SMALL SAVINGS INSTRUMENT INTEREST RATE FOR OCT-DEC INTEREST RATE FOR JUL-SEP Savings deposit 4.0% 4.0% One-year time deposit 6.9% 6.9% Two-year time deposit 7.0% 7.0% Three-year time deposit 7.0% 7.0% Five-year time deposit 7.5% 7.5% Five-year recurring deposit 6.7% 6.5% Senior Citizen Savings Scheme 8.2% 8.2% Monthly Income Account 7.4% 7.4% National Savings Certificate 7.7% 7.7% Public Provident Fund Scheme 7.1% 7.1% Kisan Vikas Patra 7.5% (115 months) 7.5% (115 months) Sukanya Samriddhi Account Scheme 8.0%
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