UNIFIED PENSION SCHEME (UPS) NOTIFICATION DATED 24.01.2025
Click below:-
https://drive.google.com/file/d/1STpDPDCIQOtTnry6SNKv547AoFIfRsXt/view?usp=drivesdkSaturday, 25 January 2025
Notional increment on 1st July/1st January – only for pension calculation, excluding other pensionary benefits: CAG’s clarification
Notional increment on 1st July/1st January – only for pension calculation, excluding other pensionary benefits: CAG's clarification
Notional increment on 1st July/1st January for retired on 30th June/31st December only for pension calculation, excluding other pensionary benefits: CAG's clarification vide dated 14.01.2025
परिपत्र संख्या-02/स्टाफ हकदारी/2025
संख्या-23/स्टाफ हकदारी-11/09-2024/Vol-II
OFFICE OF THE COMPTROLLER &
AUDITOR GENERAL OF INDIA
9, DEENDAYAL UPADHYAYA MARG,
NEW DELHI-110 124
दिनांक / DATE : 14 JAN 2025
सेवा में,
भारतीय लेखापरीक्षा एवं लेखा विभाग के विभागाध्यक्ष,
निदेशक (कार्मिक)
विषय: Grant of notional increment on 1st July/1st January to the employees who retired from Central Government on 30th June/31st December for the purpose of calculating their pensionary benefits-reg.
महोदय/महोदया,
A reference is invited to DOPT OM dated 14.10.2024 on the above mentioned subject wherein, DoPT has advised in consultation with Department of Expenditure and Department of Legal Affairs in pursuance of the Order dated 06.09.2024 of the Hon'ble Supreme Court that "action may be taken to allow the increment on 1st July/1st January to the Central Government employees who retired/are retiring a day before it became due i.e. on 30th June/31 December and have rendered the requisite qualifying service as on the date of their superannuation with satisfactory work and good conduct for calculating the pension admissible to them.
As specifically mentioned in the Orders of the Hon'ble Supreme Court, grant of notional increment on 1st January/1st July shall be reckoned only for the purpose of calculating the pension admissible and not for the purpose of calculation of other pensionary benefits" (copy enclosed).
2. In view of above, it is requested that all the cases/representations/grievances may be dealt accordingly.
भवदीय,
(सुमीत कुमार)
सहायक नियंत्रक एवं महालेखापरीक्षक (एन)
Our cases in SC
PRESENT CHIEF JUSTICE SC RETIRES ON 1352025
SC ROSTER INDICATES OTHERS NEXT IN LINE
WE ARE MORE WORRIED ABOUT OUR SC CASE 2 JUDGE BENCH & THEIR STANDING , as our case will be 2nd half of AUGUST 2025
Sure our VETERAN SRI MPAGNIHOTRI shall indicate the correct picture ,just to enable our SR ADVOCATE to be ready, he might have had some picture of SUCH HON JUDGES STAND & FIRMNESS OF FINAL VERDICT ON WHICH ENTIRE PENSIONERS FRATERNITY EAGERLY AWAITS WITH BATED BREATH.
Greetings & warm regards RBKISHORE
Republic Day of India – A Celebration of Sovereignty
Fri, 24 Jan 2025 at 17:37
DEAR ALL, REPUBLIC DAY : 75Years
REPUBLIC DAY honors
Friday, 24 January 2025
Department of Telecommunications (DoT) acts on spoofed calls based on reporting of citizens on newly launched Sanchar Saathi mobile App and portal (www.sancharsathi.gov.in)
Department of Telecommunications (DoT) acts on spoofed calls based on reporting of citizens on newly launched Sanchar Saathi mobile App and portal (www.sancharsathi.gov.in) https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2095917&RegID=3&LID=1
VV-JANUARY-2025 edition
Dear Sirs
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Mobile 98272.50688
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*VV-JANUARY 2025 edition*
*VV-JANUARY 2025 edition* :
We are happy to share yet another edition of Varishtha Vaani, fully loaded with information, photos, articles etc. Printing order has been given. Printing will take nearly 7 days and then despatch to RIEAs by regd parcel and subscribers copies by book post. Please share your feed back on our dedicated email id - indorevv.feedback@gmail.com
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Digital Varishtha Vaani January, 2025 Edition
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Implementation of Centralised Pension Payment System (CPPS
1Implementation of Centralised Pension Payment System (CPPS)-
(1) CPPS
(2) Annexure
R Doraiswamy, Managing Director of the Life Insurance Corporation of India (LIC), is expecting tax incentives for the insurance sector
R Doraiswamy, Managing Director of the Life Insurance Corporation of India (LIC), is expecting tax incentives for the insurance sector and subsidies for people below the poverty line to encourage insurance adoption and boost penetration in India.
