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Urine is never a comfortable thing to
talk about, but we're all adult here aren't we (Timmy, please get off
the computer now), and we do pee several times a day. From time to time,
you must have noticed that your urine has different colors, sometimes
darker, sometimes lighter. So if you are curious about what this
might mean or if you have an unusual color in your urine that frightens
you, this is the place to check.
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Saturday, 14 February 2015
What the Color of Your Urine Means
Prev
Friday, 13 February 2015
How to hold your pee (Bladder basics)
How to hold your pee (Bladder basics)
You are in a very important meeting, the AC is killing, it's your presentation next and your bladder's demanding a release.
Or. You may be you are on a street, grocery shopping! Having to hold in pee may be difficult or unpleasant. But if you are without acceptable facilities, privacy, time, or opportunity, here's how to cope.
Close your urethra: Most people do this automatically when a slight urge to pee is first felt. As the urge to pee grows, tensing unnecessary muscles can waste effort and may make the problem worse. Focus instead on isolating and squeezing muscles surrounding the urethra while allowing other muscles to relax on their own.
Reposition your body: The way you position your body can help you tighten the muscles around your bladder, and make you feel like holding it is more possible. Don't press the lower part of your stomach, at all. It will put more pressure on your bladder.
Cross your legs when standing: Don't cross your legs when sitting. Doing this can result in pain or possible loss of bladder control.
Or. You may be you are on a street, grocery shopping! Having to hold in pee may be difficult or unpleasant. But if you are without acceptable facilities, privacy, time, or opportunity, here's how to cope.
Close your urethra: Most people do this automatically when a slight urge to pee is first felt. As the urge to pee grows, tensing unnecessary muscles can waste effort and may make the problem worse. Focus instead on isolating and squeezing muscles surrounding the urethra while allowing other muscles to relax on their own.
Reposition your body: The way you position your body can help you tighten the muscles around your bladder, and make you feel like holding it is more possible. Don't press the lower part of your stomach, at all. It will put more pressure on your bladder.
Cross your legs when standing: Don't cross your legs when sitting. Doing this can result in pain or possible loss of bladder control.
Chairman's message in Information Sharing on 24/1/2015
The performance of LIC of India in New Business as at 31/12/2014 showing a decline of over 58% in Number of Policies and about 28% in First Premium Income is no doubt sending out alarms for not only the Corporation but also the life insurance industry as a whole.
While the market share of LIC has stabilised over 70% in First Year Premium Income and over 78% in number of policies, the high negative growth in new business is a significant cause for concern for the life insurance industry as a whole. But LIC as a dominant long standing player for over 58 years has a tremendous staying power with all its valuable resources at its command and its brand image.
While the market share of LIC has stabilised over 70% in First Year Premium Income and over 78% in number of policies, the high negative growth in new business is a significant cause for concern for the life insurance industry as a whole. But LIC as a dominant long standing player for over 58 years has a tremendous staying power with all its valuable resources at its command and its brand image.
Thursday, 12 February 2015
“NASA BBC rumors Cosmic Rays from Mars”
Hoax Alert: Cosmic Rays from Mars Entering Earth
There
have been rumors circulating that cosmic rays from Mars are entering
Earth tonight so we need to switch off our phones, or put them away from
us.
Tonight 12:30 am to 3:30 am cosmo rays entering earth from mars. So switch off your mobile at night. Don’t keep your cell with you & put it away while you are sleeping because they are too much dangerous rays: NASA informs BBC NEWS. Pls spread this news.
The message above is clearly nothing more than just another HOAX.
I don’t know why people are circulating panic messages such as this to
disturb the lives of other people. From what I have noticed, this
message has been circulating since 2008 and it suddenly reappeared
today, 6 April 2012. I also received text messages containing this false
information and saw similar Facebook posts.
I did my own research and I have found no
credible reports that confirm the claims in the warning message. There
are no references to such a threat listed on credible scientific
websites. I also checked the NASA and BBC news today to see if they have
posted something like this. Fortunately, both have never said such a
thing and will never probably produce a similar baseless statement.
IBA backtracks from its assurance
IBA backtracks from its assurance
Offers a paltry 0.5% increase
UFBU decides to revive the strike programmes
Calls for four days Strike from 25th to 28th February, 2015
Indefinite Strike from 16th March, 2015
Offers a paltry 0.5% increase
UFBU decides to revive the strike programmes
Calls for four days Strike from 25th to 28th February, 2015
Indefinite Strike from 16th March, 2015
In our earlier
Circular No.UFBU/2015/44 dated 19-1-2015, we had informed that in the
background of the assurance given by IBA towards expeditious wage
settlement and considering the positive developments since last
conciliation meeting held on 5th January 2015, UFBU had put on hold its
call for 4 days' strike from 21st January 2015.
