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Saturday, 16 October 2021

Payment of Difference of CV to Family Pensioner and option to commute lesser fraction of Revised Basic Pension by the Pensioner

My opinion on the above issue of CV payment to Family Pensioner on the death of the Regular Pensioner :

1. If the Wage Revision would have taken place on 1-8-2017 itself, what would have been the position ?
He would have been paid CV on the New Scale, since he has opted for CV.
2. The employee / Pensioner is in NO WAY responsible for delay of more than 45 months. It is LIC / GOI responsible for this abnormal delay in Wage Revision.
3. Even in case of Regular Pensioner, whether LIC is accepting reduction in Commuted portion of Pension after Wage Revision, Kindly check up.
I don't think reduction is accepted. So, obtaining Annexure IV is redundant.
They are settling CV based on the option exercised at the time of retirement.
4. Rule 3(5) of Pension Rules lays down a principle, which 'mutatis mutandis' is applicable here also.
5. For some body else's fault, why Family Pensioner should be punished ?
6 *Therefore it is my firm opinion that Family Pensioner should be paid difference in CV.*
7. There may be very few cases - all over India - falling  in this category, but whatever is legally due should be paid.

C T JOSHI.

Bonus for Postal Employees 2021, Productivity Linked Bonus 2020-21

Bonus for Postal Employees 2021, Productivity Linked Bonus 2020-21

Posted: 14 Oct 2021 10:17 PM PDT

Bonus for Postal Employees 2021, Productivity Linked Bonus 2020-21 File No. PP-26/1/2020-PAPGovernment of IndiaMinistry of CommunicationsDepartment of Posts(Establishment Division)P.A.P. Section Dak Bhawan, Sansad Marg,New Delhi – 110 001. Dated: 14.10.2021 To All Chief Postmasters General All Postmasters General Sr. Deputy Director General (PAF), Department of Posts All General Managers (Finance) All Directors/Deputy Directors of Accounts […]

Friday, 15 October 2021

HAPPY DUSSEHRA



Subha Bijoya,  Greetings on this auspicious occasion with family and friends,

A S Parida
Bhubaneswar

Letter to MD LIC

Respected  MD Sri BCPatnaik,                       

  I) Please permit me to append our detailed email  to our worthy Chairperson,on LIC 65th Anniversary.All of us feel proud.We state that we are Indians 1st & Indians last.We are Licians 1st & LICians last & then We are Pensioners 1st & Pensioners last.

   Also allow me to sum up important issues & grievances of all groups of pensioners from Simple to Profound,Simple issues can be resolved at your end with mind & heart feeling the pangs,grievances & some lingering long with no followup,causing further hurt.


     I request you to bestow special, concentrated attention to these issues, as time is short,many pensioners have died in pain & anguish,Family Pensioners have mounted & skyrocketed from 18% to RP to 45%,50 % & even more in 2 Zones. We only have to wipe the tears of the widow & redress grievances fast & adequate .

 

President of India’s Greetings on The Eve of Dussehra


Release



President's Secretariat

President of India's Greetings on The Eve of Dussehra

Posted Date:- Oct 14, 2021

The President of India, Shri Ram Nath Kovind in his message on the eve of Dussehra has said :-

"On the auspicious occasion of Vijaya Dashami, I extend my warm greetings and best wishes to all our fellow citizens living in India and abroad.

Vijaya Dashami is celebrated to mark the victory of good over evil. This festival inspires us to follow the path of morality, goodness and virtue. The persona of Lord Rama and his righteous conduct as Maryada-Purushottam is an ideal for all of us.

May this festival strengthen the moral foundation of the society and inspire all the citizens to work for nation-building".