"There needs to be some kind of nudge that people to go towards insurance. Some tax incentives, some push from the government like kind of a subsidy for people below the poverty line to take insurance," Doraiswamy said on the sidelines of the Insurance & Reinsurance Conference 2025.
He added that the insurer would welcome any announcement that encourages people to engage in long-term savings through insurance.
Courtesy : M ARUNACHALAM
Letter to Joint Director, Insc regarding pending issues
Dear Shri.Sahni ji,
Please find the attachment herewith and request for uploading in your esteemed blog and oblige.
With regards,
Ashok Joshi,
GS, NOIP (BMS)
Click below:-
Cotton Canvas: A Comprehensive Guide for Crafters, DIYers, and Textile Enthusiasts
Cotton canvas: the workhorse of the crafting and DIY world. From sturdy tote bags to breathtaking painted artworks, its versatility and durability have made it a staple in workshops and studios for centuries. But beyond its readily apparent applications, cotton canvas holds a wealth of fascinating characteristics and possibilities. This comprehensive guide delves deep into the world of cotton canvas, exploring its properties, uses, types, history, and more, all tailored for the discerning crafter, DIY enthusiast, and textile aficionado.
What is Cotton Canvas? A Material Defined by Weave and Fiber
At its core, cotton canvas is a plain-woven fabric made from cotton fibers. The term "canvas" refers specifically to the weave – a tightly interlaced, balanced weave that provides inherent strength and stability. The combination of the natural cotton fiber and the plain weave structure gives canvas its unique properties:
-
Durability: The tight weave creates a strong fabric that can withstand significant wear and tear, making it ideal for projects that need to last.
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Absorbency: Cotton is a naturally absorbent fiber, allowing canvas to readily accept dyes, paints, and other finishes. This is critical for customization in crafting and artistic applications.
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Versatility: Canvas comes in various weights, textures, and finishes, making it suitable for a wide range of projects, from lightweight apparel to heavy-duty outdoor gear.
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Breathability: Cotton fibers allow air to circulate through the fabric, making canvas comfortable to wear and use in warm environments.
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Affordability: Compared to other durable fabrics like linen or leather, cotton canvas is relatively inexpensive, making it accessible for crafters on a budget.
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Ease of Use: Cotton canvas is generally easy to cut, sew, and manipulate, making it a forgiving material for beginner and experienced crafters alike.
Unraveling the Weave: Understanding Canvas Construction
The strength and properties of cotton canvas are largely determined by its construction:
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Weave Type: The most common weave for canvas is the plain weave, where warp (lengthwise) and weft (crosswise) yarns interlace in a simple over-under pattern. Other weaves, like twill, can also be used, resulting in a more textured and potentially more durable canvas.
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Yarn Size (Weight): Canvas weight is typically measured in ounces per square yard (oz/yd²). Heavier canvases (e.g., 12 oz, 18 oz) are thicker, stronger, and more rigid, suitable for heavy-duty applications. Lighter canvases (e.g., 7 oz, 10 oz) are more pliable and suitable for garments or lining.
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Thread Count: While less commonly specified for canvas than for other fabrics, thread count (number of threads per inch) can also influence the fabric's density and durability. A higher thread count generally indicates a tighter weave and greater resistance to tearing.
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Ply: Refers to the number of yarns twisted together to make a single thread. Multiple-ply yarns create a stronger and more durable fabric.
Canvas Varieties: Exploring the Spectrum of Textures and Finishes
Cotton canvas isn't a monolithic material. A wide range of varieties cater to specific needs and applications:
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Duck Canvas: The most common type of cotton canvas, characterized by its tightly woven plain weave. Duck canvas is graded by a numbered system (e.g., #8 duck, #10 duck), with lower numbers indicating heavier weights. It is incredibly versatile and used for everything from tote bags and upholstery to tarpaulins and tents.
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Artist Canvas: Specifically designed for painting, artist canvas is typically primed with gesso to create a smooth, absorbent surface that is ready to accept paint. Available in various weights and textures, it is often stretched over a wooden frame for painting.
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Cotton Drill: A strong, twill-woven fabric that is similar to canvas but generally lighter in weight. Drill is often used for workwear, linings, and durable clothing.
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Cotton Twill: As mentioned, a twill weave creates a diagonal rib pattern on the fabric's surface. Twill canvas is often more flexible and drapable than plain-weave canvas.
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Water-Resistant Canvas: Treated with a water-repellent finish (e.g., wax, silicone), this type of canvas is ideal for outdoor applications like awnings, boat covers, and tents. The water-repellency needs to be maintained with retreatment over time.
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Flame-Retardant Canvas: Treated with flame-retardant chemicals, this canvas is suitable for applications where fire safety is a concern, such as stage curtains, backdrops, and safety clothing.