In this background another round of negotiations between IBA and UFBU was held in Mumbai yesterday (i.e., 3rd February 2015). Subsequent to a general reporting of the discussions held in the meetings of the three Sub-Committees on (i) Employees' service conditions, (ii) Officers' service conditions and (iii) revised medical reimbursement scheme, the important issue of further improvement in the wage increase offer came up for discussion. IBA sought the view of UFBU about revising its demand from 19.5% in order to arrive at a final deal. UFBU informed IBA that the wage increase offer needs to be substantially improved by IBA as assured and accordingly UFBU would negotiate further to reach a final accord. Quoting, once again, the strenuous financial performance of various Banks, IBA informed that the banks are not in a position to accept the demand of the UFBU. After prolonged discussions, IBA finally proposed to improve their offer from 12.5% to 13% and expected UFBU to scale down its demand.
Since the increase in offer of 0.5% by IBA was paltry, inadequate and not satisfactory, UFBU met thereafter and decided to revive the strike programmes as under:
9th February 2015 Centralised Demonstrations at all centres
13th February 2015 Centralised Demonstrations at all centres
20th February 2015 Badge Wearing & Demonstrations
23rd February 2015 Press Meet in all State capitals
24th February 2015 Centralised Demonstrations at all centres
25th to 28th February 2015 FOUR DAYS' ALL INDIA BANK STRIKE
2nd to 14th March 2015 Further preparatory programmes
16th March onwards INDEFINITE STRIKE
Comrades, the sincere and persuasive efforts of UFBU to negotiate a reasonable and mutually acceptable wage increase are being misunderstood by the IBA and the Government as its weakness. With utmost patience, for the past two years, UFBU has been making its best efforts to settle the demands amicably. At every point of time, we have shown our flexibility. But unfortunately, it is not being reciprocated by the IBA.
When the entire workforce in the banking industry is making every effort to implement the various programmes of the Government including the recent Jan Dhan Yojana, when employees and officers are working under lot of stress and maximum difficulty due to manpower shortage and increased volume of work, it is regrettable that the Government is remaining a passive spectator without initiating any steps to find an amicable solution to the genuine expectations of bank employees for a better and reasonable wage revision.
UFBU has been once again pushed to the path of struggle. We call upon all our units and the entire membership to rise as one and plunge into action to implement the programmes successfully.
State-level UFBU meetings should be held immediately to plan out the steps to be initiated for making all the programmes a total success.
Comrades - March ahead with solidarity and unity - Let us exhibit clearly that our united movement brings Success and success alone.....
"WE SHALL FIGHT - WE SHALL FIGHT - TILL WE SUCCEED - WE SHALL FIGHT"
In this background another round of negotiations between IBA and UFBU was held in Mumbai yesterday (i.e., 3rd February 2015). Subsequent to a general reporting of the discussions held in the meetings of the three Sub-Committees on (i) Employees' service conditions, (ii) Officers' service conditions and (iii) revised medical reimbursement scheme, the important issue of further improvement in the wage increase offer came up for discussion. IBA sought the view of UFBU about revising its demand from 19.5% in order to arrive at a final deal. UFBU informed IBA that the wage increase offer needs to be substantially improved by IBA as assured and accordingly UFBU would negotiate further to reach a final accord. Quoting, once again, the strenuous financial performance of various Banks, IBA informed that the banks are not in a position to accept the demand of the UFBU. After prolonged discussions, IBA finally proposed to improve their offer from 12.5% to 13% and expected UFBU to scale down its demand.
Since the increase in offer of 0.5% by IBA was paltry, inadequate and not satisfactory, UFBU met thereafter and decided to revive the strike programmes as under:
9th February 2015 Centralised Demonstrations at all centres
13th February 2015 Centralised Demonstrations at all centres
20th February 2015 Badge Wearing & Demonstrations
23rd February 2015 Press Meet in all State capitals
24th February 2015 Centralised Demonstrations at all centres
25th to 28th February 2015 FOUR DAYS' ALL INDIA BANK STRIKE
2nd to 14th March 2015 Further preparatory programmes
16th March onwards INDEFINITE STRIKE
Comrades, the sincere and persuasive efforts of UFBU to negotiate a reasonable and mutually acceptable wage increase are being misunderstood by the IBA and the Government as its weakness. With utmost patience, for the past two years, UFBU has been making its best efforts to settle the demands amicably. At every point of time, we have shown our flexibility. But unfortunately, it is not being reciprocated by the IBA.