Click here to see President's Speech in Hindi

*****

DS/BM

Release Id :-1763964

Notes on Pension & Mediclaim Scheme.pdf

Notes on Pension & Mediclaim Scheme.pdf


By Shri C T JOSHI 


विजय दशमी की हार्दिक शुभकामनाएं



*असत्य पर सत्य की विजय ��तथा अधर्म पर धर्म की विजय ��के पवित्र त्योहार विजय दशमी पर आपको सपरिवार शुभकामनाये�� तथा बधाई ��। ��जय श्री राम ��।**

आर के साहनी 

Dussehra eCards

Hello,

It's Dussehra. Click on the link below to send a Dussehra ecard for FREE:
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Wednesday, 13 October 2021

LIC PENSION FUND AND LIC EMPLOYEES PENSION TRUST FUND DEED AND RULES

Dear Shri Joshi Ji,
I am happy to be in contact with you. I am aware of your significant contribution in co-authoring the booklet "LIC Pensioners Hand Book". Your understanding and interpretation of the rules are wonderful.
Now, coming to the points stated in your message, my views are as under:
1. As we know, LIC pays Pensionary Benefits to the employees from the 'pension fund' created and governed by the rules set in Chapter III of the Pension Rules and the terms of the Trust Deed of the 'Irrevocable Trust', appointed by the Corporation. The Trust is authorized to keep the money under Trust Fund invested, in accordance with rule 85 and clause (ii) of rule 89 of the Income-tax Rules 1962. As the Group Pension Scheme of LIC of India is also one of Income Tax approved schemes, the Trust through its Secretary takes out the Master Policy for payment of Pensionary Benefits from LIC of India, as the insurer.
2. There is a confusion in the minds of some pensioners that the Pension Fund pertains to the retired employees only. This is not correct. Once the employee retires, regular contribution for him stops. Thus, the Pension Fund on a given date is mainly to meet with the future liability.
3. The Trust is entrusted with the job of making following payments:
a. Regular Pension,
b. Family Pension,
c. Commuted Value of Pension
d. Arrears, in respect of above (a), (b) and ( c), if any payable as per rules.
4. On the retirement of an employee, Commuted Value or arrears for Commuted Value, if any, are paid from the Pension Fund direct. For payment of the Pension including Family Pension or increased Pension, immediate annuities are purchased as per the requirement keeping in view the Pension Rules and the terms and the conditions of the Group Master Policy, which is a sort of Tailor Made Policy and hence does not have full resemblance with the Individual Annuity Policies or other Group Personal Pension Policies. The Pension Fund is actuarially evaluated every year to ensure that sufficient funds are there to meet with the liabilities of the pension pay outs, and usually every year LIC has to make additional contribution as necessitated by the actuarial valuation. The following table shows how LIC has to make additional contribution to ensure sufficiency of fund to meet with total pension liabilities as on a given date:

                                                                  31/03/2017            31/03/2018                31/03/2019        
         Fund at Beginning of Year                     38,927                         45,110                    53,904
         Investment Income                                   3,295 3,561 4,573
         Regular Contributions (10%)                     526 718 507
          Additional Contributions                       4,669 5,921 4,320
          Benefits paid                                            2,308 1,405 2,192
          Fund as at end of year                         45,110 53,904 61,111

    Thus, we may observe that
1. The Immediate Annuity purchased is not with Return of Purchase price on the death of the Regular Pensioner, but with the provision of payment of pension to the family member –which covers spouse and other family members under certain circumstances.
2. In my opinion, immediate annuities are purchased with the provision of continuity of the lower pension to the family member in the beginning it-self. But, for this we have to see the terms and conditions of the Master Policy.
Payment of pension to LIC employees is a statutory liability as the Pension Scheme is governed by the Rules made by the Central Government. The employees have no say in deciding method of payment of pension i.e. on the basis of 'Pay as you go' or on the basis of 'the Pension Fund'. Whatever the methodology is adopted by LIC, it has to be equitable without creating discrimination. 
I have shared my observations, which you may kindly examine and in case you find anything incorrect, I request you to kindly correct me. 
With kind regards,
M P Agnihotri
Hyderabad 9618315890/9425206198