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Organic Cotton Canvas: Made from cotton grown without the use of synthetic pesticides or fertilizers. This is a more sustainable option for environmentally conscious crafters.
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Recycled Cotton Canvas: Made from recycled cotton fibers, reducing waste and conserving resources.
Beyond the Bolt: Common Uses for Cotton Canvas
The versatility of cotton canvas makes it a go-to material for a vast array of projects:
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Crafting & Sewing: Tote bags, pouches, aprons, placemats, curtains, pillow covers, wall hangings, stuffed animals.
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Art & Painting: Painting canvases, backdrops, murals.
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Home Decor: Upholstery, slipcovers, curtains, rugs, storage bins.
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Outdoor Gear: Tents, awnings, boat covers, backpacks, tarpaulins.
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Apparel: Jackets, pants, skirts, dresses, hats, workwear.
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Shoes: Canvas sneakers, espadrilles.
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Photography & Event Decor: Photography backdrops, pipe and drape systems for booths and events.
Choosing the Right Canvas: A Project-Specific Guide
Selecting the appropriate canvas for your project is crucial for achieving the desired results:
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For Tote Bags: A medium-weight duck canvas (10-12 oz) is a good balance of durability and ease of sewing. Consider a heavier weight (14-18 oz) for bags that will carry heavy loads.
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For Painting: Artist canvas primed with gesso is essential. Choose a weight and texture based on your painting style. Finer textures are good for detailed work, while coarser textures are suitable for looser styles.
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For Upholstery: A heavy-weight duck canvas (12-18 oz) or a cotton drill is recommended for durability. Consider a stain-resistant finish for added protection.
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For Clothing: A lighter-weight canvas (7-10 oz) or a cotton twill will be more comfortable to wear.
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For Outdoor Projects: A water-resistant canvas is a must. Consider the level of water resistance needed based on the project's exposure to the elements.
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For Photography Backdrops: Muslin is also used for backdrops, however cotton canvas in a plain color or painted canvas can add character and is generally durable. Using pipe and drape to set up the photography backdrops can be an efficient means.
Working with Cotton Canvas: Tips and Techniques for Crafters
While generally easy to work with, cotton canvas benefits from a few key techniques:
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Pre-Washing: Pre-wash canvas before cutting and sewing to prevent shrinkage after the project is complete.
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Needle Selection: Use a universal or denim needle in your sewing machine. The size of the needle will depend on the weight of the canvas.
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Thread Choice: Choose a strong, durable thread like polyester or cotton-wrapped polyester.
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Seam Finishes: Finish raw edges to prevent fraying. Options include serging, zigzag stitching, or binding with bias tape.
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Reinforcements: Reinforce stress points with extra stitching or rivets.
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Cutting: Use sharp fabric scissors or a rotary cutter for clean, accurate cuts.
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Pressing: Press seams open after sewing for a professional finish.
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Painting & Dyeing: Cotton canvas readily accepts paints and dyes. Experiment with different techniques to achieve the desired look. Use fabric paints or dyes that are designed for natural fibers.
Caring for Your Canvas Creations: Maintaining Longevity
Proper care will extend the life of your cotton canvas projects:
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Washing: Machine wash in cold water on a gentle cycle. Avoid using harsh detergents or bleach.
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Drying: Tumble dry on low heat or hang to dry. Avoid over-drying, which can cause shrinkage.
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Ironing: Iron on a medium setting.
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Storage: Store canvas projects in a cool, dry place away from direct sunlight.
A Historical Thread: The Evolution of Cotton Canvas
Canvas has a rich history, dating back centuries. Originally made from hemp or linen, canvas was used for sails, tents, and other essential items. The introduction of cotton canvas in the 19th century made the material more affordable and accessible, leading to its widespread adoption in various industries.
The Sustainability Question: Addressing Environmental Concerns
The environmental impact of cotton production is a growing concern. Conventional cotton farming relies heavily on pesticides and fertilizers, which can pollute waterways and harm ecosystems. Choosing organic or recycled cotton canvas is a more sustainable option. Consider also the dyes and finishes used on the canvas, opting for eco-friendly alternatives whenever possible.
The Future of Cotton Canvas: Innovation and Possibilities
The future of cotton canvas is bright, with ongoing innovations in textile technology. Researchers are exploring new ways to improve the performance and sustainability of canvas, including:
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Developing more durable and water-resistant finishes.
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Creating canvas from innovative blends of cotton and other fibers.
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Improving the efficiency of cotton farming practices.
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Exploring new applications for canvas in areas like construction and transportation.
Canvas Specific Project Ideas
For a craft and DIY blogger, cotton canvas offers a plethora of content opportunities. Here are some project ideas specifically tailored to your audience:
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Personalized Photography Backdrops: Create unique, hand-painted backdrops for photoshoots using cotton canvas and acrylic paints.