When the entire workforce in the banking industry is making every effort to implement the various programmes of the Government including the recent Jan Dhan Yojana, when employees and officers are working under lot of stress and maximum difficulty due to manpower shortage and increased volume of work, it is regrettable that the Government is remaining a passive spectator without initiating any steps to find an amicable solution to the genuine expectations of bank employees for a better and reasonable wage revision.
UFBU has been once again pushed to the path of struggle. We call upon all our units and the entire membership to rise as one and plunge into action to implement the programmes successfully.
State-level UFBU meetings should be held immediately to plan out the steps to be initiated for making all the programmes a total success.
Comrades - March ahead with solidarity and unity - Let us exhibit clearly that our united movement brings Success and success alone.....
"WE SHALL FIGHT - WE SHALL FIGHT - TILL WE SUCCEED - WE SHALL FIGHT"
LIC का प्रीमियम कलेक्शन 21% घटा, मार्केट शेयर भी हुआ कम
नई दिल्ली। देश की सबसे बड़ी इंश्योरेंस कंपनी भारतीय जीवन
बीमा निगम (एलआईसी) की बाजार हिस्सेदारी चालू वित्त वर्ष के दौरान घटकर
70 फीसदी रह गई है। अप्रैल-दिसंबर 2015 के दौरान न्यू बिजनेस प्रीमियम
संग्रह में 21 फीसदी की कमी आई है, जिसकी वजह से इसकी बाजार हिस्सेदारी
घटी है।
वित्त वर्ष 2014-15 की पहली तीन तिमाहियों में में एलआईसी का नया
प्रीमियम संग्रह 51,667.07 करोड़ रुपए रहा है, जो कि पिछले वित्त वर्ष की
समान अवधि में 65,774.47 करोड़ रुपए था। इसके परिणामस्वरूप, एलआईसी की
बाजार हिस्सेदारी भी घटकर 70 फीसदी रह गई है, जो कि वित्त वर्ष 2013-14
में 75 फीसदी थी।
दिसंबर के दौरान एलआईसी ने 19.14 लाख पॉलिसी बेचकर नए बिजनेस के तौर
पर 5,858.55 करोड़ रुपए का प्रीमियम संग्रह किया है। पिछले वित्त वर्ष की
समान अवधि में एलआईसी ने नए बिजसेन प्रीमियम के तौर पर 90,123.75 करोड़
रुपए का संग्रह किया था।
एलआईसी के विपरीत निजी क्षेत्र की 23 जीवन बीमा कंपनियों ने नए
प्रीमियम कलेक्शन में 16.6 फीसदी की ग्रोथ दर्ज की है। निजी कंपनियों ने
22,110.31 करोड़ रुपए का नया प्रीमियम संग्रहित किया है, जबकि पिछले वित्त
वर्ष के पहले नौ माह में इन कंपनियों ने 18,951.27 करोड़ रुपए का प्रीमियम
संग्रह किया था।
बजाज अलिआंज के नए बिजनेस में 11.2 फीसदी की गिरावट आई है।
अप्रैल-दिसंबर 2015 के दौरान कंपनी ने फर्स्ट प्रीमियम के तौर पर 1575.28
करोड़ रुपए का प्रीमियम संग्रह किया है, जबकि पिछले साल की समान अवधि में
कंपनी ने 1775.98 करोड़ रुपए का प्रीमियम संग्रह किया था। निजी क्षेत्र के
प्रमुख खिलाड़ी जैसे आईसीआईसीआई प्रूडेंशियल, एचडीएफसी स्टैंडर्ड, एसबीआई
लाइफ, मैक्स लाइफ, रिलायंस लाइफ और पीएनबी मेटलाइफ ने पहले नौ माह के
दौरान रिकॉर्ड ग्रोथ दर्ज की है। आईसीआईसीआई प्रूडेंशियल ने फर्स्ट
प्रीमियम के तौर पर 3586.12 करोड़ रुपए का संग्रह किया है, जो कि पिछले साल
2559.13 करोड़ रुपए था। एसबीआई लाइफ इंश्योरेंस ने 3362.11 करोड़ रुपए का
संग्रह किया, जो कि पिछले साल 3033.87 करोड़ रुपए था।
अब मात्र 10 दिन में बन जाएगा आपका PASSPORT, ये है नया तरीका
POLICY TEAM | Feb 12, 2015, 11:57AM IST
नई दिल्ली. पासपोर्ट बनवाने के लिए ऑनलाइन आवेदन करने वालों
