ALL INDIA INSURANCE PENSIONERS ASSOCIATION
The CEO & Managing Director, LIC of India, Central Office, Mumbai – 400 021.
04.04.2025.
Dear Sir,
The Circular regarding renewal of Group Mediclaim Policy for the year 2025-26 was issued by the Central office on 3rd April, 2025. But, we are dismayed by the fact that none of the issues raised by our Association for incorporation in the policy have been addressed and included. In this regard, we like to refer to the representation dated 17th February, 2025 we submitted to you. The issues we raised are the following:
- 1.Cadre Sum Assured to be enhanced to Rs. 20 lakhs / Rs.30 lakhs with subsidy to the extent of 75% in view of the price escalation for treatment, procedures and medicines.
- 2.Provisions to cover the expenses for dental treatment and also for reimbursement of cost of hearing aids and other age related treatments.
- 3.Provision to cover the expenses incurred for all types of robotic surgeries.
In that representation we also referred to the discussion our Association had with the ED (Personnel) on 24th May, 2024 in the course of which the latter responded positively to some of the issues including the coverage of expenses for all types of robotics surgeries. But to our utter disappointment, we find that the renewed Group Mediclaim Policy has not incorporated any of the issues mentioned above. On the other hand, the premium has been increased on an average by 8.3%. This is most unfortunate and would put heavier burdens on the pensioners and family pensioners who are also made to bear the brunt of 18% GST.
We, therefore, earnestly request you to take immediate steps to incorporate the issues we raised in the Group Mediclaim Policy of the current year and relieve the pensioners and family pensioners of the burden of GST.
We also request you to recall our earlier representations to you to provide the Cash Medical Benefit to cover the domiciliary medical expenses of the pensioners and family pensioners. This is in vogue in RBI and Central Civil Services. ED (Personnel) in course of the discussion held on 24th May, 2024 assured a positive consideration of the matter. But nothing came about so far.
We would request you to consider the matter urgently and provide this benefit to the pensioners and family pensioners of LIC without further loss of time.
Thanking you,
Yours faithfully,
General Secretary.