DEAR All LIC PENSIONERS & FAMILY PENSIONERS FRIENDS,
(1) I noticed that the knowledge about Pension matters, especially regarding Family Pension is not known to many Employees and Pensioners as well. So I thought I should make an attempt to bring these aspects, in short, to enable each Pensioner and Employee goes through it.
Hence this attempt on Pension matters.
(2) As far as MediClaim matters, I was rather forced to study MediClaim policy in 2015, when my Grand Son's Surgery for Umbilical Hernia was rejected by TPA & NIA (my son is a DO). The child underwent surgery when it was 3 months old.
I had to study & contest the repudiation. I contested it successfully.
The NIA & TPA take Claimants for a ride. So I came up with write up on Medi Claim matters. I have helped good many Claimants in getting their rightful dues.
(3) All non - medical Expenses cannot be rejected by NIA. There are good number of items under Annexure II which are admissible. But TPA generally reject these items as Non-medical. The Claimants in majority of the cases do not contest this. Very few contest and are paid. TPA always tries to protect the interest of their masters - Insurer.
Education of Pensioners is the need of the hour.
In view of the above I decided to prepare the above notes for your information and knowledge.
You can download the same from this blog.
With greetings and regards,
C T Joshi
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