के लिए अच्छी खबर है। अब सिर्फ 10 दिन में पासपोर्ट बन सकता है। इसके लिए
ऑनलाइन आवेदन करना होगा और इसके लिए डॉक्यूमेंट्स की लिस्टिंग करना भी
जरूरी नहीं है। अपने डॉक्यूमेंट्स आवदेक ऑनलाइन समिट कर सकता है। साथ ही
आइडेंटिटी प्रूफ और एड्रेस प्रूफ जैसे तमाम डॉक्यूमेंट की जगह सिर्फ एक
आधार कार्ड से भी काम हो सकता है। आवेदन करते ही आपको अगले 3 दिनों में
अपॉइनमेंट मिल जाएगा। पूरी प्रक्रिया होने के ठीक 7 दिन बाद आपका पासपोर्ट
आपके हाथ में होगा। यानी कुल मिलाकर सिर्फ 10 दिनों की प्रक्रिया में आपका
पासपोर्ट आपके पास आ सकता है। गाजियाबाद के पासपोर्ट अधिकारी सीताराम यादव
का कहना है कि पहले प्रोसेस में समय लगता था। इसलिए डॉक्यूमेंटेशन के जरिए
समय को बचाने की कोशिश की जा रही है।
आधार का फायदा
सरकार ने आधार की प्रक्रिया से आवेदक की आपराधिक गतिविधियों के
सत्यापन की प्रणाली स्थापित करने की कोशिश की है। नई प्रक्रिया के तहत यदि
कोई पासपोर्ट के लिए आवेदन करता है और उसके पास आधार कार्ड नहीं है तो पहले
उसे आधार कार्ड बनवाना पड़ सकता है।
क्यों होती थी देरी
दरअसल, सरकार के पास पासपोर्ट के लिए पुलिस सत्यापन के संबंध में
लगातार शिकायतें आती हैं और इसके चलते पासपोर्ट जारी करने में देरी होती
है। आवेदक को सुविधा देने के लिए मिनिस्ट्री ऑफ होम अफेयर्स ने यह निर्णय
लिया है। हम आपको बता रहे हैं कि आवेदक किस तरह अपने पासपोर्ट के लिए
ऑनलाइन आवेदन कर सकता है और सिर्फ 10 दिन में अपना पासपोर्ट हासिल कर सकता
है।
आगे जानिए कैसे करते हैं पासपोर्ट के लिए ऑनलाइन आवेदन-
स्टेप-1- पासपोर्ट सेवा पोर्टल पर खुद को रजिस्टर करें
सबसे पहले पासपोर्ट सेवा पोर्टल की वेबसाइट http://www.passportindia.gov.in/AppOnlineProject/welcomeLink पर जाएं। पेज पर आपको register now के लिंक पर क्लिक करें। नए यूजर होने के चलते खुद को रजिस्टर करें। इसमें अपनी डिटेल्स भरें। जैसे की आपका पासपोर्ट कार्यालय कौन सा है। डेट ऑफ बर्थ और ई-मेल आईडी। ई-मेल आईडी पर आपको लॉगिन आईडी मिल जाएगी। इसके बाद आपको फिर से होम पेज पर वापस आना होगा।
सबसे पहले पासपोर्ट सेवा पोर्टल की वेबसाइट http://www.passportindia.gov.in/AppOnlineProject/welcomeLink पर जाएं। पेज पर आपको register now के लिंक पर क्लिक करें। नए यूजर होने के चलते खुद को रजिस्टर करें। इसमें अपनी डिटेल्स भरें। जैसे की आपका पासपोर्ट कार्यालय कौन सा है। डेट ऑफ बर्थ और ई-मेल आईडी। ई-मेल आईडी पर आपको लॉगिन आईडी मिल जाएगी। इसके बाद आपको फिर से होम पेज पर वापस आना होगा।
स्टेप-2- लॉगिन करें
ई-मेल पर आए लिंक पर क्लिक करके अपने अकाउंट को एक्टिवेट करें। इसके
बाद यूजर आईडी भरें और फिर पासवर्ड डालें। लॉगिन होने के बाद आपको अप्लाई
फॉर फ्रेश पासपोर्स (Apply For Fresh Passport) या री इश्यू ऑफ पासपोर्ट
(Re-issue of Passport) लिंक पर क्लिक करना होगा। क्लिक करने के बाद 2
पार्ट होंगे। दोनों में आपको यदि ऑनलाइन बनवाना है तो दूसरे ऑप्शन पर क्लिक
करें।
स्टेप-3- विकल्प चुनें
अगर आप पहली बार पासपोर्ट के आवेदन कर रहे हैं तो इसके लिए अप्लाई फॉर
फ्रेश पासपोर्ट (Apply For Fresh Passport) पर क्लिक करना होगा।
अप्लाई फॉर फ्रेश पासपोर्ट पर क्लिक करने के आपके सामने कई सारे फॉर्म आएंगे, इनमें आपकी जानकारी मांगी जाएगी। इन सभी फॉर्म को सही से भरें। ध्यान रहे कि फॉर्म भरने में गलती न हो, क्योंकि एक बार पासपोर्ट की प्रक्रिया रिजेक्ट होने पर दोबारा पासपोर्ट के लिए आवेदन करने में समय लग सकता है। इससे समय की बर्बादी होती है।
