LIC GROUP MEDICLAIM SCHEME GUIDE

LIC GROUP MEDICLAIM SCHEME GUIDE 


CLICK HERE 

DEAR FRIENDS, CONGRATS, YOUR BLOG CROSSED 56,09,688 HITS ON 20..10.2026THE BLOG WAS LAUNCHED ON 23.11.2014,HAVE A GREAT DAY
VISIT 'PENSIONERS VOICE & SOUND TRACK' WAY TO CATCH UP ON PENSIONER RELATED NEWS!

Sunday, 25 October 2026

शुभ शरद पूर्णिमा

 

Uploaded Image

9 comments:

Anonymous said...

What structures existed in brain to prevent from predators present now is doing?                                                                                                     AI Overview :    The structures in the human brain that originally evolved to protect our ancestors from predators are the exact same structures that drive our modern stress, anxiety, and survival responses today.

While we rarely face saber-toothed tigers now, our brains treat modern stressors—like a text from a boss, financial worry, or social rejection—as immediate threats to life.

🧠 The Core Survival Structures

• The Amygdala (The Alarm System): This almond-shaped structure processes emotions, especially fear. It acts as a smoke detector, constantly scanning the environment for danger. In the past, it spotted predators; today, it triggers when you feel overwhelmed or threatened by modern life.

• The Hypothalamus (The Command Center): Once the amygdala sounds the alarm, the hypothalamus takes over. It activates the Sympathetic Nervous System (the "fight-or-flight" response), releasing a flood of adrenaline and cortisol.

• The Hippocampus (The Threat Library): This structure indexes memories. Historically, it remembered which bushes held dangerous animals. Today, it reminds you of past failures or embarrassing moments to prevent you from repeating them.

• The Brainstem (The Panic Button): Controls automatic functions like heart rate and breathing. When triggered, it spikes your heart rate and shortens your breath to pump blood to your muscles, preparing you to run or fight.

🦖 Past vs. 📱 Present Functions

Brain Response    Past Purpose (Predators)    Modern Manifestation (Today)

Hypervigilance    Scanning the treeline for hidden predators.    Obsessively checking your phone or worrying about what others think.

Fight or Flight    Physical exertion to outrun a predator or fight for survival.    Sitting at a desk with a racing heart, sweaty palms, and muscle tension during a presentation.

Social Fear / Anxiety    Avoiding exile from the tribe, which meant certain death by predators.    Intense fear of public speaking, social rejection, or loneliness.

Freeze Response    Playing dead so a predator loses interest or misses you.    Procrastinating or feeling completely paralyzed when facing a massive workload.

The Modern Conflict

The fundamental issue is that evolutionary changes take millions of years, but technology and society changed in centuries.

Your brain cannot tell the difference between a physical predator trying to eat you and an emotional or psychological stressor. (ie., what early LIC pensioners now feel helpless more than those who retired without pension)As a result, your body undergoes the exact same intense physical reaction for an unpaid bill as it once did for a wild beast.

Anonymous said...


Why We Feel This Way Today?
The core issue is evolutionary mismatch. Evolution takes millions of years, but human society transformed in just a few thousand. Because our brains cannot easily distinguish between a physical threat to our lives and a psychological threat to our social status, your brain treats modern stressors with the exact same life-or-death urgency it once used to escape apex predators.
The 17 major structures of the human brain—commonly outlined in educational models like Bozeman Science—are grouped across the brainstem, cerebellum, diencephalon, and cerebrum.

YouTube
·Bozeman Science
The Brainstem
Medulla Oblongata: Controls basic life-sustaining functions like breathing, heart rate, and digestion.
Pons: Acts as a bridge connecting the medulla, cerebrum, and cerebellum, assisting with sleep and arousal.
Midbrain: Manages visual and auditory reflexes and movement pathways.