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Upcycled Canvas Tote Bags: Transform old canvas drop cloths or tents into stylish and functional tote bags.
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DIY Canvas Wall Art: Create textured wall art using canvas scraps, fabric scraps, and mixed media techniques.
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Canvas Storage Bins: Sew sturdy and stylish storage bins for organizing craft supplies or household items.
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Custom Canvas Pet Beds: Design and sew comfortable and durable pet beds using heavy-weight cotton canvas.
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Painted Canvas Shoes: Customize canvas shoes with fabric paint and unique designs.
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Tutorials on different painting and dyeing techniques for canvas.
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Reviews of different types of canvas and their suitability for various projects.
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Posts on sustainable canvas options and eco-friendly crafting practices.
Resources for Cotton Canvas Enthusiasts:
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Online fabric retailers: Many online retailers specialize in selling cotton canvas in various weights, colors, and finishes.
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Local fabric stores: Support your local fabric stores by purchasing cotton canvas from them.
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Art supply stores: Art supply stores carry artist canvas in various sizes and textures.
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DIY and crafting websites: Numerous websites offer tutorials and inspiration for working with cotton canvas.
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Textile museums and historical societies: Learn more about the history and evolution of canvas at textile museums and historical societies.
Conclusion
Cotton canvas is more than just a fabric; it is a versatile and enduring material that has played a significant role in crafting, art, and industry for centuries. By understanding its properties, varieties, and applications, crafters, DIY enthusiasts, and textile learners can unlock its full potential and create beautiful and functional projects that will last for years to come. As a craft blogger, embracing this material and sharing its nuances with your audience will position you as a trusted resource and inspire creativity for all. Remember to explore the possibilities and experiment with different techniques to find what works best for you and your unique creative vision! The key is to understand the material and apply your knowledge and creativity to create something amazing.
https://thefabricofourlives.com/cotton-fabrics/canvas
https://wellfabric.com/what-is-cotton-canvas-fabric/
https://sewport.com/fabrics-directory/canvas-fabric
https://www.cassart.co.uk/whats-the-difference-between-linen-and-cotton-canvas/
https://en.wikipedia.org/wiki/Canvas
https://www.fabrichouse.com/int/all-fabrics/cotton/cotton-canvas/https://thecanvaswiki.blogspot.com/
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Thursday, 23 January 2025
Request for the improvement in computation of Dearness Allowance & Dearness Relief for Central Government Employees and Pensioners- reg.
Request for the improvement in computation of Dearness Allowance & Dearness Relief for Central Government Employees and Pensioners- reg.
Pensioner Organisations cases in SC
When AIREF mentioned to the bench, the cases were adjourned by about 6 months. When mentioned by AIIPA, the adjournment improved to 7 months. That happened for very senior citizens who have short span left for them. It is not known, why such long adjournments.
Incidentally, the resultant benefit is the hearing of the cases, only after CJI (against whose judgement the cases are) retires in May 25 (and the summer vacation that follows). Hope, there will be no embarrassment then for the bench.
M Arunachalam
'REPLY DOCUMENT '22
In the Bullet points of NOIP published in your blog, it has been stated that 42000 PF optees got the benefit of one more option for pension (OMOP) from LIC and GI companies from 1/12/2019.
I forward a copy of the RTI reply received by me according to which the following got the benefit of OMOP in 2019-20:
Serving employees of LIC 12085
Number of retirees of LIC 1889
Number of family pensioners of LIC 335
Total 14309
The GI companies' additions would have been much less and hence the total figure of 42000 mentioned in the post is inaccurately exaggerated.
Incidentally, in my view , the various issues taken up by the NOIP have also been taken up by the various other pensioners' Associations and NOIP cannot claim exclusive credit for all the benefits that have accrued on the various issues to the pensioners.
The increase in the rate of family pension notified on 11/9/2023 was also pursued by our Hyderabad Retired Class I Officers' Association and other Associations as well.Mr Anand Tyagi was constantly following up with the DFS at the personal level and broke the news of approval by FM even before the Notification late on the night of 11/9/2023.
So let us recognize that all Pensioners' Associations are pursuing the issues of common interest to LIC pensioners.Some Associations may not give much publicity to their efforts but might have silently made things happen.
Of course , I fully appreciate the efforts made by NOIP on the various issues of concern for LIC pensioners by frequent communications to LIC Management and meetings with DFS officials and Hon'ble FM.
C H Mahadevan
Wednesday, 22 January 2025
List the matter in the 3rd week of August 2025.