अप्लाई फॉर फ्रेश पासपोर्ट पर क्लिक करने के आपके सामने कई सारे फॉर्म आएंगे, इनमें आपकी जानकारी मांगी जाएगी। इन सभी फॉर्म को सही से भरें। ध्यान रहे कि फॉर्म भरने में गलती न हो, क्योंकि एक बार पासपोर्ट की प्रक्रिया रिजेक्ट होने पर दोबारा पासपोर्ट के लिए आवेदन करने में समय लग सकता है। इससे समय की बर्बादी होती है।
स्टेप-4- फैमिली डिटेल्स भरें
अपनी डिटेल्स भरने के बाद आपको इसे सेव करना होगा। सेव करने के बाद आप
इस पेज को यूजर आईडी और पासवर्ड डालकर कभी भी खोल सकते हैं। इसके बाद अगले
पेज पर क्लिक करके आगे का पेज खुलेगा, जिसमें आपको अपनी फैमिली डिटेल्स
भरनी होंगी। इसे भी सेव करके आप अगले पेज पर बढ़ सकते हैं। इसके बाद एड्रेस
की डिटेल्स भरनी होंगी। इसे भी सेव कर दें। इसके बाद एमरजेंसी कॉन्टेक्ट
डिटेल्स भरनी होंगी।
स्टेप-5- भुगतान और मिलने का समय निर्धारण
‘व्यू सेव्ड/सबमिटेड एप्लिकेशन्स’ (View Saved/Submitted
Applications) स्क्रीन पर ‘पे एंड शेड्यूल अप्वाइंटमेंट’ (Pay and Schedule
Appointment) लिंक पर क्लिक करें और अपना अप्वाइंटमेंट, यानी मिलने का समय
बुक करें।
फॉर्म सबमिट करने के बाद आपके सामने एक विंडो खुलेगी जहां पर आपको
पासपोर्ट बनवाने की राशि का भुगतान करना होता है। यह भुगतान आप क्रेडिट
कार्ड, डेबिट कार्ड, इंटरनेट बैंकिंग या फिर एसबीआई बैंक के चालान से कर
सकते हैं।
अब मात्र 10 दिन में बन जाएगा आपका PASSPORT, ये है नया तरीका
POLICY TEAM | Feb 12, 2015, 10:49AM IST
स्टेप-6- प्रिंट लें एप्लिकेशन रिसीप्ट
सारी प्रक्रिया पूरी होने के बाद प्रिंट एप्लिकेशन रिसीप्ट लिंक पर
क्लिक करके एप्लिकेशन को प्रिंट करें। इसमें आपका एप्लिकेशन रेफेरेंस नंबर
और अप्वाइंटमेंट नंबर होता है।
स्टेप-7- ओरिजनल डॉक्यूमेंट ले जाएं साथ
जहां पर भी आपका अप्वाइंटमेंट बुक किया गया है वहां के पासपोर्ट सेवा
केन्द्र में अपने असली डॉक्यूमेंट्स के साथ जाएं। बस इसके ठीक एक सप्ताह के
अंदर आपका पासपोर्ट में आपकी घर होगा। इसकी कॉपी आप ऑनलाइन भी निकाल सकते
हैं।
Bank employees to go on strike from February 25-28
Following last week's failed negotiations between the Indian Banks' Association (IBA) and the United Forum of Bank Unions (UFBU), the umbrella organisation of bank unions, over wage hike, the latter has decided to go on strike from February 25 to February 28 seeking revision in wages.
The UFBU includes All India Bank Employees Association (AIBEA), National Confederation of Bank Employees, Bank Employees Federation of India, Indian National Bank Employees Federation, Indian National Bank Officers Congress, National Organisation of Bank Workers, All India Bank Officers Association and National Organisation of Bank Officers.
"Since the increase in offer of 0.5 per cent by IBA was paltry, inadequate and not satisfactory, UFBU has decided to revive the strike programme. There will be four days' all India bank strike at Public Sector Banks (PSBs) from February 25-28," said UFBU Gujarat chapter convener Ajay Badani, who is also the general secretary of SBI Employees' Union.
IBA had proposed to improve wage hike offer from 12.5 per cent to 13 per cent and said that the 19.5 per cent rise sought in wages by the unions was unacceptable because of the strenuous financial performance of the banks.