YouTube
·Bozeman Science
The Cerebellum
Cerebellum: Coordinates balance, posture, equilibrium, and fine motor movement control.
The Diencephalon & Core
Thalamus: Sorts and relays sensory and motor information to the cerebral cortex.
Hypothalamus: Regulates body temperature, water balance, and homeostatic drives.
Posterior Pituitary Gland: Releases hormones like oxytocin and antidiuretic hormone.

YouTube
·Bozeman Science
The Cerebrum & Hemispheres
Corpus Callosum: A thick nerve bundle that connects the left and right cerebral hemispheres.
Basal Ganglia: A collection of nuclei that help control voluntary motor functions.
Cerebral Cortex: The folded outer layer (gray matter) responsible for complex thought and integration.
Lobes & Functional Cortices of the Cerebrum
Frontal Lobe: Manages executive functions, reasoning, and emotional control.
Motor Cortex: Sends out voluntary movement commands.
Parietal Lobe: Processes environmental stimuli and spatial awareness.
Somatosensory Cortex: Receives and interprets physical touch and sensory input from the body.
Occipital Lobe: Serves as the primary visual processing center.
Temporal Lobe: Handles memory, hearing, language, and smell.

Anonymous said...

https://www.youtube.com/watch?v=kZmelvTx7-Y
Something Strange Is Happening to China's Women
216,995 views Oct 19, 2026 China faces an extreme gender imbalance: millions more men than women. Yet, in a bizarre twist, mothers are desperately seeking husbands for their highly educated daughters. This video unravels the devastating consequences of a decades-old policy, revealing a nation grappling with a shrinking workforce, sky-high bride prices, and a generation of "leftover women" caught in a demographic trap that threatens to turn the country upside down. What happens when a state tries to undo its own social engineering?
216,995 views Oct 19, 2026
China faces an extreme gender imbalance: millions more men than women. Yet, in a bizarre twist, mothers are desperately seeking husbands for their highly educated daughters. This video unravels the devastating consequences of a decades-old policy, revealing a nation grappling with a shrinking workforce, sky-high bride prices, and a generation of "leftover women" caught in a demographic trap that threatens to turn the country upside down. What happens when a state tries to undo its own social engineering? 00:00 China's weird family problem 0:54 The policy that broke it 2:21 The missing girls 4:22 Women as goods 6:58 The "leftover" problem
9:55 The country turns upside down 13:37 Buying more babies 17:13 Pretend weddings 18:27 The unbreakable trap? Comments : @tgs259 5 days ago Part of the issue is that in order to get married, many men must have a good job, a house, and pay a large dowry. Most men can’t afford to get married @78jwp 6 days ago The 1.4B current population is widely viewed as grossly overstated. @tracesprite6078 4 days ago One reason why many women may avoid marriage is that both women and men in the man's family feel that it's ok to bully the new bride. Transcript : China has almost 35 million more men than women. So in theory, this should be the easiest country
0:06
on Earth for a woman to find a husband. And yet, every weekend in Shanghai, parents line the paths
0:13
of People's Park with open umbrellas. I spent a good chunk of this week looking at photos of them.
0:19
Taped to each one is an ad for their grown kid. And a whole lot of those ads are for daughters.
0:25
age, height, salary, degree, job, zodiac sign. They're trying to find these daughters a husband.
0:34
Meanwhile, hundreds of miles away, the villages I read about have the opposite problem. Entire
0:40
groups of men who can't find wives. Same country, millions of single men, millions of single women,
0:48
and they almost never marry each other. So, I went looking for how China built the trap.
The policy that broke it
0:54
The answer goes back to a decision Beijing made in 1979. [music] The Communist Party credits
1:01
it with preventing 400 million births. By the end of this video, I'm going to show you what
1:07
those 400 million actually bought. Hi, I'm Ryan Kappa. Welcome back to Fall of Nations,
1:14
where we follow the cracks before the collapse. Okay, [music] so start with the men. I took the
1:20
2020 census and looked only at people between 20 and 40. the years when most people marry.
1:25
There are about 17 and a half million more men than women in [music] that band. 17 and a half
1:32
million. That's close to the whole population of the Netherlands. And every one of them is a