COURT NO.4 SECTION XIV-A S U P R E M E C O U R T O F I N D I A RECORD OF PROCEEDINGS Civil Appeal No(s).3465/2024 ALL INDIA INSURANCE PENSIONERS ASSOCIATION THR. ITS PRESIDENT & ORS. VERSUS Appellant(s) UNION OF INDIA & ORS. Respondent(s) Date : 21-01-2025 This appeal was mentioned today. CORAM : HON'BLE MR. JUSTICE HRISHIKESH ROY HON'BLE MR. JUSTICE S.V.N. BHATTI For Appellant(s) : Mr. Mullapudi Rambabu, Adv. Ms. Mahima Panday, Adv. M/S. M. Rambabu And Co., AOR (mentioned by) For Respondent(s) : Ms. Alka Agarwal, Adv. Mr. Raj Bahadur Yadav, AOR Mr. R. Chandrachud, AOR Mr. D. Venkata Krishna, Adv. UPON being mentioned, the Court made the following O R D E R As mentioned by the counsel for the appellant(s), list the matter in the 3rd week of August 2025.
(DEEPAK JOSHI) (KAMLESH RAWAT) Asst. Registrar-cum-PS ASSISTANT REGISTRAR
The Hon'ble bench today while disposing the mention application for an early hearing of our case by a constituent petitioner, ordered the case to be listed in the 3rd week of August 2025.
Detailed Circular would follow.
-Ranjan Dey Sarkar
General Secretary
Date: 22.1.2025
Bullet points NOIP
NATIONAL ORGANISATION OF INSURANCE PENSIONERS
Regn No.PN 4769 (Regd under Indian T U Act, 1926)
(Affiliated to Bharateeya Mazdoor Sangh)
BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.
President: T.C. Gunesh Kumar Working President: Vilas V. Purkar General Secretary: Ashok J. Joshi
Mob No: 9880683639 Mob No: 9922166599 Mob No: 9561084182 & 9945104570
Date: 11-09-2023
Welcome to NOIP
➢ NOIP was born in 2004, affiliated to Bhrateeya Mazdoor Sangh, a nationalistic, Number One
Central rade Union.
➢ In fact, we were late in entering pensioners' field though the Pension Rules were notified in
1995.
➢ It is a bare fact that pensioners join multiple associations of pensioners and hence majority
pensioners are having multitude membership.
➢ It Is also a grave fact that pensioners have to fend for themselves because the associations of inservice employees seldom take up the issues related to pensioners. As pensioners do not have
any power to fight out the issues with the management/GOI, it is a dire necessity to have
continuous liaison with both and keep them apprised about the burning issues, concerning
pensioners.
➢ As such, NOIP believes that perfect liaison only would bring remedy to our problems. NOIP,
though a nascent organization, has become the hope of pensioners through its vibrancy and it is
unique for the following reasons-
➢ It is the first pensioners' organization to submit the Charter of Demands for pensioners in 2004
and has been insisting LIC to call us also for negotiations.
➢ Meets LIC's top officials in CO (MD/ EDP/ Chairperson) at least 3-4 times in a year for follow-up
of pending issues. Pune being NOIP's HQs, we have easy access to CO.
➢ This is not the case with other associations and they hardly meet LIC's top officials even once in
a year.
• NOIP is instrumental in;
➢ Getting one more option to opt for mediclaim
➢ Inclusion of parents and parents-in-laws in medicalim scheme after employee's retirement
➢ Cashless hospitalization for all in-patient admissions
➢ 75% subsidy in mediclaim premium for pensioners too
➢ Increase in SA coverage etc.
➢ Since many were left out from the Mediclaim cover NOIP had been following up for one more
option (second time) and also demanding the option to those who have resigned from service
including those resigned on health grounds.
➢ We also took up agitational campaign by sending mails to Chairperson from 19th August to 7th
September 2023.
➢ As a result, LIC issued circular on 1-9-2023 giving one more option to join Mediclaim scheme.
But again, VRS optees and resignees were not given option. We are pursuing the matter.
• NOIP studies the issues in all details and hence pursuing some anomalies to be set right like;
• Computation of basic pension, insisting 50% of last basic pension drawn as basic pension
• Retirement in the same month if DOB is first of the month, etc.
• We are happy to inform that due to the continuous follow-up with LIC for more than 10 years,
LIC has referred the computation of pension at 50% last basic drawn (whichever is beneficial to
the retiring employee) to the GOI for consideration along with other pension related issues.
• NOIP had been following up regularly with the LIC/DFS for;
➢ Granting flat 30% of basic pay as family pension
➢ Full pension after 20 years of service
➢ Increased pension for pensioners aged 80 and above
➢ 100% DA neutralization of pre 8/1997 retirees
➢ Up gradation of basic pension with every wage revision, etc.
➢ We are happy to inform that due to the continuous follow-up with LIC/DFS for more than 10
years, DFS issued the gazette notification on 11-09-2023, enhancing the family pension to 30%
of last basic drawn, without any ceiling.