Badani, in a press meet organised here on Monday, said "Bank employees are not responsible for rising Non Performing Assets (NPAs). Top executives of the bank and political pressure are putting stress on NPAs. We seek 19.5 per cent revision in wage in view of increased volume of work and manpower shortage."
He further alleged that Corporate entities are responsible for rising NPAs of Public Sector Banks for which bank staff are being made to suffer.
The proposed strike, as per UBFU, is expected to affect transactions worth Rs 12,000 crore in public sector banks in Gujarat. UFBU said that if negotiations fail further, the unions would go on indefinite strike from March 16.
ICC Cricket World Cup 2015 is officially underway
With thousands in attendance and millions watching around the world, the ICC Cricket World Cup 2015 opened in spectacular fashion with star-laden events in both Christchurch and Melbourne.
#cwc15 launched with two spectacular Opening Events in both Christchurch and Melbourne.
New Zealand Prime Minister John Key joined the New Zealand team for the festivities in Christchurch.
All Blacks Captain Richie McCaw crossed codes to join the cricket match on stage along with other New Zealand sporting stars.
The steel drum performers were popular in Melbourne.
The audience was treated to diverse performances.
Pakistan and India stood side-by-side on stage ahead of their crucial #cwc15 clash at the Adelaide Oval.
All 14 of the competing teams at #cwc15 were featured during the events in Christchurch and Melbourne.
The Opening Events were a true global celebration.
UNWANTED HARASSED BY ANUSKHA INDANE NERUL
Indane LPG Consumer Id 19362 LPG
id 37500 0000 7102 3670
Indian Oil Corporation Ltd
This is to inform you that I got
LPG connection in May 2013 at that time of delivery Dealer said it was mandatory
to buy a gas stove with the new connection, without burner stove no connection
will be provided, the stove burner provided by the dealer was damaged and
faulty, I tried to complain several times but they were not ready to entertain
my complain, when I mailed my complain to senior authorities they exchanged the
burner immediately.
After some time a new was rule implemented by Govt. of India
that either mandate AADHAR CARD or Bank account details with cancelled cheque
I submitted update online and got
Form through mail which was already submitted to the dealer Anuska Indane on
24/01/2015, (Acknowledgement attached herewith) and it is already updated on my
online user id. Previously I got several SMS in Marathi for updation of same
which i am unable to follow because I
don’t know marathi
I also booked online GAS
connection on 24/01/2015 which is cancelled by the dealer, for which I didn’t
get any SMS or call for the reason of the cancellation; it may be best known to
the dealer. I just want to know why I was not given sms for the cancellation
Today, I called the manager on
their mobile no. 9821358970 he stated that I will collect the form, from their
Agency and submit to my Bank; it is totally
false and fabricated statement my bank account is updated in your system my
family lives in Navi Mumbai, I lives in out of India.
I have submitted form in my own
handwriting and have updated my address, but still my building name is wrongly
entered and Anuska Indane employees’ use every time unsocial language
Please let me know Anuska Indane
can provide GAS connection on online booking or not, can also let me only
AADHAR card holder is eligible to Indane Gas or non Aadhar card person are also
eligible???????
Sanjay
Kumar Agarwal
trade friends
Suite no. 310, Al Attar Shopping Mall
Al Karama, Dubai. UAE
Cell:+971 50 215 4058 / +971 52 267 4090
India +91 98218 33500 / +91 84240 35500
UK +44 74384 03971
Email : support@tradefriends.ae
The above mail has been received by me from Shri Sanjay Kumar Agarwal.
Shri Agarwal has sent copy of the mail to more than 223 Mail Ids who are LIC Pensioners.
I do not know Shri Agarwal personally
The mail speaks for itself.
Can any one help him in this regards?
Editor
.
Demise of Shri P Subrahmanyam-retd DZM,SZ
Dear All,
I regret to inform
you that I received an information a short while ago(AT 3:13 PM) that Shri P
Subrahmanyam, retired senior officer of LIC passed away this morning at
his residence at Hyderabad. He was 91 and is survived by his wife, three
daughters, sons-in-law and grand children.
His grand daughter Kirti informed me that cremation will take place at about 12 noon tomorrow, the 13th February 15(Friday).
I had the privilege of working under him for three years as AO at Vizag DO from June 1974 to June1977.
Let us pray for his soul to rest in peace.