Anonymous said...

man in his 20s or 30s. [music] Now, go back to the umbrellas. The daughters of those sheets
1:43
mostly live in big cities. They've got degrees and their own paychecks. And for generations,
1:50
the custom in China has been for a woman to marry up to a man with more money, more schooling,
1:56
and a better city address. Researchers call it hypergamy. Side by side, those two facts make
2:02
a trap, and I'd rather draw it as a ladder. The man at the bottom of the ladder has nobody below
2:08
him to marry. The woman at the top has nobody above her. Both of them fall off the ends.
2:15
So, how does a country end up with 17 12 million extra men? To answer that, I went back to
The missing girls
2:22
1979. [music] In October 1979, Deng Xiaoing said China would encourage one child per couple. By
2:30
September 1980, it was national policy. For 35 years, local officials enforced it with fines,
2:38
lost jobs, abortions, and sterilizations. In 2013, China's health ministry put the count at
2:44
336 million abortions since 1971. And the planners were pressing down on a family system that had
2:52
wanted sons for centuries. A son carried the family name and looked after his parents in old
2:57
age. A daughter married out and joined somebody else's family. Give those families one try. Add
3:03
cheap ultrasound machines in the 1980s [music] and the arithmetic turns brutal. I lined up
3:09
the birth ratios. [music] In 1980, China recorded about 108 boys born for every 100 girls. By 2004,
3:17
it was around 121. Nature runs at about 105. Every point above that line is a missing girl.
3:24
Some [snorts] were hidden from registers, and researchers still argue over how many. Most were
3:30
never born. Now, there's a serious objection to all this, and I think it deserves a real answer.
3:36
Plenty of demographers say the party oversells its own policy. China's birth rate was already falling
3:41
fast in the 1970s before the one child rule existed. Two scholars writing for Brookings in
3:48
2010 said the 400 million claim can't be backed up by the facts and some preference is older than the
3:55
Communist Party. South Korea had lopsided birth ratios around 1990 with no one child rule at all.
4:03
That all holds up and it's why I'm careful about what I pin on the policy. Falling birth rates have
4:10
lots of causes. The missing girls track back to one very specific collision. A hard limit on one
4:16
child landed on families who'd always wanted a son. Right as the technology arrived to choose.
Women as goods
4:22
The first crack is the men. I'll start with the worst thing it produced. In late January 2020,
4:28
a video went viral in China. It showed a woman in a dark out building in Fang County in Jang Shu
4:34
Province. She had a chain around her neck. Local officials said she was illegally married. Then
4:40
public anger built and the official story came apart. In the court coverage I read,
4:45
she's called Shwai May. She came from Yuan more than a thousand miles away. She'd been trafficked
4:53
more than once. In 1998, she was sold to a man in Fang County named Dong Ji. She gave birth to eight
5:02
children. From July 2017, according to the court, he kept her tied up with cloth ropes and a chain

Anonymous said...

