Trend of Overall Expenses Ratio of LIC

I had built up the trend of overall expense ratio of LIC from the LIC Facts Book and Annual Reports and I got the figures   relating to 1992-93 to 2004-05  from CO  in response to my RTI application which is attached.

I also attach the table and graph   depicting the trend for the 32 years.

Interestingly, the OER was much higher during the period when the Pension Scheme  was not in operation.It has started declining  after the industry was opened up.

C H Mahadevan  

 (1) RTI Reply

https://drive.google.com/file/d/1TE3u3Z1EDmIkMJF8jtzHX5Ha3jiftoN7/view?usp=drivesdk

(2)Trend for 32 years

https://docs.google.com/document/d/1TKIRsIi836qmBQjVIGIZRbZU4pHbgJgj/edit?usp=drivesdk&ouid=116293091010820917557&rtpof=true&sd=true