• NOIP was the first organization to demand Group Insurance Scheme to pensioners and right
from 2015, strongly making out a case of existence of Insurable Interest for pensioners.
➢ We are happy that LIC extended the GIS to pensioners but unfortunately stipulated a cutoff date
as 1-4-2018.
➢ NOIP is pursuing the matter with LIC insisting to offer GIS to all the pensioners irrespective of
date of retirement.
• The demand of one more option for pension (OMOP) was hanging in air since 1996.
➢ NOIP had been building pressure through BMS on the DFS (Dept of Financial Services) especially
after the NDA Govt came to power in 2014. Due to the efforts of BMS, Late Shri.Jaitleyji, the
then FM approved the demand and it was notified in April 2019. More than 42000 PF optees
both in Life and General Insurance industry exercised the pension option and are drawing
monthly pension now from 1-12-2019.
➢ On our continuous follow-up with LIC, OMOP matter is re-referred to DFS recommending
allowing the option to Ex-Servicemen and direct recruit engineers in Engineering Dept recruited
in 1996-97 and favourable response is awaited through notification.
➢ 8) NOIP has been following up with DFS for the resolution of other issues related to pension
including –
➢ Updation with every wage revision, Full pension for 20 years,
➢ One more pension option to left over ex-servicemen and directly recruited Superintending
engineers etc.
• NOIP has been demanding cash medical allowance to cope up with monthly medical expenses.
• NOIP is the only organization to fully digitize its operations, right from enrolment of members
up to reconciliation of its accounts. Within 2-3 minutes, enrolment process, online would be
completed and within seconds digital receipt is sent to the member.
• Regular communication to members through emails, whatsapp, sms etc giving real time
communication (we are appreciated by one and all for our continuous communications).
• Meeting Ministers/officials of Finance Ministry at regular intervals
• NOIP is not in competition with any union/association of pensioners, but the platform is utilized
to cater to the different needs of pensioners and family pensioners including Mediclaim related
issues with a service motto.
In view of the above, we urge upon you to join NOIP to strengthen the organisation and to inspire us
more in the services of the pensioners at large irrespective of their union affiliations.
With greetings,
Yours Brotherly,
General Secretary
Addendum to our letter dated 19.01.2025 to CEO, LIC
Dear Shri.Sahni ji,
Please find the attachment herewith and request for uploading in your esteemed blog and oblige.
With regards,
Ashok Joshi,
GS, NOIP (BMS)
Click below:-
NOIP MEETING WITH JOINT DIRECTOR,DFS on 21.01.2025,
NOIP MEETING WITH JOINT DIRECTOR,DFS on 21.01.2025,
COMPLAINT AGAINST: NEW INDIA ASSURANCE COMPANY Ltd., D O, 120700, MUMBAI.
Dated 20th January 2025
The E.D, [E&OS]
LIC OF INDIA,
CENTRAL OFFICE,
"YOGEKSHMA"
MUMBAI.
Respected Sir,
Re: Complaint against non-settlement of Claim correctly – Claim No: 119614975 & 124109112 under Policy No. 12070034230400000004 & 12070034240400000004 Group Policy issued by New India Assurance Company Ltd., DO 120700 Mumbai.
Raksha TPA.
COMPLAINANT: Dr. R K MITTAL
AGAINST: NEW INDIA ASSURANCE COMPANY Ltd., D O, 120700, MUMBAI.
POLICY Nos : 12070034230400000004 & 12070034240400000004
TPA: RAKSHA TPA Pvt. Ltd.,
BRIEF HISTORY OF THE CASE:
Tuesday, 21 January 2025
Monday, 20 January 2025
GIST OF TALK WITH ED Personnel,LIC CO Mumbai 17 January ,2025.
GIST OF TALK WITH ED Personnel,LIC CO Mumbai
17 January ,2025.
.1)Repeated attempts to reach Sri A.Sarkar,ED Personnel could not succeed. After big timegap, I tried his Mobile.Luckily he picked up.As Govt Parliamentary Committee Meeting was in progress ,he stole some time to return to his chamber.I thanked him for the opportunity,as Landline from Chennai near impossible,we exchanged pleasantries, greetings for a Happy, Prosperous New Year 2025,I said Pensioners Fedns fervent hope for Positive settlement of Many issues & grievances pending for long time, some presumably as hinted in earlier Meetings by Fedns ,few gained acceptance from MOF,some a favourable nod & as good time has elapsed,CO TOP Mgt must release solutions so that Pensioners will be grateful for such noble empathetic solutions sooner now.