around her neck. The room had no running water, no electricity, and no daylight. In April 2023,
5:17
the court sentenced Dong to 9 years. Five others got up to 13 years for trafficking her.
5:23
Eight children, nine years. One case in one case. And I can't tell you how many women are
5:29
in rooms like that one. Nobody can. And that's [music] part of the problem. What I can tell
5:35
you is that 17 county officials were disciplined afterward. That's the extreme end of the shortage.
5:42
The ordinary end is much quieter. So, I went looking for it. In 2021, the state-run Global
5:48
Times talked to a 33-year-old man named Wang Xiao from a village in Henan Province. In his village,
5:56
getting married meant a bride price of at least a hundred,000 yuan. He told the paper he gets angry
6:02
when people ask whether he's married. He also admitted he's very worried. [music] That bride
6:07
price has a name, Cali. The groom's family pays the bride's family. And in a lot of rural China,
6:13
the bride's side expects a house on top of it. And that's where the numbers get vicious.
6:18
In January 2025, the state news agency Xinawa reported bride prices in one He County, Julu,
6:27
of 100,000 to 200,000 yuan. [music] That's roughly 14 to $28,000. I ran that [music] against income.
6:35
The average person in rural China had about 23,000 yuan of disposable income in 2024. So one bride
6:43
price in Julu could swallow four to nearly 9 years of what a villager has to live on. China
6:50
has a name for the men who never manage it. Guanu bare branches. The branch on the family tree that
6:56
never grows anything. The second crack is the women. And this one the state named itself Shang
The "leftover" problem
7:03
Yu leftover women. In 2007, China's Ministry of Education added to its official list of new words
7:11
and defined it as an unmarried woman over 27. Then the party's official women's organization,
7:18
the AllChina Women's Federation, picked it up. In March 2011, it ran a piece called Leftover
7:24
Women Do Not Deserve Our Sympathy. [music] In the translations I read, it compared educated
7:30
single women to pearls that had gone yellow with age. Think about who that was aimed at. By 2024,
7:37
women made up 50.8% of all students in Chinese higher education per China statistics bureau.
7:44
And here the policy bends back on itself. In a one child family, a daughter got everything. The
7:50
tutoring, the tuition, the whole weight of her parents' ambition. The anthropologist Vanessa
7:55
Fong studied only child daughters in Dalon and found that with no brother to compete with,
8:01
they got an investment their mothers never did. So the way I read the research, the policy made fewer
8:07
girls and it turned the girls it did make into the most educated women China ever had. Plenty
8:12
of them looked at the marriage on offer with the housework, the in-laws, and the career hit and
8:19
decided to wait. The state called them leftovers. Okay, quick thing before the number this whole
8:25
story runs into. Every number in this video comes from census tables, court records, the UN or
8:31
Beijing's own statistics, and I've put the sources in the description. If you want more digging like

Anonymous said...

this, subscribing is how the channel knows to keep going. Next crack. In China, a lonely heart story
8:45
is also a population story because a baby almost always needs a wedding first. That's the third
8:51
crack. Births outside marriage are rare in China and still carry real stigma. So, the marriage
8:58
count works like a baby forecast, running a year or two ahead. I pulled the marriage registrations
9:04
yearbyear. In 2013, China registered 13.47 million. That was the peak. By 2024, the number
9:14
was 6.1 million, less than half. Watch what the babies did. In 2016, [music] China had about 17.9
9:23
million births. In 2024, 9.54 [music] million. Then 2025, the year after the marriage crash,
9:31
came in at 7.92 million. Those are the fewest births the People's Republic has recorded since
9:38
it was founded in 1949. The number of babies born in China fell by more than half in 9 years. I've
9:45
checked that math more than once. All three cracks meet in that number. The girls who went missing
9:50
in the 1980s and '90s are the missing mothers of the 2020s. The fourth crack is where a marriage
The country turns upside down
9:57
problem becomes a country problem. And there's one picture that explains it better than any chart I
10:02
pulled. Four grandparents, two parents, one kid. Demographers call it the 4:1 family. And the one
10:09
child policy made it common all over urban China. That one kid grows up to be the worker. He or she
10:16
is supposed to hold up everyone above them. I drew this out on a notepad to see it. One generation
10:22
later, that only child may have one child of their own or none. The shape gets topheavy. More and
10:29
more people at the top lean fewer and fewer at the bottom. Another generation on, the pyramid gets
10:35
smaller. Then it turns upside down. a few workers standing under a crowd of retirees, pensions,
10:42
hospitals, and factories all have to run on that shape. China is already watching that start. In
10:48
January 2025, it began raising its official retirement age for the first time since the
10:53
1950s. Men are moving from 60 to 63, a few months at a time. [music] That's what a government does
11:00
when it can see the workers running out and the whole population is shrinking. It fell in 2025 for
11:07
the fourth year in a row by 3.39 million people. That's more than the whole city of Chicago gone
11:14
in 12 months. The UN population division ran the long version in 2024. And I went to its report for
11:20
this. By 21,000, its central projection has China down 786 million people. That's more than half
11:29
the country and more than twice the population of the United States. The UN says it would take
11:34
China back to about the size of what it was in the 1950s. That's a projection. And projections move,
11:41
but the reason it's so deep ties straight back to the umbrellas. A population shrinks slowly when
11:47
couples have fewer kids. It shrinks much faster when there are fewer couples. You can watch that
11:53
happen in a single pair of years. Marriages fell apart 20% in 2024. Birth rates fell 17% in 2025.
12:02
Those two drops look like one event, a year apart. And the worst of the squeeze is still
12:08
arriving. It showed up once I line the birth years up against the marriage years. The sex ratio at
12:14
birth peaked around 121 in 2004. The boys born in those peak years turned 20 in 2024. Those are the
12:23
most lopsided birth years China ever recorded, and they're the group walking into the marriage market
12:29
through the late 2020s. I did some rough math with the government's own birth totals and birth
12:34
ratios for the 2000s. China had around 16 million babies a year back then [music] at roughly 118