Story of Air India’s Flight of Full Circle

Story of Air India’s Flight of Full Circle: October 8, 2021 is a memorable day for the 153 yea.... Read More

PCDA Circular 220:

PCDA Circular 220: Submission of Annual Life Certificate for pensioners/family pensioners living abroad

Posted: 11 Oct 2021 11:25 PM PDT

PCDA Circular 220: Submission of Annual Life Certificate for pensioners/family pensioners living abroad OFFICE OF THE PR. CONTROLLER OF DEFENCE ACCOUNTS (PENSIONS)DRAUPADI GHAT, ALLAHABAD – 211 014, Circular No-220 AT/Tech/30/Vol-XX Dated: 07/10/2021 To The Chief Accountant, RBI Deptt. of Govt. Bank Accounts, Central office C-7, Second Floor, Bandre- Kurla Complex, P B No. 8143, Bandre […]

President of India’s greetings on the eve of Durga Puja


Release



President's Secretariat

President of India's greetings on the eve of Durga Puja

Posted Date:- Oct 12, 2021

The President of India, Shri Ram NathKovind in his message on the eve of Durga Puja has said :-

"On the auspicious occasion of Durga Puja, I extend my greetings and best wishes to all our fellow citizens living in India and abroad.

Goddess Durga is a symbol of power and is also a divine form of nari-shakti. Durga Puja is the celebration of the victory of good over evil. The nine different forms of MaaDurga represent the different aspects of the association of the life and nature.

On the occasion of this festival, let us resolve to build a society where women are bestowed with higher respect than before and equal participation in the process of nation building.

I pray to God that this joyous festival is marked by the spirit of peace, fraternity and unity among the citizens and we rededicate ourselves to the service and progress of our nation".

Please click here to see the President's message -

***

 

DS/AK

Release Id :-1763234

PIB::India Post celebrates PLI day

India Post celebrates PLI day as part of National Postal Week and Azadi ka Amrit Mahotsav CelebrationsFinancial inclusion melas with special focus on PLI/RPLI o     https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1763312&RegID=3&LID=1


Thought For The Day FW ERI BOI From Brahma kumaris



Regards
E.R.Iyer BOI

दुर्गा अष्टमी की हार्दिक शुभकामनाएं


आर के साहनी 

Tuesday, 12 October 2021

INDIA'S 'MODI' FOCATION




सोनिया गांधी ने क्यों मना किया था वन्दना के लिए ?

मेरे साथ घटित सच्ची घटना
----------------------------------
सोनिया गांधी ने क्यों मना किया था वन्दना के लिए ?

मान्यवर,

आठ सितंबर,2010, अन्तर्राष्ट्रीय साक्षरता दिवस का आयोजन विज्ञान भवन में हुआ था। राष्ट्रपति मुख्य अतिथि थीं। 
हमने गन्धर्व महाविद्यालय की बालिकाओं को स्वस्ति वाचन के लिए बुलाया था, जो स्टेज के साथ वाले कमरे में वीणा लेकर अपनी प्रस्तुति देने के लिए बैठी थीं। 
कार्यक्रम शुरु होने से मात्र एक घंटा पहले मुझे महानिदेशक ने बताया कि हाईकमान से आदेश आया है कि इस कार्यक्रम में स्वस्ति वाचन नहीं होगा। 
मैंने उनसे कहा कि हम उनकी इच्छानुसार सरस्वती वंदना नहीं कर रहे, मात्र स्वस्ति वाचन होगा। इसके लिए गन्धर्व महाविद्यालय की बालिकाएं कबसे आकर बैठी हैं,
और हम उन्हें इसके लिए धनराशि भी दे चुके हैं।
महानिदेशक ने कहा कि वह विवश हैं क्योंकि यह सोनिया गांधी का आदेश है। 
मेरे मन को इस घटना से बहुत ठेस पहुंची।
ज़्यादा दुःख तो मुझे इस बात से हुआ कि जो औरत हमारी हिन्दू संस्कृति को तबाह कर देना चाहती है, उसी की बेटी प्रियंका वाड्रा को 
विभिन्न मीडिया चैनल देर तक अपने चैनलों पर नवरात्र की पूजा करते दिखाते रहे। 
कितना ढोंग करते हैं ये लोग और मीडिया चैनल उन्हें कवरेज देते हैं।
सादर,
कुसुम वीर
पूर्व निदेशक,
प्रौढ़ शिक्षा निदेशालय,
मानव संसाधन विकास मंत्रालय,
भारत सरकार 
मोबाइल -  9899571158