I told EDPer, he must have gone through my Email to MD Sri SatPal Bhanoo who listened fully to my presentation of issues needing urgent attention & closure favourably. I reiterated
i)Seniors age-related, valueadded Rise in Basic Pension at ages 80,85,90,95 & 100 by 20%,30,40,50 & 100 % ,as last discussions months before ,indication given of Govt favourable acceptance, a determined final CO Circular will gladden the hearts of Aged Pensioners,languishing with poor,meagre pension must be a boon. FURTHER, the outlay on this count ,when we worked out ,is app Rs100-120crpa. I urged EDPer to hasten this solution
Please appreciate how many Aged Pensioners,these Super Senior Citizens would have passed away & not only that: when for CGovt & others enjoy this avowedly practical Enhancement Agerelated stepup of Basic Pension last 2 ,VI & VII PC ,how much LIC Similarly placed Seniors lost heavily !!
Kindly take decision to release this very soon,for which we all shall be grateful
ii)I depicted the harrowing experience of Pensioners ,who deprived of Domiciliary, are seeing big erosion in their pension, as high expenses are involved for Consultation, injections, medicines, Dental cost formidable & total de nial ,Self & Spouse,2nd time to visit Doctor for full cure,muliple expenses,need not be told
All are aware, Pensioners need CMB Cash Medical Benefit Yearly as is being offerred to Employees & more richly deserving,Rs16,250pa for Class 3 & 4,Rs20,300 for Class 2, & for Class 1,upto Basic Pay Rs1,63,950, CMB Rs32,400 & others above this BP, Rs48,500
Here again,as EVERY Wage Revision,amounts of CMB Revised reasonably, HOW MUCH Pensioners would have been deprived can easily be Appreciated .
GOOD SENSE should prevail on MGT to ALLOW SAME CMB for Pensioners too without delay. We may point out that our reasonable calculations show only Outlay ranging from Rs100 to 120 crores.Majority fall in Lesser CMB Groups,PLUS Family Pensioners have jumped to high 50% of Regular Pensioners ,as compared to earlier years %
iii) Sir, when Retirement age was raised from 58 to 60 years,normally Automatically,Issue of Family pensioner,who earlier were getting Pension of RP till age 58+7 ie 65,should have been stepped up to Age 67.Not done so far,
Please allow this Humanitarian facility legitimately to wipe the tears of widow.for them to enjoy higher RP till extended age
iv)Please issue instructions to ALL Offices to allow EXGRATIA amount specified ,not as really Wrongly disbursed ,taking into account Basic lower cadre from which he is promoted,NOT allowing higher Exgratia amount, though for all practical purposes,all other benefits the New fitment higher cadre is computed.All Fedns have appealed to CO ,even referring to earlier CO Personnel circular ,where detailed account is given of benefits flowing &
we sincerely appeal to your good sense,as Numbers are few & not large,& even on basis of ethics & empathy,Difference can now be paid, for which SUCH beneficiaries will remember with gratitude..
v)Mr Sarkar,Life Certificate(LC),is a burning issue in August every year,all mechanisation ,New Jeevan Sakshay ,as long as internet is slow & many places active & fast after 3/330pm robs us of delay,nuisance.PLEASE allow VIDEOCALL from Pensioner to ZO/DOPCell Sy/ASy/AO thorough to verify Authenticity,photo,SR or PFileNo or even Aaadhar or PANcard No. quickly 100s can be attended & disposed.When it is allowed for Pensioners in foreign countries,all the more India here can fruitfully be Allowed,& not PENALISE pensioner Withholding pension,sad & hurting will it be.
vi) MD Sri SatPal Bhanoo ,when I spoke to him was so courteous on issues& problems of pensioners to be disposed & finalised soon .PLUS you recall ,when I spoke at length with him ,on Family Pensioners to join Group Mediclaim,as then August,September,October over, BUT still November Premium can be deducted & FPs be allowed,he had open mind, no default can be there,asked me he will convey.I then spoke to Personnel & as EDOS was not there, to ChiefOS & lo, they agreed & VERY NEXT DAY,COCircular flashed allowing this extension & to utilise it to maximum.I profusely thanked then & now also ,as not only ZO,DO1,DO2 Chennai But all over India ALL ZOs/DOs would have benefitted
vii) Earlier CO Circulars of Personnel & OS used to be forwarded on same day to all Pensioners Fedns but after 5 years stopped.We have been repeatedly requesting to RESUME the good practice of bridging communication gap & pensioners alerted at the earliest.