Anonymous said...

boys per 100 girls. That works out to about 1 and a4 million boys a year with no girls born to match
12:49
them. And that went on for about a decade. So the 17 1.5 million I started with sit on the rising
12:56
side of this curve. The men born in the peak years mostly weren't old enough to be counted in
13:02
that band yet. The loneliest generation of Chinese men is still arriving. Picture a boy in a Chinese
13:08
village in 2004, the peak year I keep coming back to. He belongs to the most outnumbered generations
13:14
of men China has on record. Nationally, about one in eight of the girls who should have been
13:18
born in his year is missing. And the girls who were born are the ones most likely to leave for
13:24
a city job or a degree. He had no say in any of this. He's the one who pays for it. By 2025,
13:31
Beijing was explicitly treating population support as a national security issue. Which brings us to
Buying more babies
13:38
the fifth crack and the one I find strangest to watch. The state that finded families for a second
13:44
child [music] has started paying them to have one. The Uturn came in stages. In 2016, Beijing let
13:52
every couple have two children. Birth rates popped to about 17.9 million that year, the high point in
13:59
that chart. They never started falling again. In May 2021, the limit went to three. By July 2021,
14:08
the rules of the family size were gone entirely. Birth rates kept falling. Anyway, the one bump
14:13
I could see after that came in 2024, a year of the dragon, when a lot of Chinese parents
14:19
like to have a baby for luck. So Beijing moved from permission to money. In July 2025, Beijing
14:26
announced a nationwide child care subsidy, 3,600 yuan a year for every child under three. That's
14:33
about $500. In December 2025, the National Health Insurance Agency said it wanted standard hospital
14:40
births free of out-ofpocket costs nationwide. During 2026, local governments started paying
14:47
people just to get married. The one I'd point to is Uli Yang, a city in Shanks province, which
14:54
offered 1,500 yuan for a first marriage registered in 2025. And since May 2025, couples can register
15:01
a marriage anywhere in the country. Before that, most had to go back to the place their household
15:07
was registered. For one year, it looked like it was working. Marriage registrations in 2025 jumped
15:13
almost 11% to 6.76 million. In Shanghai, they were up almost 39%. State media called it a rebound and
15:22
accredited the new policies. I went looking for the catch. There are two. The first one is the
15:28
calendar. 2024 was what Chinese tradition calls a widow year. That's a lunar year with no start
15:34
of spring day in it. It's considered bad luck for a wedding. [music] Lots of couples simply
15:39
waited it out. So part of the 2025 jump was weddings slipping from one year into the next.
15:46
The second catch showed up in August 2026. In the first half of 2026, [music] China registered
15:52
3.28 million marriages. That's down 7 1/2% from a year earlier. China Daily reported it as a record
15:59
low for the first half of a year. Divorces went up almost 4%. The rebound lasted about 1 year. That's
16:06
as far as I can stretch the good news. Beijing can point to a few places that are getting somewhere.
16:12
The Berlin think tank Marics found two cities Panzua and Sinua and Tamina in Hubai where full
16:19
packages of local support brought modest gains. So the money can work. It's just
16:24
small against the problem. Merik worked out that the national child care subsidy covers
16:29
roughly 13% of what child care actually costs a family. And alongside the money came pressure.
16:35
Merrick's documented local officials cold calling married women to ask about their plans for a baby.
16:41
It's the same family planning system that once tracked women to stop a second pregnancy. The job

