12th December 2017
Dear Shri.Sahni,
Yesterday I uploaded in my blog JayaVijaya an article on Analysis of Surplus.
It is a technical article. But, I have tried my best to make it as simple as possible so that, all can understand it.
In the annual valuation, life insurance companies determine the Liability and estimate the amount of surplus that has emerged in that year. Bonus can be declared only out of this surplus. I have described in this article as to how the surplus emerges and the different sources of surplus. Once you begin reading it, you will find the entire concept to be quite simple.
I have attached herewith a word document in which the Links to the article are given. Download this document and then Click on the Links given. While clicking, keep the Ctrl Key pressed.
Kindly inform also your friends
Yours Sincerely,
R.Ramakrishnan
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