Mournfully yours,
C H Mahadevan
PENSIONERS VOICE & SOUND TRACK JOINS SHRI MAHADEVAN AND MOURNS THE SAD DEMISE OF SHRI P SUBRAHMANYAM AND SENDS HEARTFELT CONDOLENCES TO THE BEREAVED FAMILY AND PRAYS TO THE ALMIGHTY TO GRANT PEACE TO THE DEPARTED SOUL AND GIVE STRENGTH AND COURAGE TO ALL THE MEMBERS OF THE BEREAVED FAMILY TO BEAR THIS IRREPARABLE LOSS
I REQUEST SHRI MAHADEVAN TO CONVEY OUR CONDOLENCES TO THE BEREAVED FAMILY..
RK SAHNI
ICC Cricket World Cup 2015 Schedule
ICC Cricket World Cup 2015 Schedule: All Match Fixtures and Complete Time Table of Cricket World Cup 2015
Wednesday, 11 February 2015
Wrinkles: Treatments and prevention
In ancient times, having wrinkles
often meant that you were successful for having reached an old age. It
was a sign of wisdom, health, and longevity. With the advancements in
medical knowledge and care, we all get to live longer, meaning that
wrinkles are becoming less a sign of success, and more a sign of just
being old. Any pharmacy will have a plethora of “anti-aging” creams and
products meant to make wrinkles less visible, but the best way to reduce
the likeliness of wrinkles, one just needs know these facts:
1. The more expressive you are, the more wrinkles you’ll have
Laugh-lines, frown-lines,
crow’s-feet, etc. – they all are results of your more common
expressions. These lines become ingrained in your skin through years of
similar motions and are impossible to reduce without plastic surgery as a
facelift or by injecting special fillers under the skin.
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2. Changing your diet can make a difference
Fruits and vegetables that are rich
in antioxidants help the body combat the effects of free radicals, which
are the main cause for aging-related symptoms. Foods that are
particularly rich in antioxidants are prunes, raspberries, strawberries,
cranberries, walnuts blueberries, pinto beans, and red beans.
3. Spending time in your car increases the likeliness of wrinkles
You may feel safe from the sun’s rays
in your car, but the sad truth is that the car windows can be your
worst enemy. They provide no UVA protection, so if you sit in traffic a
lot – you’re also being exposed to the sun, often on one side
specifically. Always wear sunscreen when you go for a drive – your skin
will thank you.
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4. Do you sleep on one side? You’re more likely to get wrinkles
If your favorite sleeping position is
on your side or stomach, with your face lying on a pillow – you’re
creating your own wrinkles. As your face presses into the pillow, it
creates many wrinkles on your face, similarly to expression lines.
5. Drinking water helps reduce wrinkles
Most people don’t know or understand
the importance of drinking sufficient amounts of water during the day.
If we’re not sufficiently hydrated, our skin dries out, and dry skin
gets damaged more easily because it loses its elasticity and becomes
more brittle. Make sure you’re well hydrated throughout the day, and
you’ll keep those wrinkles at bay.
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6. Frown lines can mean problems with your vision
While most other wrinkles are the
results of age or sun damage, frown lines are not. These wrinkles that
appear between your eyes are most often an indication that you probably
need an eye exam. If you take care of vision problems early enough –
you’ll be able to delay, and even prevent these wrinkles.
7. Look at old family photos
Wrinkles are hereditary, and by
investigating your family’s history you can often predict when you’ll
start getting wrinkles, how pronounced they will be and where are they
most likely to occur. Knowing that will help you care for “danger zones”
in advance.
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8. Face creams can slow down the appearance of wrinkles
Collagen levels in your skin
determine its elasticity. As we get older, our bodies produce less
collagen, contributing to the appearance of wrinkles. By using face
creams that contain peptides, alpha hydroxy acids, retinoid, and vitamin
C, you increase skin turnover, encouraging the production of collagen
to a degree. Another way is a procedure called “Skin Tightening via
Radio Frequency” that causes mild inflammation in the skin, promoting
increased production of collagen. While this procedure is effective – it
can be quite costly.
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Bouns: 2 DIY skin tightening face masks:
1. Skin Brightening and Hydrating Mask
Choose between 3 optional bases:
Add the following ingredients:
Instructions:
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Mix the dry ingredients in a bowl until combined
When I Started Loving Myself...
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A poem by Charlie Chaplin written on his 70th birthday on April 16, 1959.
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When I started loving myself
I understood that I’m always and at any given opportunity
in the right place at the right time.
And I understood that all that happens is right –
from then on I could be calm.
Today I know: It’s called TRUST.
When I started to love myself I understood how much it can offend somebody
When I tried to force my desires on this person,
even though I knew the time is not right and the person was not ready for it,
and even though this person was me.
Today I know: It’s called LETTING GO
When I started loving myself
I could recognize that emotional pain and grief
are just warnings for me to not live against my own truth.
Today I know: It’s called AUTHENTICALLY BEING.
When I started loving myself
I stopped longing for another life
and could see that everything around me was a request to grow.