Anonymous said...

has flipped. That pressure lands on the same women the state once called leftover. I line
16:53
the merriic list up against the incentives and it's the same group. Employers still screen out
16:58
women in their late 20s [music] and early 30s because they expect a pregnancy. And in 2023,
17:05
a court in Changdu ruled that a woman who ended a pregnancy without her husband's
17:09
consent [music] had violated his right to have a child. So some young people have built their own
Pretend weddings
17:15
way out. The BBC's Global China unit have reported on it. It's called finding a marriage buddy. Two
17:21
strangers meet on social media, usually because both are worn out by their parents asking when
17:27
they'll get married. They agree on the terms upfront. They'll show up at a family gathering
17:31
together. They might even hold a wedding. Then they go back to separate lives, separate money,
17:37
often separate homes. In one arrangement I read about in the BBC's reporting, both partners stayed
17:44
free to date other people. And a lot of the posts looking for a marriage buddy say upfront they'll
17:49
skip the marriage certificate. It's a marriage with almost everything taken out except the
17:54
performance. I put that next to Beijing's numbers. Those couples give their parents a wedding photo.
18:00
They skip the registration office and the whole arrangement is built for two adults. The state
18:05
is asking for babies. A slice of its young people are answering with a show for the family. That's
18:11
the [music] trap. For 35 years, the state told a nation that one child was the patriotic number. It
18:18
put that on billboards and wrote family planning into the constitution. A lesson like that turns
18:23
out to be far easier to teach than to take back. So, is this the collapse? That's the one thing I
The unbreakable trap?
18:30
can't tell you. China still has about 1.4 billion people and that's a lot of runway. Population
18:36
shrink over decades and Japan has been shrinking since around 2010 while staying one of the richest
18:43
countries on earth. The sex ratio of birth has also come down from around 121 in 2004 to about
18:50
111 in 2020. The bride price crackdowns are real and South Korea, Japan, and Taiwan all have some
18:57
of the lowest birth rates on the planet with no one child policy. Plenty of what's happening in
19:03
China is happening all over East Asia. What the one child policy added is the part those countries
19:10
carry nowhere near China's scale. Tens of millions of men with nobody to marry and a generation of
19:16
mothers who were never born. If you want the one number I'm watching, it's China's birth
19:21
total for 2026. That's the first real test of the 2025 wedding bump because the first babies from
19:28
those weddings would mostly arrive in 2026. The Statistics Bureau usually publishes it in January.
19:35
If it comes in about 7.92 million, [music] the rebound bought something. If it doesn't,
19:41
the trap held. So, let's go back to the park. The umbrellas will be out again this Saturday.
19:47
Parents in their 60s will hold up sheets about daughters who are 32, have master degrees, and
19:53
are doing fine. The state raised those daughters as only children. It called them leftover,
19:59
and it needs them to save the population. And 400 million, the number the party is proudest of.

Anonymous said...

Here's my tally of what it bought. 17 12 million extra men in their prime and more on the way. A
20:12
bride market desperate enough for trafficking to survive. Weddings cut in half, the fewest babies
20:18
since 1949, [music] and a country the UN expects to lose more than half of its people by 2100. Five
20:26
cracks, the bare branches, the leftover women, the weddings that stopped, the upside down pyramid,
20:33
and the trap. Beijing spent 35 years controlling how many children China could have. Since 2016,
20:41
it's been trying to talk China into having them. I'm Ryan Kappa. This has been Fall of
20:46
Nations. Follow the cracks so you don't miss the collapse. See you next time.