SUCH SIMPLE user-friendly issues must be Restored immediately,please..
viii)Kerala HC Judgement in respect of ClassI Officers retired between 1/8/1992 to 31/3/1993 ,numbering as few as 350 app all over India,on the basis of earlier victory in respect of RM Rtd,Sri MCJain,Jaipur,reports & Calculations of arrears from that period to say 9/2024 or so,small amounts only.Fedns represented to ZO/DOs Pension Cell to verify the accuracy, as Number of Months hover around 4 decades from 1993 plus some months based on final date of calculation
We plead with you,Sir,to find out,ensure no damage done to the Oldest Group of Pensioners,Many might have died,then Efforts be made to pay to Nominee/Alternate Nominee.Reasons such as NO Pension File cannot be an answer. Pensioner & Family are involved,we should not brush it away .
As he had to go back, few more issues could not be taken up.Covenient date/s must be fixed up after Top Mgt primary concerns are over.31st January ,then Budget day 1st February 2025 vital.All eyes on high GST on life insurance policies 18%,GST on Health insce too final decision ,whether being reduced to 5% or NIL
Greetings & Regards,
R.B.KISHORE,EDRetd, PATRON RIEA CHENNAI,
PATRON,AIRIEF
Sunday, 19 January 2025
PIB::मन की बात की 118वीं कड़ी में प्रधानमंत्री के सम्बोधन का मूल पाठ (19.01.2025)
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PIB. English rendering of PM’s address in the 118th Episode of 'Mann ki Baat' on 19.01.2025
English rendering of PM's address in the 118th Episode of 'Mann ki Baat' on 19.01.2025 https://pib.gov.in/PressReleaseIframePage.aspx?PRID=2094231&RegID=3&LID=1
Letter to CEO,LIC regarding pension related and other issues
Regn No.PN 4769 (Regd under Indian T U Act, 1926)
(Affiliated to Bharateeya Mazdoor Sangh)
BMS Office, Vishwakarma Bhavan, 185, Shaniwar Peth, Pune 411030.
President: T.C. Gunesh Kumar Mob No: 9880683639
General Secretary: Ashok J. Joshi Mob No: 9561084182 & 9945104570
Date: 19-01-2025
Circular No 1/2025
The Chief Executive Officer & MD, LIC of India, Central Office, “Yogakshema”, MUMBAI.
Respected Sir,
Re: Pending pension related and other issues.
- ✓This is further to our hundreds of letters in the past 15 years and the latest being dtd.18-9-2024 regarding the long pending issues. Except the increase in family pension and one more option for pension (denied categories are yet to get the pension option), almost all the issues are either pending at your level or at DFS level. We, being the affiliate of Bharatiya Mazdoor Sangh, the only recognized union by the GOI, have been following up the pending issues at DFS and finance ministry level to get the desired resolution.
Letter to CEO, LIC regarding pending issues of pensioners
Dear Shri.Sahni ji,
Please find the attachment herewith and request for uploading in your esteemed blog and oblige.
With regards,
Ashok Joshi,
GS, NOIP (BMS)
Letter to CEO
RTI Information on number of deaths of retiree-pensioners from 1995-1996 to 2023-24
So far we have been speculating on the number of deaths of retirees and family pensioners in the absence of authentic data from LIC.I had made a RTI application for the statistics of deaths of retirees from 1995-1996 to 2023-24 to which I got a reply dated 9th January 2025 furnishing the figures for retirees only.
I attach a copy of the letter received from LIC and the tabulation and analysis made by me based on LIC's reply.
Now we can reasonably estimate that 18000 retirees and family pensioners have died having been deprived of upgraded pension during their lifetime. This is authentically a significant number considering that there are about 79000+ live pensioners as on date.
Now we can authentically apprise the Supreme Court about the gravity of the matter necessitating removal of pension anomalies.
More importantly , these data will also enable us to emphasize the need for providing relief by the Supreme Court with retrospective effect as opposed to the RBI pattern of upgradation of pension with prospective effect.
C H Mahadevan
(1) RTI REPLY-
(2) RTI
RTI INFORMATION OBTAINED FROM LIC CENTRAL OFFICE ON RETIREES' DEATH
Number of retirees who would have died upto 31/7/1997 249
Number of retirees who would have died after 1/8/2022 to 31/3/2024 1668
Total not eligible for upgradation 1917
Actual number of deceased retirees deprived of
upgradation of pension 13142
Assuming ratio of 1:3 for Family Pensioners,
estimated number of deaths of family pensioner 4381
So total number of deceased retirees and family pensioners
deprived of upgradation of pension as at 1/8/2022 17523
To this we can add 10% of deaths after 1/8/2022 of the retirees of
pre -August 2022 period 167
Estimated deaths of family pensioners after 1/8/2022 of pre-August 2022 retirees 56
Total pensioners deprived of upgradation as at 1/8/2022 17746
Thus, we can estimate that about 18000 retiree pensioners and family pensioners have died during the past 27 years deprived of upgradation
The sudden spurt in number of deaths of retiree pensioners in 2020-21 and 2021-22 is conspicuous presumably caused by Covid-19 pandemic
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