Today I know: It’s called MATURITY.
When I started loving myself
I stopped depriving myself of my free time
and stopped sketching further magnificent projects for the future.
Today I only do what’s fun and joy for me,
what I love and what makes my heart laugh,
in my own way and in my tempo.
Today I know: it’s called HONESTY.
When I started loving myself
I escaped from all what wasn’t healthy for me,
from dishes, people, things, situations
and from everyhting pulling me down and away from myself.
In the beginning I called it the “healthy egoism”,
but today I know: it’s called SELF-LOVE.
When I started loving myself
I stopped wanting to be always right
thus I’ve been less wrong.
Today I’ve recognized: it’s called HUMBLENESS.
When I started loving myself
I refused to live further in the past
and worry about my future.
Now I live only at this moment where EVERYTHING takes place,
like this I live every day and I call it CONSCIOUSNESS.
When I started loving myself
I recognized, that my thinking
can make me miserable and sick.
When I requested for my heart forces,
my mind got an important partner.
Today I call this connection HEART WISDOM.
We do not need to fear further discussions,
conflicts and problems with ourselves and others
since even stars sometimes bang on each other
and create new worlds.
Today I know: THIS IS LIFE!
Source:ba-baMail
Encashment earned leave alongwith LTC- clarification
NO.14028/2/2012-ESTT
(L)
GOVERNMENT OF INDIA
MINISTRY OF PERSONNEL, PG AND PENSIONS
(DEPARTMENT OF PERSONNEL AND TRAINING)
NEW DELHI
GOVERNMENT OF INDIA
MINISTRY OF PERSONNEL, PG AND PENSIONS
(DEPARTMENT OF PERSONNEL AND TRAINING)
NEW DELHI
Dated: February 9, 2015
OFFICE MEMORANDUM
To
All Ministries/Department of Government of India
Subject: Encashment earned
leave alongwith LTC- clarification.
The undersigned is directed to refer to DoPT’s O.M. No. 31011/4/2008-Estt.(A), dated 23rd September,
2008 allowing encashment of earned leave alongwith LTC and to say
that references have been received with regard to the number of times that a
Government servant can avail of the encashment within the same block.
2. It is clarified that the Government servants
governed by the CCS (Leave) Rules, 1972 and entitled to avail LTC may encash
earned leave upto 10 days at the time of availing both types of LTCs, i.e.
‘Hometown’ and ‘anywhere in India’. However, when the one and the same LTC is
being availed of by the Government servant and his family members separately in
a block year, encashment of leave would be restricted to one occasion only.
3. Hindi version will follow.
(Mukul Ratra)
Director
Director
No Section 234A Interest on SA tax paid before due date of filing ROI
GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF REVENUE
CENTRAL BOARD OF DIRECT TAXES (CBDT)
NEW DELHI
DEPARTMENT OF REVENUE
CENTRAL BOARD OF DIRECT TAXES (CBDT)
NEW DELHI
CIRCULAR
NO. 2/2015, Dated: February 10, 2015
Subject: Chargeability of
Interest under Section 234A of the Income-tax Act, 1961 on self-assessment tax
paid before the due date of filing of return of income-regarding
Interest under Section 234A of the Income-tax Act, 1961
(hereinafter the Act) is charged in case of default in furnishing return of
income by an assessee. The interest is charged at the specified rate on the
amount of tax payable on the total income, as reduced by the amount of advance tax,
TDS/TCS, any relief of tax allowed under section 90 and section 90A, any
deduction allowed under section 91 and any tax credit allowed in accordance
with the provisions of section 115JAA and section 115JD of the Act. Since
self-assessment tax is not mentioned as a component of tax to be reduced from
the amount on which interest under section 234A of the Act is chargeable,
interest is being charged on the amount of self-assessment tax paid by the
assessee even before the due date of filing of return.
2. It has been held by
the Hon’ble Supreme Court in the case of CIT vs Prannoy Roy, 309 ITR 231
(2009) that the interest under section 234A of the Act on
default in furnishing return of income shall be payable only on the amount of
tax that has not been deposited before the due date of filing of the income-tax
return for the relevant assessment year. Accordingly, the present practice of
charging interest under section 234A of the Act on self-assessment tax paid
before the due date of filing return was reviewed by CBDT.
3. The Board has decided that no interest under
section 234A of the Act is chargeable on the amount of self-assessment tax paid
by the assessee before the due date of filing of return of income.
4. This Circular may be brought to the notice of
all officers for compliance.
5. Hindi version shall follow.
F. No. 385/03/2015-IT(B)
(Sandeep Singh)
Under Secretary to Government of India
Under Secretary to Government of India
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