Some People Harming Country's Image In The Name Of Human Rights With Their Selective Approach : PM Narendra Modi

Some People Harming Country's Image In The Name Of Human Rights With Their Selective Approach : PM Narendra Modi



Looking for legal news and events. Download Livelaw app, India's no:1 Legal news app.

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IBA letter to member banks.pdf




IBA letter to member banks

IBA letter to member banks.pdf




Delhi High Court Dismisses Petition Challenging Rakesh Asthana's Appointment As Delhi Police Commissioner

Delhi High Court Dismisses Petition Challenging Rakesh Asthana's Appointment As Delhi Police Commissioner: The Delhi High Court today dismissed a petition filed by one Sadre Alam challenging appointment o

Acceptance or Retention of Gifts or Presentations, Amendment in Rule 11 of AIS (Conduct) Rules, 1968

Acceptance or Retention of Gifts or Presentations, Amendment in Rule 11 of AIS (Conduct) Rules, 1968

Posted: 11 Oct 2021 05:04 AM PDT

Acceptance or Retention of Gifts or Presentations, Amendment in Rule 11 of AIS (Conduct) Rules, 1968 F.No. 11017/01/2019-AIS-IIIGovernment of IndiaMinistry of Personnel, Public Grievances and PensionsDepartment of Personnel & Training North Block, New Delhi-110001Dated 5th October, 2021 To,The Chief Secretaries of States / UTs Sub: Amendment in Rule 11 of AIS (Conduct) Rules, 1968- reg. […]

Monday, 11 October 2021

Finer points of income tax laws affecting personal taxation

Finer points of income tax laws affecting personal taxation: Article discusses Provisions applicable in respect.... Read More

*Navratri Special Bhajan Katha n Aaarti*

Spectacular Signture



 
Courtesy:R B KISHORE 

Statistics of Pensioners of Belagavi Division as on 30-09-2021. ‐

Statistics of Pensioners of Belagavi Division as on 30-09-2021.
‐----------------------------------------------
Regular Pensioners: 255
Family Pensioners  : 110
Child  Pensioners   :  NIL
----------------------------------------------
*TOTAL PENSIONERS: 365*
----------------------------------------------
IPO, Belagavi Members :
Regular Pensioners : 69
Family Pensioners   :   8
Child  Pensioners     : NIL
                                      --------
*TOTAL Members    : 77*
-----------------------------------------------
*% of Family Pensioners to Total Pensioners  : 30.14*
‐----------------------------------------------
C T JOSHI.

Sunday, 10 October 2021

*क्या अब पंजाब और छत्तीसगढ़ के राजनैतिक दानवीर मुख्यमन्त्री काश्मीर में भी आगे आएंगे*.....?

