PET Scan.          20000

Other conditions remaining the same.

Full detail will be available in MOU when signed.


CP Chugh
Orgn.Secretary
RIEA
Jaipur.

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