*क्या अब पंजाब और छत्तीसगढ़ के राजनैतिक दानवीर मुख्यमन्त्री काश्मीर में भी आगे आएंगे*.....?=================

दो दिन पहले पंजाब और छत्तीसगढ़ के राजनैतिक *दानवीर मुख्यमन्त्रियों ने लखीमपुर खीरी के कथित किसान आंदोलन के दौरान मारे गए लोगों के परिजनों को ₹ 50-50 लाख की आर्थिक सहायता प्रदान करने की घोषणा कर मानवता का कितना बेहतरीन और अनुकरणीय उदाहरण प्रस्तुत किया था* ।

*पिछले 3-4 दिनों में कश्मीर में आतंकियों ने 4 निर्दोष हिंदुओं (एक बार फिर से स्पष्ट कर दूं निर्दोष हिन्दू कश्मीरी नागरिकों जिनमे सिक्ख हिन्दू दलित, ब्राह्मण सभी थे ) को गोली चलाकर मार दिया* ।

 *अब मैं इन दोनों दानवीर मुख्यमन्त्रियों से करबद्धआग्रह करता हूँ कृपया मानवीय मदद का जो जज़्बा आपने लखीमपुर खीरी में दिखाया वही यहां भी दिखाएं और *इन्हें भी उसी तरह आर्थिक मदद देने की घोषणा करें* 

अन्यथा लगेगा लखीमपुर खीरी में आपकी मदद की घोषणा महज़ एक राजनैतिक स्टंट और हिंदुत्व विरोध का ही हिस्सा थी ।

🙏

Durga Chandrakala stuti - Appaya Dikshitar

Durga Chandrakala stuti - Appaya Dikshitar
 https://youtu.be/9DuB5-uOX_s

1)An English transliteration and translation of Durga Chandrakala Stuti of Advaitavidyacharya, Srimad Appayya Dikshitendra.

1) Above each shloka on the screen you can find a short description of which katha is dealt with in it.

2) The Sanskrit text in Devanagari script is given on the left side while the English transliteration is given on the right side.

3) Translation is given below the shloka's original text in the slide.

4) Below the translation you can find the reference from the relevant portion of the Itihasa-purāṇas that is condensed by Dikshitendra in the shloka.

By doing Parayanam of this wonderful Stotram of Dikshitendra we can get the result of chanting
1) the whole of Devi Mahatmyam,
2) selected portion of Siva Mahapuranam's Vayaviya Samhita, Purva-bhaga,
3) Pancharatrokta Lakshmi Tantram
4) Selected portions of Varaha Puranam,

5) Selected portions of Harivamsha,
6) Selected portion Vishnu Puranam,
7) Selected portions of Śrīmad Bhagavatam &
8) One particular mantra in the Sama Veda's Samavidhi Brahmanam.

The glories of Devi described in all of these Vedic scriptures have been given to us in a condensed from by Dikshitendra.

Let us get the Devi's blessings this Navaratri by studying and contemplating on the meaning of Durga Chandrakala Stuti.

2)
Dasha Hara is a Sanskrit word which means removal of ten bad qualities within us.
Kama vasana (Lust)
Krodha (Anger)
Moha (Attachment)
Lobha (Greed)
Mada (Over Pride)
Matsara (Jealousy)
Swartha (Selfishness)
Anyaaya (Injustice)
Amanavta (Cruelty)
Ahankara (Ego)

It's also known as 'Vijaydashami' which means Vijaya over these ten bad qualities.

Happy Dussehara !! DIVINE GREETINGS TO ONE & ALL
RB Kishore,
PATRON,AIRIEF,
ED(Retd),LIC

.

7.1% Interest on Deposit under non-government PF, superannuation & gratuity

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Piece of cake.pps




 
 
 
  

Open the attachment  

 



LOOK INWARD,REFLECT,LOP OFF  ANGULARITIES,WHIMSICALITIES,EXCRESCENCES,ODDITIES,

LIFE BECOMES OK,TOLERABLE, THEN ENJOYABLE,THEN VICTORIOUS

LIFE IS NOT A RIDDLE TO BE SOLVED, IT IS A MIRACLE TO BE CELEBRATED & SUNG

R.B.KISHORE


RB Kishore,
PATRON,AIRIEF,
ED(Retd),LIC
Life Member,Probus Club
044-2815 5810 & 098 4034 0591.
.